Because of these declines,
the typical black household had just $ 5,677 in assets (minus debts) in 2009, and Hispanic households had $ 6,325 in assets, compared to white households, which had $ 113,149.
This might be a bit out of reach for the
typical consumer, but between the list of presents, the
Black Friday electronic deals, and normal
household spending, the $ 3,000 minimum becomes a lot easier to meet.