Sentences with phrase «types of credit such»

For other types of credit such as personal loans, student loans, and retail credit, you'll likely want to know your FICO ® Score 8, the score most widely used by lenders.

You'll also find other types of credit such as mortgages and even mobile phone contracts may be harder to get.

How much is owed on different types of credit such as installment loans, mortgages, auto loans, and credit cards?

The ideal consumer has 3 - 5 credit cards, as well as other types of credit such as installment loans.

As an alternative to private lenders, a company that accepts all types of credit such as Prosper is a great option.

These are scores similar to base FICO ® Score versions but tailored for a specific type of credit such as an auto loan or credit card.

Not exact matches

Use these resources, which are often free, to gain insight on topics such as when to expand, when to seek credit and the types of loans available to small businesses.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

Such affiliations are cropping up among small banks all across the country, in part because they've got to compete not only with bigger banks but with credit - card companies and other financial - services organizations that offer this type of full - service menu and are hungry for a share of the small - and midsize - business market.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

When it comes to mobile payments, there are three types of mobile payments or mobile wallets available now: smartphone or wearables - based payments, branded mobile wallets from banks or credit card providers, and branded mobile wallets from retailers such as Starbucks.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

Adding an installment loan to your credit mix can help your score if you've only had one type of credit account in the past, such as credit cards.

Credit mix refers to the types of credit you have, such as lines of credit and installment Credit mix refers to the types of credit you have, such as lines of credit and installment credit you have, such as lines of credit and installment credit and installment loans.

A special type of system is required for such payments, which are too small to be feasible for processing through credit card companies.

Type of credit: how many and what kinds of credit accounts you have, such as credit cards, installment debt (such as mortgage and car loans) or a mix.

When a consumer opens a new credit card account, the consumer is told what the Annual Percentage Rate (APR) or interest rate will be for purchases and what the APR will be for other types of transactions such as cash advances.

If you don't have other types of installment loans accounts, such as a mortgage or a car loan, your credit mix will change.

Instead of the weights of different types of bonds, investors can hone in on exposure to factors that drive portfolio performance, such as interest rate risk, credit risk, and others.

The specific option you choose depends on your particular situation, such as the type of debt with which you are dealing, your credit, your budget and your financial goals in general.

Online lenders, such as OnDeck or Kabbage, provide term loans, lines of credit and other types of loans to small businesses.

There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.

, it includes just about any type of debt that be made less expensive through refinancing, such as student loan debt, credit card debt and auto loan debt.

That not only includes mortgages, it includes just about any type of debt that be made less expensive through refinancing, such as student loan debt, credit card debt and auto loan debt.

The interest or fees you will pay on your debt depend on many factors such as the debt amount, its duration, the type of the debts, the lender and your credit score.

The fee can depend on a variety of factors, such as the type of store, the merchant's payment processor and the type of credit card you use (e.g., a rewards credit card versus a non-rewards card).

Such violations include theft or infringement of copyrights, trademarks, trade secrets, or other types of intellectual property; fraud; forgery; theft or misappropriation of funds, credit cards, or personal information; and threats of physical harm or harassment.

Founding Moms Subscribers We collect personal information such as your: (i) contact information (including name, telephone number, email and shipping address); (ii) financial information (such as credit card number, expiration date, verification number and billing address); (iii) username and password (specifically chosen by you or your social media user name / handle); (iv) demographic information (including age, birthdate and gender); and (v) preferences and behavior (such as record of ratings, comments, areas of interests, types of deals that interest you).

The beginnings of modern science are traced back to relatively obscure figures, such as Pierre Gassendi, credited with the first concept of gravity, and early «atomicists», such as the «Mad Duchess», Margaret Cavendish, who believed in four types of atoms — square, long, round and sharp.

Although they are identified as such in tiny type on the credits page, a casual reader would assume that these are pictures of living creatures.

The driving force behind star formation is particularly unclear for a type of galaxy called a flocculent spiral, such as NGC 2841 shown here, which features short spiral arms rather than prominent and well - defined galactic limbs (Credit: NASA, ESA and the Hubble Heritage (STScI / AURA)- ESA / Hubble Collaboration Acknowledgment: M. Crockett and S. Kaviraj (Oxford University, UK), R. O'Connell (University of Virginia), B. Whitmore (STScI) and the WFC3 Scientific Oversight Committee.)

The trick for a movie of this type, at least one that is aspiring to be more than just a simple - minded exploitation film (such as the original Charles Bronson «Death Wish,» a far more complicated work than usually given credit for, especially in comparison to its tacky sequels), is to create a narrative that somehow justifies such actions without completely overdoing it.

Critics on the right, meanwhile, worry such a plan would increase the federal role in education and pressure states to standardize state tax credit programs, many of which now allow nonprofit groups to prioritize a particular type of school, such as those of particular religious denominations, for instance.

With the ability to process a variety of tender types such as cash, check, credit and gift / loyalty, merchants can leverage a BlackBerry and turn it into a fully functional point - of - sale terminal for a more mobile and cost effective solution than traditional legacy terminals.

The new model is the first in the industry designed to align with consumer - focused changes in the way Equifax, Experian and TransUnion handle several types of negative credit - file records, such as medical bills in collections, tax liens and public records.

Personal loans are much easier to get than other type of loans such as mortgages, typically only using a few credit checks to qualify borrowers.

Building a credit history and demonstrating an ability to manage different types of debt — such as credit cards, car loans and mortgages — both take time.

However, if you're looking for a credit card that can be more rewarding at other types of spending, such as textbooks or bars, there are other choices that will give you better savings.

A recent study conducted by the National Association of State Public Interest Research Groups discovered that 79 percent of all credit reports contain some type of error - and 25 percent contain such serious errors that those individuals could be denied credit.

Online lenders, such as OnDeck or Kabbage, provide term loans, lines of credit and other types of loans to small businesses.

Loan - level pricing adjustments vary by borrower, based on loan traits such as loan - to - value (LTV), credit score, occupancy type, and number of units in a home.

Adding an installment loan to your credit mix can help your score if you've only had one type of credit account in the past, such as credit cards.

Since installment loans lenders consider criteria other than just your credit score when making lending decisions, that might mean that such people are more likely to qualify for this type of loan.

Traditional brick and mortar financial institutions such as banks and credit unions have tightened their qualifications for just about any type of credit financial instruments since the housing loan debacle of the last decade.

Mortgage loans are available from several types of lenders such as thrift institutions, mortgage companies, commercial banks and credit unions.

Even if you've been turned down for other types of credit, such as an auto loan, credit card or other home loan program, an FHA - backed loan may open the door to homeownership for you.

Credit utilization provides a wealth of information to lenders, such as how responsible you are, how you handle debt, and what type of spender you are.

Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.

The same 10 % rate applies on average to other types of consumer delinquent debt, such as mortgages and credit cards.

It may be easier for you to be approved for a department store or gas credit card before applying for other types of credit cards, such as a VISA or MasterCard.