Sentences with phrase «turning in a medical exam»

Because you're also turning in a medical exam, it's important to be open and honest about your condition.

Not exact matches

These days, medical X-rays come in multiple formats: plain film used in dental exams and doctors» offices; fluoroscopy, which bounces a continuous X-ray beam off contrast agents you've either injected or ingested, providing a moving real - time image of arteries and intestines; and the computed tomography (CT) scan, which couples a powerful computer with a circular array of extremely sensitive detectors to turn X-rays into detailed cross sections of the body.

One of the biggest advantages to applying for no medical exam life insurance is the fact that these policies may allow someone who has an adverse health issue to obtain the coverage that they need — even if they have been turned down for traditional life insurance coverage in the past.

But if the rate class on the fully underwritten policy comes back different than applied for due to some issue in your lab work, you can always turn down the offer and keep the no medical exam term life insurance policy you already have in place.

Those who have various health issues can often qualify for coverage through a no medical exam life insurance policy — even if they have been turned down for traditionally underwritten life insurance protection in the past.

This is because having no medical exam to contend with can often allow people to qualify for burial insurance coverage — even if they may have been turned down in the past for traditional life insurance protection.

Automated Accelerated Underwriting Life Insurance The single greatest hurdle for life insurance companies in the process of turning a prospective client into an actual client is to get him or her to take a medical exam.

But if the rate class on the medical exam policy comes back different than applied for you can always turn down the offer and keep the no medical exam policy you already have in place.

Because many final expense policies do not require medical exams as a part of the underwriting process, the individuals that apply — and are approved — for this type of coverage may be more risky in terms of health, and in turn, in terms of claims to the insurer.

Do not worry though, if your health will not allow you to pass a traditional medical exam, there are other options, such as a no medical exam life insurance policy, which in turn will come at a higher premium rate.

This allows the insurance company to assess the level of risk they are taking, which in turn enables them to offer better rates, assuming the medical exam confirms you are indeed in good health.

This is why we'll the want to turn our attention to a fully underwritten term or whole life insurance policy which will require one to complete a medical exam and answer a series of health and lifestyle questions in order to be able to qualify for coverage.