If, however, someone breaks in and destroys your front door in the process, you'd likely
trigger loss of use coverage because you can't safely live there without a front door.
If the damage is severe, it may also
trigger loss of use coverage which would pay for your additional living expenses during the cleanup process, such as a hotel.
This would give you replacement cost coverage and would also
trigger loss of use coverage.
Not exact matches
It's important to remember that
loss of use coverage is
triggered by a covered
loss.
Santa Clarita renters insurance and policies in the surrounding area often have a provision that allows for
loss of use coverage to be
triggered when a civil authority forces you to evacuate due to a forest fire.
There are certain mandatory evacuation situations where you may have access to
loss of use coverage when ordered by a civil authority, but there are specific criteria that must be met in order for this
coverage to be
triggered.
That
loss of use coverage is
triggered by a covered claim, such as weight
of ice and snow, and it pays for a hotel and other additional living expenses beyond what you'd normally spend on housing and related expenses.
Renters insurance can help with that
loss, because vehicles (not your own) are a covered peril that would
trigger both personal property and
loss of use coverage.
The key is that the
loss in question must be a covered
loss in order for the
loss of use coverage to be
triggered.
Santa Clarita renters insurance and policies in the surrounding area often have a provision that allows for
loss of use coverage to be
triggered when a civil authority forces you to evacuate due to a forest fire.
And if your 2017 health insurance policy was not eligible for renewal because your insurer left the market in your area, you have until March 1, 2018 to pick a new plan,
using the special enrollment period that's
triggered by
loss of coverage (there are some exceptions to this; some state - run exchanges that mapped these enrollees to new plans did not grant the special enrollment period)
Loss of use coverage is triggered by a covered loss, and since fire is a covered peril, you'd have coverage in that example even if you weren't the one that suffered the fire direc
Loss of use coverage is
triggered by a covered
loss, and since fire is a covered peril, you'd have coverage in that example even if you weren't the one that suffered the fire direc
loss, and since fire is a covered peril, you'd have
coverage in that example even if you weren't the one that suffered the fire directly.
The key is that the
loss in question must be a covered
loss in order for the
loss of use coverage to be
triggered.
Speaking
of loss of use coverage, it could be
triggered in a volcanic eruption claim even if you don't directly suffer damage.
That
loss of use coverage is
triggered by a covered claim, such as weight
of ice and snow, and it pays for a hotel and other additional living expenses beyond what you'd normally spend on housing and related expenses.
Loss of use coverage on renters insurance has to be
triggered by something else.