Sentences with phrase «typical personal auto insurance policy»
The bottom line is that the typical personal auto insurance policies that car insurance companies offer to individuals don't provide enough coverage and have liability limits that are too inadequate for business use.
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In general, vehicles used in work environments tend to have more exposure, making their insurance premiums more expensive than typical personal auto policy premiums.
Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.