What that means is that the part of the insured property which belongs to you is protected against partial or total loss, and that you are protected against people who are injured on the property as a result of flaws or failures on the property, such as
tripping over a brick in the sidewalk, or being electrocuted by faulty wiring.
Not exact matches
What's crucial here, though, is that Sony kept the PS4's weight to a manageable 6.1 lbs and tucked the power supply inside the system, leaving no external power
brick to
trip over.
If there is an unsettled
brick in your walkway, that is stick out in a manner it shouldn't be, and a child
trips over said
brick and injures themself, you'll likely be on the hook for associated damages.
If someone
trips over a missing
brick in the paved walkway your landlord installed, then the home's insurance would pay, but if they
trip over your child's tricycle, then your renters insurance comes into play.