However, when you call to tell your friend about the accident, they caution you to think
twice about filing a claim with your car insurance, claiming that your rates could increase.
You may want to think
twice about filing a claim if the cost of your repair is only a small amount greater than the amount of your deductible.
And motorists should definitely think
twice about filing claims, because daring to actually use your coverage can result in rate increases as well.