Not exact matches
It is not uncommon for
insurance companies to deny coverage for a
treatment that is explicitly included
under the
policy.
Florida is a «no fault» state, meaning if you're injured in a car accident you should be able to start receiving medical
treatment immediately
under the Personal Injury Protection (PIP) clause found in your auto
insurance policy.
Our early involvement is critical for any victims that do not have the sufficient coverage
under a medical
insurance policy to fund any source of
treatment.
Your
insurance company pays your medical provider (as long as it is reasonable and necessary
treatment under the Personal Injury Protection terms of the
policy).
While health
insurance is critical to manage hospitalization and medical costs, a critical illness
policy can further aid your medical
insurance plan, as it helps you pay for more expensive
treatments, which are not covered
under a normal health
insurance plan.
At a meeting of private hospitals and public sector
insurance companies last Friday, both the parties had agreed to restore the cashless
treatment facility
under the mediclaim
policy within 10 days.
In New Jersey, pre-existing condition limitations in long - term care
insurance shall not exclude coverage for more than six months after the effective date of coverage
under the
policy for a condition for which medical advice was given or
treatment was recommended by or received from a physician within six months before the
policy's effective date.
In case the insured individual is
under intensive care, emergency
treatment, or cancer confinement, hospital
insurance policies normally pay more benefits.
However, in reality the tax - free
treatment of a life
insurance policy loan is not actually a preference for life
insurance under the tax code, but the simple recognition that ultimately a
policy loan is just a personal loan between the life
insurance company and the policyowner, for which the life
insurance cash value is collateral.
Health
insurance offers a cover for free medical checkups, cashless medical
treatments and there is the wide range of different
policy covers provided
under the same.
(Notably, certain exceptions to the tax - free
treatment of life
insurance death benefits apply when the
policy was sold to someone else,
under the so - called «transfer for value» rules.)
A pre-existing disease is any condition, ailment or injury or related condition (s), for which the insured person had signs or symptoms, and / or were diagnosed, and / or received medical advice /
treatment within 36 months prior to 1st health
insurance policy issued by Us
under which the insured person was covered.
Any
treatments done outside the country can also be valid for tax benefits but this is possible only if your health
insurance policy allows you to do so and the company offering you the policy must be registered under the Insurance Regulatory Authority
insurance policy allows you to do so and the company offering you the
policy must be registered
under the
Insurance Regulatory Authority
Insurance Regulatory Authority of India.
So, even if you choose a sum assured of Rupee 5 lakhs
under your health
insurance plan, there could be situations when your
policy would cover only 50 % of the sum assured for the medical
treatment required.
Offerings, such as discounts on dental
treatments, pathology and radiology expenses and doctor consultations, are not covered
under a health
insurance policy.
Pre-existing Medical Conditions» Waiting Period: Before taking the
policy, if you have some illnesses then your medical
treatment for it will not be covered
under your health
insurance policy.
Before we delve any further, it is important to know that some diseases or medical conditions not covered by an
insurance policy may fall
under the post-hospitalization
treatment, which is covered by the
policy.
Because people can purchase medical health
insurance specifically for their trips, their medical
treatment will also be covered
under the trip
insurance policy.
While some companies cover the alternative
treatments in their group
insurance on request, other insurers offer the coverage
under basic health
insurance policy.
What the couple didn't know, however, was that the travel
insurance company, like just about every
insurance underwriter everywhere, included a subrogation clause and a first payer clause in its
policy certificate, allowing the company to collect some of the claim money from the couple's extended health
insurance provider — the insurer that pays for
treatment not entirely covered
under Canada's national health plan.
Usually dental
treatment is not covered
under travel
insurance policies.
Surgery expense of hernia, laser surgery and any gastric
treatment expense is not covered
under any Critical Illness
Insurance Policy plan.
In order to be eligible for coverage
under the Continuation of
Treatment Period provision, the Insured Person must be covered by an
insurance policy, benefit plan, or Other Coverage for expenses or charges incurred by the Insured Person, and the Other Coverage remains in effect during the duration of coverage with the Company.
Certain medical
treatments that do not require minimum 24 hours of hospitalization are also covered
under this health
insurance policy.
For example, if Mr.. A has a mediclaim
insurance of Rs. 3 lacs with some other company and his expenses on
treatment are Rs. 5 lacs, then the additional Rs. 2 lacs can be claimed
under the Bajaj Allianz Extra Care
policy.
Formalities for a health
insurance claim You can make a claim
under a Health
insurance policy in two ways: On a Cashless basis and A Reimbursement Claim On a Cashless basis: For a claim on cashless basis, your
treatment must be only at a network hospital of the Third Party Administrator (TP...
Cashless processing — In case of
treatment in network hospitals, a TPA helps in cashless processing
under a health
insurance policy.
It is important to note that some ailments like Diabetes, Hypertension, Arthritis, Psychiatric disorders, Epilepsy and some other medical
treatments are not covered
under the health
insurance policy by most
insurance providers.
While Chola Individual Healthline
Insurance policy is a standalone health cover, some insurers offer coverage for alternate
treatments only
under their group
policies, like Bajaj Allianz General
Insurance.
Public sector insurers New India Assurance and Oriental
Insurance, Star Health and Allied Insurance, HDFC Ergo and Tata AIG General Insurance cover alternative medical treatments under standalone or individual health insurance
Insurance, Star Health and Allied
Insurance, HDFC Ergo and Tata AIG General Insurance cover alternative medical treatments under standalone or individual health insurance
Insurance, HDFC Ergo and Tata AIG General
Insurance cover alternative medical treatments under standalone or individual health insurance
Insurance cover alternative medical
treatments under standalone or individual health
insurance insurance policies.
Critical illness
insurance works in a very simple way: if you are diagnosed with any of the critical illnesses listed in your
policy and survive the waiting period (typically it is 30 days), you will receive a lump sum, also called critical illness benefits, that you can use towards any individual needs: critical illness
treatment, experimental
treatment abroad, drugs that are not covered
under provincial plans or simply treating it as an additional income.