Sentences with phrase «type of benefit plans»

A health coverage provider may be an insurance company, an HMO or some other type of benefit plan provided by an employer.

Not exact matches

One extra detail the researchers found: managers benefitted from the psychological impact of more open office plans — employees thought more highly of their boss's leadership abilities in this setting than in any other office type.

Jack Raudenbush, vice president of the $ 4.6 million company, which is based in Middletown, Pennsylvania, estimates that the change costs a few thousand dollars per year but calls it money well spent: «This was the type of plan our competitors had, and we needed to offer competitive benefits.»

Some families may benefit by sheltering after - tax dollars in retirement - savings vehicles, such as Roth individual retirement accounts and some types of annuities, said Will Alford, president of Education Planning Resources.

The Segal Co. (212-251-5029), a national benefits consulting firm, has published a 28 - page white paper, «Flexible Benefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros abenefits consulting firm, has published a 28 - page white paper, «Flexible Benefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros aBenefits for the Small Organization: Why Flex Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros and Plans Are Not Just for Large Corporations,» which outlines the different types of plans and addresses their pros and plans and addresses their pros and cons.

A simple warning to all companies that provide employees with some type of pension plan or health, welfare, or fringe benefits: don't mess up federal reporting requirements or you'll face hefty late - filing penalties.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

These plans also offer the same types of tax benefits associated with IRAs, making them a great investment choice for most employees.

A cash balance plan is an already - existing type of defined benefit pension plan that incorporates some features of a defined contribution plan.

In 1978, when the law authorizing the creation of the 401 (k) was passed, employers commonly attracted and retained talent by offering a secure retirement through a pension (a type of a defined benefit plan).

These types of practices ensure that McCain has rigorous oversight of its management and operations, as well as benefitting from the strategic guidance of its directors in assessing growth opportunities and in developing long - range plans.

The U.S. government offers four different types of IDR plans, each with its own requirements, eligibility rules, and benefits.

While there are different types of federal loans, they often offer specific benefits over private loans, such as income - based repayment plans (which we will cover later) and fixed interest rates.

The answer depends on the rules of your defined benefit plan, and the type of defined benefit plan.

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcuBenefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcubenefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcuBenefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcubenefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

Those fortunate enough to have employer - sponsored plans may also enjoy benefits such as matching or profit - sharing — increasing the compound interest that makes these types of accounts vital to accumulating enough for life savings.

AAPD Buyer's Guide to Dental Benefits This buyer's guide is intended to educate employers about the various types of dental plans that exist in the market so that they may make informed decisions when selecting a dental plan for their employees.

«We plan to build on these initial findings and continue to research to better understand who benefits from different types of mHealth treatments and why,» she says.

After a little investigating, I discovered that these types of companies were hungry for scientists and offered many nice benefits, such as 40 - to 50 - hour weeks, higher salaries, paid vacations, and medical, dental, and pension plans.

It turns out that this type of diet is not necessarily new, and is based on principles of Intermittent Fasting (IF), which can be practiced in a variety of ways, but essentially suggests that going without food for certain periods of time (the length may vary depending on the particular diet plan) may have several health benefits.

I think it's important to analyze the data — if on the first date your guy (or gal) talks about some time consuming passion in their life such as a startup business, a planned bicycle trip across Europe, renovating a house, etc. there's a pretty good chance that he's going to be too busy for anything other than a «friends with benefits» type of scenario.

It turns out that this is the natural result of the most common type of teacher pension plan (known as final average salary (FAS) defined benefit plans).

This type of redistribution is inherent in any plan that bases benefits on the three highest end - of - career years of earnings, while contributions reflect earnings over the entire work life.

Anyone who leaves before then is left without much in the way of retirement benefits, and would have been better off in a different type of retirement plan.

Another benefit to this type of planning is that it lets you figure out what resources you'll need so you can gather them, including local experts.

Benefit systems that penalize shorter terms of service are a stumbling block for second - career teachers; comparable salaries and a defined - contribution 401 (k)- type retirement plan make a lateral move more attractive.

On one side, some reformers have favored scrapping traditional teacher pension plans (defined benefit, or DB, of the «final average salary» type) in favor of the IRA - type plans received by most private - sector professionals (defined contribution, DC).

When states are placed on the continuum based on their teacher plan type, it's evident that a majority of states still enroll teachers in a traditional defined benefit pension plan.

She was at every meeting held in Chicago that tried to force through a form of «pension reform» that would effectively end defined benefit pensions for public workers and replace them with 401 (k) type plans privately invested.

The demonstrated benefits of spacing and interleaving greatly challenge the typical format of math lesson plans and textbooks, which typically structure homework assignments around repeatedly practicing a recently learned skill or problem type.

This sketch planning analysis tool is used to estimate the impacts, benefits, and costs resulting from the deployment of Intelligent Transportation System (ITS) components of over 60 types of ITS investments.

The U.S. government offers four different types of IDR plans, each with its own requirements, eligibility rules, and benefits.

A Simplified Employee Pension (SEP) plan is a type of retirement plan which allows you, the employer, to provide an important benefit to your employees.

In most cases, if you are serious about paying off your tax debt, payroll deductions and direct debit offers more benefits than any other type of payment method for an installment plan.

An investment strategy that aims to save for future educational expenses such as college; there are tax benefits to this type of plan.

In sum, different types of college savings accounts offer different advantages: The 529 plans and Coverdell accounts offer better tax benefits than UGMA / UTMA accounts, as well as a financial aid advantage.

One of the biggest benefits of an IRA is that it offers access to a virtually unlimited number and type of investments, giving you much more control over your retirement savings destiny: You can bargain - shop for low - cost index mutual funds and ETFs instead of being restricted to the offerings in a workplace retirement account, and you can avoid paying the administrative fees that many 401 (k) plans charge.

They break down the pros and cons of each option, with a recommendation as to which type of borrowers could benefit most from each plan.

Financial Benefits: The TD Ameritrade 529 College Savings Plan is configured for every type of budget.

The type of tax - incentivized employer retirement plan that has become more commonplace in recent years, effectively replacing Defined Benefit plans.

(Note: Different types of loans qualify for different types of repayment plans... And making sure that you're in the correct repayment plan can mean better benefits, lower payments, and averaged out lower interest rates (which means an easier repayment for you!)

REALITY: Annuities are not appropriate for these types of plans if the only benefit to the investor is tax deferral.

The most common types of qualified retirement plans are 401 (k), defined benefit plans, and profit - sharing plans.

Some types of permanent life insurance policies, such as whole life insurance, can offer many benefits that are distinct from term life plans.

A newer type of pension plan is the «shared risk» model, also known as a «Target Benefit» pension plan.

Another example of combination type plans links long term care benefits to a single premium deferred annuity.

There are two main types of RPPs: defined benefit plans, in which pension benefits are specified in the plan, and money purchase (or defined contribution) plans, in which pension benefits are based on combined employer and employee contributions, plus earnings in the plan.

These plans also offer the same types of tax benefits associated with IRAs, making them a great investment choice for most employees.

The Thrift Savings Plan (TSP) is a tax - deferred retirement savings and investment plan that offers Federal employees the same type of investment, savings and tax benefits that many private corporations offer their employees under 401 (k) plPlan (TSP) is a tax - deferred retirement savings and investment plan that offers Federal employees the same type of investment, savings and tax benefits that many private corporations offer their employees under 401 (k) plplan that offers Federal employees the same type of investment, savings and tax benefits that many private corporations offer their employees under 401 (k) plans.