Sentences with phrase «type of income because»

Capital gains are a very attractive type of income because since October 2000, only 50 % of capital gains are included in your tax return as taxable income.

From a tax point of view, however, interest income is the worst type of income because it is taxed at your normal tax rate.

Not exact matches

All versions of the Trump tax plan have included some type of break for «pass - through» businesses, so - called because their profits are passed through to their owners and subject to the personal income tax rather than the corporate income tax.

Other major advantages of this type of financing include putting dollars back on a company's bottom line because interest payments are tax - deductible, which lowers the company's taxable income.

That's because the state exempts some types of retirement income, including Social Security, but fully taxes others, such as income from an IRA or 401 (k).

I'm strangely addicted to reading these posts, I guess because you break things down into chunks, so it's easy to understand the different types of passive income you receive.

In a stock world, if I get a cash dividend because I own the stock, that money is not treated as a «treasure trove» and subject to ordinary income rates — in most cases, it is a qualified dividend and subject to capital gain rates; in some cases, some types of stock dividends are completely non-taxable.

In addition, with creative design, the employers may have an advantage because these types of plans can shelter the income of owner - employees of profitable companies from taxation.

Because tax rates increase at higher levels of income, you could find yourself in a situation where your OAS or other types of government benefits are clawed back.

Most borrowers will potentially achieve some type of loan forgiveness because they are on an income - based repayment plan.

Then it's time to change your retirement plan to maximize your eligible pension income, because that's pretty much the only type of income you can split.

FHA loans are much more suited to this type of home buyers because they allow for higher debt - to - income ratios, less than perfect credit history and lower down payment.

If your client is looking to grow her wealth over the long - term and is not concerned with generating immediate income, funds that focus on growth stocks and use a buy - and - hold strategy are best because they generally incur lower expenses and have a lower tax impact than other types of funds.

Contradictory to common bank loans, and other types of collateralized loans, as a loan lender, we do not discriminate the application of any of our borrowers because of their credit history, occupation, and / or income level.

Many types of income, including retirement and government benefits, are effectively exempt from creditors because of statutory provisions that prohibit alienating or assigning benefit payments to anyone other than the beneficiary.

Charitable trusts are a specific type of irrevocable split interest trust, because a portion the income is paid to charity and / or the grantor and the remainder is designated to pass either to the charity of beneficiaries.

I was asking about adjusting different types of capital gains in Rs 3lakh basic tax exemption limit for Dr citizen because there is no other income and what should be the order of adjusting shortterm / longterm debt / equity mutual fund gain.

On the other side of annuities, there is something called income annuities, this type of annuity may be smart for investors in or near retirement because they offer income for a set amount of time.

Private personal loan rates are typically higher because the loan is approved based only on income and not credit history, which puts these types of loans at a higher risk of nonpayment.

They exercise certain types of option, which come in as regular income rather than capital gains, and are holding the stock «long» (perhaps they are not allowed to sell because of an insider - trading freeze window; like right before earnings announcements).

It is important to distinguish between debt types because it makes a difference in your interest rates, credit score, monthly payments, potential loss of collateral and income tax filing.

While payments under other types of Direct Loan plans, like the 10 - year Standard Repayment Plan, do qualify and count toward your 120 payments, you'll want to switch to an income - driven plan as soon as possible — because if you stick with a standard 10 - year repayment, you'll have paid off your loan in full after 10 years with nothing left to be forgiven under PSLF.

In essence, REPAYE offers a PAYE - type of program to people who did not qualify for PAYE because of income constraints or other limitations.

These type of houses are great to purchase because they will require less of your budget to renovate thus making you more income when selling them.

If you are ready to begin investing in an IRA because of its great income tax benefits, you need to make sure you pick the type that is right for you.

These types of homes are desirable for many lower income Americans because they are very affordable and the rates on the mobile home loans are near record lows.

This type of program can also have a positive affect on your debt - to - income - ratio because your account will report as paid to a zero balance on your credit report after a settlement occurs.

A well - diversified portfolio will consist of a mix of various types of equity and income funds because they each tend to perform differently depending on the market cycle.

The second refines it by adjusting for tax rules, because some types of income are tax - favored.

The biggest risk for this type of investor is the risk of default, because not only do you lose the income from the interest, you also potentially lose the principal on the bond, and whatever principal you'll receive will be the result of legal proceedings.

Because there is an exclusion ratio with this type of annuity, a portion of your income stream is tax - free.

You are rarely going to be shown this type of income strategy, because most agents want to sell you a variable annuity and will «juice» the numbers to make the returns look great.

So the reasons why American Funds continue their lock on the BDs is because they, their clients, and their Reps just don't know any better; they don't know how to properly compare investment performance, are lazy, it's still is the best way to maximize income and do the least work, habit, it's the path of least resistance that's been working great for over three decades, armies of wholesalers are out schmoozing via free expensive meals and passing out cool stuff daily, then there's the conferences prizes and rewards, and last but never least, regulators haven't gotten around to doing anything about these types of gray - area abuses yet.

There's also a co-op mode called Prospector; this mode feels more like a defense game than the multiplayer because you'll be alerted to the type of enemies incoming, their direction, and it's up to you to decide which structures would work best to handle the next wave.

Katie: That tends to be what I hear from people so I wasn't going to do it until a couple of milestones had been met, until I knew that I had certain amount of saving goals achieved that I knew I could survive for a certain period of time even if there was no income coming in because again, I tend to be very risk averse and I know that there's certainly no guarantees in anything but I wanted to put myself in the best possible position to be able to grow the practice slowly and the way that I wanted to because I also wanted to be in a position where I could be very particular about the types of cases that I wanted to take.

They can also help you pay for expenses that directly occurred because of the accident, compensate you for loss of income or earning ability, or help you pay to be trained for a new type of job if your injuries prevent you from continuing with your existing job.

Offering this type of entry level package won't produce as much income, but is a great idea nonetheless because it will serve as a gateway to forming a longterm relationship.

His loss is essentially one of a capital asset in that, because of his injury, he is less capable of earning income from all types of employment, less marketable, less able to take advantage of all employment opportunities which, save for his injury, may have been available to him, and less valuable to himself as an income earner, all as discussed in Brown v. Golaiy (1985), 26 B.C.L.R. (3d) 353 (S.C.).

Because it is more expensive it is common for people who purchase this type of policy to be in a higher income bracket.

Many people prefer this type of payment because it spreads the money out over time, ensuring that they have a steady stream of income replacement.

This type of income tax exemption is applicable because you need to change your place due to the job.

Because universal life is a complicated affair, due in large part to the Canadian income tax laws related to this type of insurance, it is advisable for anyone considering such a purchase to consult a trained professional for advice.

Because each annuity contract has different terms, features, and requirements, the type of annuity you buy should be based upon your particular needs, such as the need for income, growth from a conservative investment, potential growth from a variable annuity, or the need to access the value in the annuity.

Rideshare drivers qualify for this type of insurance because they generate income from transporting passengers.

This is because this type of coverage can help policy holders to protect their loved ones from the high cost of final expenses and other debts, as well as from the loss of income should a family's bread winner pass away unexpectedly.

Because of the cost associated with whole life insurance coverage and its lifetime guarantees, this type of policy is best - suited for individuals with long - term protection needs, such as retirement income for a spouse.

In this type of rider, future premiums are waived off if the insured becomes permanently disabled or loses his / her income because of injury or illness prior to a specified age.

Because there is an exclusion ratio with this type of annuity, a portion of your income stream is tax - free.

For example, because this type of coverage includes a cash value component, an insured can build up savings on a tax - deferred basis to use for a number of needs, such as paying off debts, funding a child or grandchild's college education, or supplementing retirement income on a tax - free basis.

The purchase of a Single Premium Immediate Annuity can be advantageous in the countable asset calculation, because it can be earmarked as a separate income stream and is not subject to liquidation of assets used to pay confinement care type costs.