Extra points are often offered for purchases you make at
certain types of merchants, like gas stations, hotels or other travel - related venues.
An alternative method of payment accepted by hotels, airlines, restaurants, online retailers, service providers and just about every
other type of merchant you can think of.
Many credit cards offer promotional periods where their cardholders will earn extra points when using their credit cards at
certain types of merchants, such as hotels.
Analyzes the strengths and weakness of each payment security protocol and the reasons why particular protocols are being put in place at
different types of merchants.
For PayPal Working Capital, business owners must show at least $ 15,000 to $ 20,000 in yearly PayPal sales, depending on
which type of merchant account they have.
You can Enable / Disable a debit card for use, restrict card usage to
specific types of Merchants and / or Transaction Types, set Transaction Limits and restrict card use to specific geographical regions.
Here's why: Card companies know
what type of merchant you are charging at only via the merchant category code (MCC) that the card networks assign to individual businesses.
Each quarter of the year, Chase features
certain types of merchants, such as drugstores, restaurants, gas stations and more, where you can earn 5.0 percent back up to $ 1,500 in spending.
Dosh (available on iOS and Android) lets you link your credit and debit cards to automatically earn cash back when you use your linked cards at participating restaurants and
other types of merchants.
«For a certain
type of merchant, a credit card doesn't make sense; it's too expensive,» says Karen White, WePay's vice president of product.
It's not like
the types of merchants are disappointing either, as there is almost nothing you can not buy with Bitcoin these days (depending on your location.)
You also get the same value applied regardless of
the type of merchant or transaction (with the Venture ® card, you get 2 % cash back on travel statement credit redemptions, but only 1 % cash back on other types of purchases).
You'll earn 5 % cash back at a different
type of merchant, or specific merchants, every quarter up to $ 1,500 each time you activate.
The only catch is that your spending has to be compatible with
the types of merchants that fall into these 5 % bonus categories.
When a customer makes a purchase the bank can see
the type of merchant, the item purchased, and the amount spent.
The 4 % and 2 % cash back offers are only available on the first $ 80,000 in net annual card purchases (meaning all card purchases by all cardholders, at
any type of merchant) or $ 20,000 on gas, grocery, Tim Hortons or TELUS purchases on your account, whichever comes first; after that, net card purchases at all merchants, including grocery stores, service stations / automatic gas dispensers, Tim Hortons or TELUS will earn cash back at the regular rate of 1 %.
RapidAdvance offers two
types of merchant cash advances for business owners.
BFS Capital offers two
types of merchant cash advances in amounts from $ 4,000 to $ 2 million.
The types of merchants included in the 5 % bonus calendar change every year.
You can always get examples of
the types of merchants that are and aren't included under the current bonus on Chase's website.
Since some of the merchant categories on the cash back calendar can be a bit vague, Chase explicitly lists out
the types of merchants that will not earn you 5 %.
For the Aerogold Visa Infinite Card, the Aventura Visa Infinite Card and the Aerogold Visa Card, 50 % more Aeroplan Miles or Aventura Points on gas, grocery and drugstore card purchases is only available on the first $ 80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at
any type of merchant); after that net card purchases at grocery, drugstore and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate.
For the Aerogold Visa Infinite Privilege Card, 50 % more Aeroplan Miles on gas, grocery and drug store card purchases is only available on the first $ 100,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at
any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate.
These are rated in general by lowest APR, but a few other good things to look for in a credit card are annual fees, if any, plus rewards offered like cash back from spending at certain
types of merchants.
For the Aerogold Visa Infinite Privilege Card, 50 % more Aeroplan Miles on gas, grocery and drugstore card purchases is only available on the first $ 100,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at
any type of merchant); after that net card purchases at grocery, drugstore and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate.
For the Aerogold Visa Infinite Card, the Aventura Visa Infinite Card and the Aerogold Visa Card, 50 % more Aeroplan Miles or Aventura Points on gas, grocery and drug store card purchases is only available on the first $ 80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at
any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate.
You are able to restrict card usage based on geographic location,
type of merchant, type of transaction and threshold amount.
You'll earn 5 % cash back at a different
type of merchant, or specific merchants, every quarter up to $ 1,500 each time you activate.
Rewards If your purchasing review revealed that you tend to buy from particular merchants or
types of merchants, a rewards card might be a good deal for your company.
Each quarter of the year, Chase features certain
types of merchants, such as drugstores, restaurants, gas stations and more, where you can earn 5.0 percent back up to $ 1,500 in spending.
Extra points are often offered for purchases you make at certain
types of merchants, like gas stations, hotels or other travel - related venues.
American Express and Citi are cutting back on some rewards that were linked to a wide variety of small purchases, instead rewarding cardholders who pay with their plastic at different
types of merchants, including cable companies and specific apparel retailers.
They may vary according to
the type of merchant and transaction, location, and card provider.
However, the following merchants and
types of merchants are specifically excluded from the fourth quarter 5x bonus:
You'll earn 5 % cash back at a different
type of merchant, or specific merchants, every quarter up to $ 1,500 each time you activate.
Rotating - category cards earn cash back at different merchants or
types of merchants during the year.
While 1 percent cash back is common on all purchases, some cards offer a 4 percent bonus for a total of 5 percent for buying from certain
types of merchants.