Sentences with phrase «types of life insurance policies if»

Which means that we're going to need to take a look at some «alternative» types of life insurance policies if we want to try and get you insured!

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If people are living in the unit (either indicated by appraiser or the home owner's insurance policy with some type of «renter / tenant» description), then it must be documented that the manufactured home is permitted by local code

Term life insurance is a type of life insurance that only pays out a death benefit if the policyholder dies within the term of the policy.

Your premium may increase: Depending on the type of life insurance policy that you buy, don't be surprised if your insurer increases your premium.

If this is the case, we would recommend term life insurance as it's the cheapest type of policy and offers for a particular amount of time.

If you are considering permanent life insurance — such as whole life, universal life, or variable life insurance — you probably know that these types of policies provide both death benefits and cash value accumulation.

This type of policy is good to consider if you're interested in not only the benefits of life insurance coverage, but also using the cash value as an investment vehicle to diversify your portfolio.

If you are currently shopping for life insurance, be sure that you look into this type of policy.

If you are considering getting life insurance, make sure that you are looking at term life insurance, and not whole or any other type of policy.

If you are considering purchasing a life insurance policy, you owe it to yourself and to your loved ones to get the facts and choose the right type of life insurance for your situation.

If you want to pay off your mortgage early, some insurance companies will allow you to convert your MPI policy to another type of life insurance.

If cash value life insurance is being used, the cash value can be used to repay the loan depending upon the type of policy as can a portion of the death benefit.

If you aren't sure what you need, we can help you develop a strategy and decide which type of life insurance policy best meets your needs both today and in the future.

That is why we often recommend a hybrid long - term care life insurance policy as an alternative if you are considering this type of coverage and long - term care insurance costs are too much.

If you've tried to buy other types of life insurance but have been unsuccessful, a guaranteed - issue policy may be an alternative to consider.

Here, we'll review the costs and benefits of return - of - premium life insurance so that you can decide if this type of policy is right for you.

That expiration date is one of the reasons term is the most affordable type of life insurance: You're more likely to die the older you get, so if an insurance company doesn't have to cover you while you're in your 70s and 80s — when you're more likely to pass away — it can offer cheaper policies.

If you can't get approved for other types of life insurance (like a term policy), a guaranteed - issue policy may be an option.

Once you've got this need covered, you gonna want determine the right type of life insurance — if that is a permanent policy or a term policy.

If you have any type of diabetes and you're looking to get approved for a high risk life insurance term policy, you'll need to have all your medical records handy.

If you know exactly what type of policy you need, and Banner Life can provide it, it's worth checking to see what they can offer, though we do highly recommend checking out all of your options before you make your final decision as there are other great companies out there such as Americo Insurance or Fidelity Life Association to name a few.

If you're interested in purchasing a life insurance policy to provide financial protection for your family after your death, this type of policy may be more than you need.

Though the policy will cost much more than a term life insurance policy with a similar death benefit, they can be an excellent type of life insurance policy to have if you are not a saver by nature.

If your investments do well, a variable life insurance policy can earn more cash value than other types of life insurance.

If a permanent life insurance policy doesn't make sense for your personal financial situation, don't be tempted by promises of growth in the future or the ability to borrow against the value — often, other types of investments are smarter in the long run.

While these two types of life insurance can act as a backup plan if you can't get term life insurance, there's a really good chance that you'll find a term life insurance policy that fits your needs and risk factors.

A type of term life insurance that pays all premiums back to the policy owner at the end of the term if the insured is still living, or percentage of the premiums if the policy is cancelled before the term ends.

If you reach out to the private insurance market, you will find many types of policies, but the most common policy for young families is a term life insurance policy, which covers a predefined number of years and coverage amount.

Return of premium term life insurance (ROP) is a type of life insurance policy that offers a guaranteed refund of the life insurance premiums if you live longer than the term period.

In order to be able to truly tell if Sun Life Financial — or any other life insurance company — has the right type of life insurance policy for you, we need to know things such as yLife Financial — or any other life insurance company — has the right type of life insurance policy for you, we need to know things such as ylife insurance company — has the right type of life insurance policy for you, we need to know things such as ylife insurance policy for you, we need to know things such as your:

However, the downside to guaranteed life insurance is that it is the most expensive type of policy available which may not be suitable if there are other types of coverage that you may qualify.

If you think a type of whole life insurance policy would benefit you and your needs, speak with your First Life insurance agent to find the best - fit pollife insurance policy would benefit you and your needs, speak with your First Life insurance agent to find the best - fit polLife insurance agent to find the best - fit policy.

If this is your type of policy, then yes, you can get cash value from your group life insurance.

If you already have another type of life insurance through the Farmers Group, then adding on a life insurance policy can make it easy for you to manage all of your finances and insurance policies.

They are often less expensive than permanent types of life insurance, yet, like many permanent policies, they still may offer cash surrender values if the insured doesn't die.

Some types of loan have a cash surrender value, this is the amount that an insurance company will pay out to the policy holder if the life insurance policy is terminated before it reaches maturity.

If you are going to require payment plans, we don't recommend this type of product at all because a life insurance policy would be better.

If you have paid premium for more than three consecutive years, then a surrender value could be payable to you — depending on the type of life insurance policy.

There are many different types of permanent life insurance policies that you can choose from if you are over 50 — although not all of these may be suitable, depending on your specific coverage needs and goals.

If you are thinking about purchasing Universal Life Insurance, you should know that there are many financial expenses associated with this type of Life Insurance policies which result in deductions from your premiums.

If you have any other kind of insurance policy through Farmers, they may be trying to sell you a life insurance policy — but just because they are right for another type of insurance doesn't mean they are always going to be your best choice.

If you're a 30 - something parent and are wondering which type of life insurance policy would be best for your family, consider term life insurance, says Tony Steuer, an insurance literacy advocate and author of «Questions and Answers on Life Insurance.&ralife insurance policy would be best for your family, consider term life insurance, says Tony Steuer, an insurance literacy advocate and author of «Questions and Answers on Life Insurancinsurance policy would be best for your family, consider term life insurance, says Tony Steuer, an insurance literacy advocate and author of «Questions and Answers on Life Insurance.&ralife insurance, says Tony Steuer, an insurance literacy advocate and author of «Questions and Answers on Life Insurancinsurance, says Tony Steuer, an insurance literacy advocate and author of «Questions and Answers on Life Insurancinsurance literacy advocate and author of «Questions and Answers on Life Insurance.&raLife InsuranceInsurance.»

If you've decided that term life insurance is the best type of policy for your needs, the next step is determining term length and coverage amounts.

There is a lot of confusion about these types of plans, but they are one of the best options for your family.These plans have several advantages over a traditional life insurance policy, but how are you supposed to know if they are right for you?

A type of Term Life insurance that returns the equivalent all premiums back to the policy owner at the end of the term if the insured is still living.

Guaranteed universal life insurance definition: a type of permanent life insurance that offers a guaranteed no lapse rider guaranteeing the policy remains in force even if the cash value drops to zero.

This type of clause usually specifies that the life insurance company will not pay out a claim on a life insurance policy if the person commits suicide within the exclusion period.

If you need protection for a longer period of time, you'll also want to call us about the cost of whole life insurance, or another type of permanent policy, such as universal life insurance.

Now if you're buying a permanent type of life insurance policy you can even take it up a notch and pay a one - time payment or 10 - time payment to buy your policy out right.

If you are going through the different types of life insurance to find the best possible policy for you and your family, then you are in the right place!