Sentences with phrase «types of individual life»

These pricing assumptions are universal among the various types of individual life insurance policies.

Two basic types of individual life insurance are available.

While having the lowest out - of - pocket outlay of any type of individual life insurance policy, in order to reap a benefit from the policy, the insured must die while the policy is in force.

Not exact matches

«We know relatively little about why older adults decide to pursue self - employment in later life, the self - employment experience itself, and the individual and societal outcomes of this growing type of work,» Halverson and Morrow - Howell write.

These federal changes do not impact regular life insurance held in a corporation, only the two types of life insurance arrangements that enable high net worth individuals to avoid paying personal tax on the withdrawals of retained earnings from a private corporation.

Term life insurance is often the best type of life insurance for families, but whole life can be beneficial for individuals with a higher income and have maxed out retirement plans.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

At least eight of the top 20 universal life carriers have stopped selling a popular type of universal life product, and those exits are impacting overall individual life sales this year.

In the name of further revelation, the Bible is tailored to fit a typology in which two philosophies of life, the «Abel - type» and the «Cain - type,» struggle in cyclical battles throughout history, each struggle building upon the previous success of the Abel - type and so ascending toward a complete restoration of the individual, the family, the nation and the world.

It must be clear that this orientation toward hate and fear of life and all that is living, uncertain, and creative, characterizes the individual who, on a less pathological level, is committed to the type of ethics I have called «authoritarian,» rather than to the «creative ethics» I have attributed to Whitehead.

Area and individual maternal characteristics included country of residence, ward type, socioeconomic status, ethnicity (defined by Office for National Statistics guidelines and classified for this analysis as British / Irish white3 or of other ethnic origin), maternal age in years at cohort child's birth, level of education (attainment of qualification at GCSE grade G or above), parity (whether cohort child is first live birth), and lone parent status.

Some in their work life become «impostors»; these individuals consciously — or unconsciously — adopt the manners and behaviour of cultural types: the sporty bloke, the «Bertie Wooster» figure, «ex-Army», the «farmer type».

In fact, in order for a carnivore to have shown similar values it would have needed to prey almost entirely on species that fed on a type of plant that did not evolve until approximately 14 million years after the sampled individuals lived.

Up to 80 % of individuals living with long - term type 1 diabetes experience gastrointestinal symptoms such as abdominal distension, irritable bowel syndrome, and fecal incontinence.

Individuals with high levels of these inflammatory molecules are more likely to be frail, hospitalized, and less independent; are more susceptible to certain types of infections; and have a variety of chronic, late - life diseases such as dementia and cardiovascular disease, as well as higher death rates.

So, if a pharmaceutical company creates an Alzheimer's drug to target memory based on research into one type of memory — the part of the brain responsible for finding missing objects, for example — but doesn't also have data on the type of memory that helps individuals remember the important people, places and things in their life, it runs the risk of producing a product that helps a person remember where they put the car keys, but not how they met their spouse.

The recent ability to peer into the brain of living individuals with a rare type of language dementia, primary progressive aphasia (PPA), provides important new insights into the beginning stages of this disease — which results in language loss — when it is caused by a buildup of a toxic protein found in Alzheimer's disease.

«This study marks a first step in understanding how life - threatening yeast infections in susceptible individuals might be reduced through the short - term and targeted use of a specific type of fat.

Adult stem cells have the ability to transform into many types of cells, but tracing the path individual stem cells follow as they mature and identifying the molecules that trigger these fateful decisions are difficult in a living animal.

«This type of selection experiment, which we propose has been going on in all bass lakes since the inception of angling, has the potential to alter, perhaps quite significantly, the behavior and even the life history of individual fish in those populations,» the study said.

«Teeth retain the isotopic signature of an individual's diet at various periods of life depending on the tooth type sampled, ranging from in utero to approximately 16 years of age,» the researchers wrote.

Individuals who have type 1 diabetes must take insulin for the rest of their lives after disease onset in order to maintain appropriate blood sugar levels.

It may not possess an atmosphere, or have any type of life as we know it, but as a solid surface on which to settle a new colony of individuals, it might be just the very best that you can possibly do.

People with type 2 or type 3 SMA typically have at least three copies of SMN2, and, despite physical and respiratory disabilities, these individuals can live into early adulthood and beyond.

One of the questions I am most frequently asked is do I really need a personal training program to achieve my goals and the honest answer is yes because after 20 years of training clients I can tell you that the biggest mistake people make is not following the correct exercise and nutritional plan for their individual body type, metabolism, age, life style and goals.

For an example, individuals with Celiac disease — those who are allergic to the protein gluten have an increased chance of also developing Type 1 Diabetes — a disease where your pancreas no longer makes insulin, a necessary hormone for life.

Depending on the type of stroke an individual suffers from, different treatments sought in a timely manner can save lives.

Going forward, the Subcommittees would: 1) work with USDA to generate tables of nutrient contributions for each of the various food types for each of the patterns so that it could formulate alternative strategies for any one individual nutrient; 2) review the literature on the contribution of dairy and calcium and physical activity in early life; 3) consider whether decreasing the recommendation of fiber in the younger age group would alter the ability to meet the DRI for other nutrients; 4) look at what flexibility or specificity is needed within the fruits and juices group; 5) make iterations to the food patterns to address special needs identified at this meeting, such as individuals who do not eat legumes, are lactose intolerant, or are vegetarians; 6) consider supplements for the elderly with regard to B - 12 and vitamin D, in particular; and 7) look at the rest of the nutrient DRI achievement after the iterations from the Fatty Acid Committee, looking at 25, 30, and 35 percent of the calories as fat.

No matter what type of life partner you are looking for, the dating websites are also excellent and help an individual to find the right soul mate for yourself.

According to official figures, more than 50 million individuals in the United States are living with herpes simplex virus type — 2 and a vast majority isn't aware of their infection, which makes them prone to spreading the virus.

Whether you're monogamish or proudly poly, the Poly Coach welcomes individuals and groups of all types and encourages daters to live and love authentically.

Numerous of the profiles integrate pictures and many give personal details on where the individual lives and what type of relationships they're on the lookout for.

Be upbeat but clear about what you're interested in and the type of individual you want in your life.

An Occupational Therapist who helps individuals in any type of injury, disease, trauma and disorder to rehabilitate and be as independent in their activities of daily living.

It does not damage anyone so it is best to depart alone these individuals that are satisfied with this type of change way of life.

The film industry has recently come under fire for representing certain types of individuals on screen but not actually hiring actors who are living those realities, including the recent horror film Hush; Kate Siegel, a non-deaf actress, was cast in the role of Maddie, a deaf writer.

As long as the effects of bilingual instruction and of living in a bilingual household are not mutually dependent (for example, the effects of receiving bilingual education are the same regardless of what type of household you grew up in), the choice of program suggested by this tradeoff will be the same for all students, regardless of individual ability.

This type of training is necessary for modifying negative attitudes, as well as for encouraging individuals to make specific choices and decisions within their daily lives.

ResultSource makes its living selling this type of thing to high - profile individuals with sufficient funds to pay to game the bestseller list system.

Townhouse: A type of condominium in which one owns an individual townhouse living unit and shares ownership of the common areas.

This is a little known and highly customized type of variable life insurance that is suitable for higher net worth individuals.

A type of individual retirement account that you make with non-deductible contributions up to a certain limit throughout your working life where earnings grow tax - deferred.

The details vary depending on the type of policy you have and each individual life insurance company.

Term life insurance is often the best type of life insurance for families, but whole life can be beneficial for individuals with a higher income and have maxed out retirement plans.

Any individual person (not a corporation or partnership) is eligible for Chapter 13 relief as long as the amount of their debts does not go above $ 307, 675 for unsecured debts (those with no collateral) and $ 922, 975 for secured debt and they are earning wages that cover more than their reasonable living expenses.The person must also have received credit counselling from an approved agency within the 180 days prior to filing and had not been dismissed from another type of bankruptcy filing in this time period.

Guaranteed issue whole life insurance is a type of life insurance offered to older individuals (typically age 50 +) that you can not be denied coverage on, hence guaranteed.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

These types of annuities will offer their holders a fixed income stream — and, for those who choose the lifetime income option, they can offer a guaranteed income for the remainder of the individual's life, no matter how long they live.

This type of segregated fund can be sold by registered mutual fund salespeople at bank branches and by individual financial advisors who lack life insurance licenses.

It's important to know that the type of life insurance you have matters just as much as the factors that go into your individual policy.