Sentences with phrase «treated as hard inquiry»
Similarly, if an existing creditor makes an inquiry on your account in order to review your account with them, such inquiry will not be treated as hard inquiry.
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For this reason, they treat hard inquiries for the same type of transaction as a single transaction if the space between the inquiries are very short.
Fair Isaac Corporation (or FICO) calls this «rate shopping,» and allows a 45 - day window where the numerous hard inquiries are treated as just one.