Sentences with phrase «types of liability costs»

Like traditional homeowners insurance, condo insurance can shield you from many types of liability costs.

Like traditional homeowners insurance, condo insurance can shield you from many types of liability costs.

Not exact matches

The expansion of health insurance accomplished under the Affordable Care Act may alter costs for several major types of liability insurance, although any such changes are likely to be modest, according to a new RAND Corporation report.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

This type of extra liability insurance is the best way for those who own a lot in assets to protect their finances from the costs of a catastrophic accident or excessive legal defense fees.

Reviews income, liabilities, and available funds, and considers the type of mortgage you plan to use, the area where you want to purchase a home, and the closing costs that are likely.

But if you have liability coverage, which is part of a typical boat insurance policy, it may help pay for those types of unexpected costs, the Insurance Information Institute (III) says.

This type of coverage helps you pay for medical costs for yourself, while bodily injury liability coverage helps pay for medical costs of other people injured in an accident you caused.

In addition, there are two types of conditional fee agreements (CFA) or damages based agreements (DBA) often referred to as «no win, no fee» cases, under both agreements there is no liability for costs in the event the case is unsuccessful.

There is no rule or principle, applicable to collision cases or analogous types of case in the Admiralty Court, where there is no counterclaim, that a claimant who was at fault under ss 187 (1) and (2) of the Merchant Shipping Act 1995 (MSA 1995) should recover its costs in proportion to its liability to the defendant.

Second, the cases did not establish any rule or principle, applicable to collision cases or analogous types of case in the Admiralty Court, where there was no counterclaim, that a claimant who was found at fault under MSA 1995, ss 187 (1) and (2) should recover its costs in proportion to the percentage of liability of the defendant.

Profit squeeze: Mid-size law firms will continue to be affected by a «profit squeeze» resulting from (a) increased overhead due to higher associate and staff salaries and benefits; (b) higher automation costs, professional liability insurance and marketing expenses; (c) partners» unwillingness / inability to increase hourly fee rates for «commodity» type work to off - set higher overhead; (d) enhanced client scrutiny of hourly rates, hours to produce work and lawyer and paralegal staffing of work assignments; (e) pressure by corporate counsel for law firms to absorb more of the «soft costs;» (f) slower paying clients, that affect cash flow and hence the availability of distributable dollars for partners; and (g) a great many mid-size law firms are burdened with higher debt.

As a consequence of the substantial data relating to past claims patterns and costs, coupled with their own experience if they also underwrite liability insurance, ATE underwriters are particularly comfortable with the risks involved in professional negligence cases and are able to set premiums more accurately than in other dispute types.

This type of coverage helps you pay for medical costs for yourself, while bodily injury liability coverage helps pay for medical costs of other people injured in an accident you caused.

Sports cars and sport utility vehicles (SUVs) are among the type of vehicles that probably will cost you more in liability premiums.

The cost of liability insurance varies on the basis of the type of business, its market strategy and risks it faces.

Note that PIP only applies to medical - related costs — property damage, either to the other car or to other types of property, is still covered by liability insurance.

However, just to give you an idea as to the price of a bare bones (read: cheap) policy, here's a breakdown of the average annual cost of liability insurance in the states that only mandate that type of coverage, per NAIC.

Liability insurance covers two types of costs associated with lawsuits: indemnity and defense.

Bodily injury liability is a type of coverage that will handle the medical related costs for the driver and his or her occupants in the car involved in the accident with you.

These types of coverage are better than general liability as they will cover the costs even if you are not found to be at fault for an accident.

Property damage: This liability type will cover the cost of damage you do to someone else's property.

It does not cover the cost of repairs caused by accidents nor does it offer any type of liability coverage.

Naturally, the types of coverage you have and the amount for which you're covered play a large part, but insurance companies look at more factors than the combined costs of, for example, bodily injury liability and collision insurance.

How Are Premium Costs Assessed New Mexico commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

Many cyber liability policies cover three types of costs:

How Are Premium Costs Assessed Oregon commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Missouri commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Mississippi commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Massachusetts commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Nevada commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Arizona commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Maine commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Montana commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

Bodily Injury Liability insurance is a type of policy designed to pay out for injury and medical treatment costs for others that are injured in a crash or accident where you are the «at fault» driver.

It is a type of liability insurance that works to protect businesses and individuals who provide consultation and services with the compensation for full and hefty costs arising from the loss that they have caused to their client.

Property Damage Liability — this type of policy covers the cost of repairing any property damage that the «at fault» party causes with their vehicle in an accident.

An Edison, NJ renters insurance policy provides many of the same types of coverage as a homeowners policy, including liability, but without covering the building itself and at a significantly lower cost.

Unlike the previously mentioned aspect of Auburn Gresham renters insurance, which answers legal liability, this type will actually pay out for medical expenses of those harmed so that you don't find yourself saddled with this cost.

How Are Premium Costs Assessed Arkansas commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Louisiana commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

As with other types of business liability insurance, it usually also protects from costs associated with groundless claims.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

How Are Premium Costs Assessed Alaska commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

Physical liability protection is another type of renters coverage and can take care of any medical costs incurred if someone, including yourself or your guests, are hurt inside your condo.

Another type of insurance, bodily injury liability (BIL) insurance, covers medical and funeral costs you, a family member or other covered individual may cause while driving.

How Are Premium Costs Assessed Utah commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Oklahoma commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

How Are Premium Costs Assessed Rhode Island commercial liability insurance premiums are based on a number of factors including the types of service or products you provide, the number of people you employ, how long you've been in business, and your claims history.

Now that you better understand what types of insurance your business may need, use these five helpful tips from netQuote to keep the cost of business liability insurance coverage from blowing your budget.