Sentences with phrase «type of disability coverage»

As you compare which type of disability coverage may be right for you, consider the skills and abilities that are most crucial in performing your job to determine the risks you may need to insure against.

Ontario Disability Support Program (ODSP), a Provincial government program for those who are disabled due to injury, illness, or medical condition, and do not have any other type of disability coverage.

Not exact matches

Other times, a review of the total of a client's insurance needs can be performed — to determine whether a client sufficient (or excess) life insurance, disability insurance, liability coverage or the right type of medical insurance for themselves and their family.

In general, Long - Term Disability Insurance provides coverage for all types of illnesses and injuries incurred either during the job or off the job.

Which means, if you have whole life insurance, or some other type of permanent coverage, the premium will be waived for the remainder of your disability or your life.

The two main types of disability insurance are short - term and long - term disability insurance coverage.

If you don't already have long - term disability insurance and you're choosing between the two types of coverage, disability insurance is the clear winner.

If you're between the ages of 18 and 64, and a resident of Canada, you are eligible to apply for coverage of your mortgage balance (100 % or 50 % partial coverage, depending on the type of coverage for which you apply), up to a maximum of $ 500,000 for Life and $ 4,000 in monthly mortgage payments for Disability Insurance.

The Manulife Policy does not contain the type of exclusionary language that terminates coverage for undiscovered disability claims the employee had and that originated during their employment, when their employment ceases.

He has also counseled clients in all types of insurance coverage matters, including those involving directors and officers, general and professional liability, workers» compensation, property, and health and disability policies.

These disputes may involve all types of coverage, including health insurance, auto insurance, homeowners» insurance, and even disability benefits through ERISA (the Employee Retirement Income Security Act).

He has been exposed to nearly every conceivable type of medical cases, ranging from complex retinopathy of prematurity to high value cerebral palsy and brain damage cases (such as the recent Fieldfisher case in which a # 9m award was secured for Rebecca Ling, whose heroism in the face of her profound disabilities was recognised when she carried the Olympic flame — please see coverage here).

We offer many different types of coverage options, including Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Disability Insurance and so much more.

If you are not familiar with this type of insurance coverage, you can read our guide to disability insurance to get up to speed.

The concept includes all types of loss - of - time and medical expense coverage, such as accident insurance, disability insurance, and medical expense insurance.

The rider benefits under the contracts of this type usually comprise Accidental Death Benefit, Disability Income Rider, Waiver of Premium and Child Rider allowing you to extend your coverage to your child or children.

Just because a chronic condition or acute illness prevents a disability claim that doesn't mean that this type of coverage isn't important to protect against other accidents or a possible sickness.

This is irrespective of your ability to do another occupation (teaching, moving from surgery to internal medicine, starting an organic farming operation, etc.) The majority of physician disability insurance policies will have this type of coverage.

You pay for disability insurance in the form of premiums, which vary depending on factors like your health history, financial situation, and the amount and type of coverage you need.

Most long - term disability insurance policies will exclude certain types of conditions from coverage.

You should still shop for a private long - term disability policy through a broker or agent, but as you grow older, long - term disability coverage becomes more expensive and covers fewer types of disability.

Before we get into the telltale signs you should buy this type of coverage, let's talk about the different types of disability insurance out there.

Find out the difference between long - term and short - term disability insurance, how long your long - term disability coverage should last, the top causes of disability, and the type of coverage you need.

Life insurance only pays out in the event of death, while disability coverage is limited to specific types of injuries.

If you are unsure about what type of policy and how much coverage to purchase, there is a disability income insurance calculator to help you determine the coverage you need.

• Disability Income — This type of insurance coverage provides policyholders with a monthly income if they become ill or injured and are unable to work and earn an income.

Therefore, it is important to evaluate your needs for Disability Insurance and choose the right type and amount of disabilityDisability Insurance and choose the right type and amount of disabilitydisability coverage.

So, please be sure that before you purchase any «type» of disability insurance policy that your agent fully describes what type of definition the policy provides for disability and be sure to READ the definition section of your insurance policy once your coverage is in place!

Essentially, this type of coverage is meant to pick up medical treatment costs, hospital bills, lost wages, disability costs and rehabilitation costs stemming from the crash.

Which means, if you have whole life insurance, or some other type of permanent coverage, the premium will be waived for the remainder of your disability or your life.

Although life insurance and long term disability insurance are not legally required, we know how important these types of coverage can be so Ameritas helps people get protected whether they are applying for a mortgage or simply protecting the main wage earner of the household.

Why don't you give us a call so that we can learn a little bit more about why you and your wife are on disability as well as what type of life insurance you're looking for (final expense coverage vs term or whole life insurance).

You might also add riders for other types of coverage like disability and critical illness.

Some polices may also be bundled with other types of coverage like disability or catastrophic illness insurance.

In addition to VA disability compensation, service members may obtain disabled veteran life insurance, depending on the type of coverage they need.