Sentences with phrase «typically at lower interest»

Adjustable rate mortgages are provided typically at lower interest rate than the fixed - rate loans, because they entail less risk on the part of the lender (in case that rates go up).

These do have to be repaid, but typically at lower interest rates than you'll get from private lenders.

Refinancing is when you pay off your old loan, or loans, by taking out a new loan — typically at a lower interest rate.

Not exact matches

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

This typically occurs when interest rates decline and the issuer has incentive to refinance their debt at lower prevailing levels of interest rates.

Most of WeLab's borrowers are individuals and small businesses who don't have enough established credit to take out loans from traditional banks at a low interest rate and typically rely on friends and family or microloan programs instead.

a municipal bond that is secured by an escrow fund; the escrow fund comes from the issuer floating a second bond issue and using the proceeds from that second bond issue to purchase government obligations, typically U.S. Treasuries, proceeds from the second bond issue create an escrow fund to mature at the first call date of the first bond issue to pre-refund that issue; bond issuers will typically do this during times of lower interest rates to lower their interest costs

A lower score typically means a higher interest rate, if you're able to get approved for a loan at all.

The level of intermediaries» interest rates for households and small businesses remains historically low — in particular, notwithstanding the fact that the cash rate exceeds by 1.5 percentage points its level at the previous cyclical trough in 1993/94, rates paid by borrowers, especially for housing, typically remain below their level at that time.

Typically, refinancing a loan will help you get a new loan at a lower interest rate than your existing debt.

Many of the women who reported interest in genetic testing were at low risk of having a mutation and doctors would not typically discuss genetic risk with them.

These are mortgages that began with a typically low fixed interest rate that the client could afford, but the terms required that the interest rate would be adjusted at a later date.

Adjustable rate loans typically have lower interest rates than fixed - rate loans, at the outset.

Balloon mortgages, which typically offer lower initial interest rates but leave a significant balance due at maturity, will no longer be eligible, except with special approval.»

What people don't realize, you can refinance all that student loan debt into one, at a much lower interest rate, typically in the 2 to 3 % range, and therefore pay them off more quickly.

To get the lowest mortgage interest rates, you'll typically need a down payment of at least 20 percent of the home's purchase price.

Typically, these loans come with a lower interest rate if at all it is there.

These types of accounts usually pay interest, but typically at a lower rate than some other short - term investment options, like certificates of deposit.

In order to spot the best deal (typically defined as the lowest interest rate and closing costs), you need to get offers from at least two different lenders.

Financial professionals at Western Federal Credit Union note that homeowners may be able to obtain a home equity loan or line of credit to pay off past - due personal loans; home equity credit typically has significantly lower interest rates and may cost less to repay.

On the other hand, you can typically score a lower interest rate and apply for more money at a bank.

A home loan is typically the largest debt you'll ever have, therefore there's a lot at stake — especially when mortgage interest rates are at historic lows.

Your best option is to go with a lender who allows installment loans, as those typically give you longer to repay the loan and at a lower interest rate.

Homebuyers gamble that the low - interest rate that ARMs typically offer at the start of the loan, won't rise so quickly that they can no longer afford the home.

In a report titled «Three Myths about Peer - to - Peer Loans,» the authors called into question a narrative frequently told by digital lenders — that the sector's customers typically refinance existing debt at lower interest rates, boost their credit scores and improve their financial health.

You're typically paying interest back to the account at a much lower rate than your investments would have earned.

a municipal bond that is secured by an escrow fund; the escrow fund comes from the issuer floating a second bond issue and using the proceeds from that second bond issue to purchase government obligations, typically U.S. Treasuries, proceeds from the second bond issue create an escrow fund to mature at the first call date of the first bond issue to pre-refund that issue; bond issuers will typically do this during times of lower interest rates to lower their interest costs

Typically, the lower your interest rate, the more points you can expect to pay at settlement.

This is because these mortgage interest rates change at regular intervals (typically every one, three, or five years), thus enabling borrowers to capitalize on the new, lower rates.

Typically, the bank will call your CD when interest rates have declined below the rate on your CD because the bank can attract deposits at a lower rate.

Variable rate loans are typically offered at lower interest rates compared to fixed rate loans.

Also, refinancing typically comes with a much lower intere st r at e. Refinancing can save student loan borrowers thousands of dollars in the long run on interest payments.

The interest rate for a new car can be as low as 0 % and rates typically start at 4.9 % for used vehicles.

Because the interest rates are usually lower and the loan terms are usually shorter, if you consolidate your private loans with a solid credit report, you will typically be able to pay off your loans more quickly at a lower cost.

All of these options provide cash to pay your debts at, hopefully, a significantly lower interest rate, since credit card interest is typically higher than a mortgage rate.

The benefit of these loans is that you will typically get a lower fixed interest rate at the beginning of the loan term.

Lenders usually offer this mortgage at a slightly lower interest rate than with 30 - year loans - typically 0.5 percent to 1.0 percent lower.

Mr Matthias Dekan, who heads customer value management at HSBC Bank (Singapore), said that, depending on the loan amount and tenure, customers typically end up with lower interest payments.

Adjustable Rate Mortgages are loan products that typically offer a lower interest rate at the outset of the mortgage but after this initial fixed period expires, the rate will adjust either semi-annually or annually.

An amount paid to the lender, typically at closing, in order to lower the interest rate.

Secured loans typically have lower interest rates because if you can't pay back your loan, lenders have a way of recovering at least some of the cost.

FFL lenders are typically more willing to lend at a low rate, saving the borrower hundreds or thousands in interest payments.

While you typically have to repay a payday loan by your next payday, you repay an installment loan over a period of a few months to a year, usually at a lower interest rate.

Many people find ARM loans appealing because they typically have lower interest rates at the beginning of the loan term than fixed - rate mortgages, which keep the same interest rate for the life of the loan.

It's exactly what it suggests — you refinance your student loans at a typically lower interest rate than what you took your loans out for.

One discount point comes at a cost of one percent of the borrowed loan amount, and typically lowers a mortgage lender's quoted interest rate by 25 basis points (0.25 %).

Typically, with loans from p2p lending web sites such as Lending Club and Prosper.com, the borrower gets a much lower interest rate than they would typically be offered at a traditioTypically, with loans from p2p lending web sites such as Lending Club and Prosper.com, the borrower gets a much lower interest rate than they would typically be offered at a traditiotypically be offered at a traditional bank.

Meanwhile, lower scores typically mean borrowers are quoted with higher interest rates — or aren't eligible for certain loans at all.

If you look at the lowest interest rate credit cards in the United States, you typically find a lot of cards with 0 % APRs for at least a year, and non-promotional APRs around 8 % to 12 %.

Loans do not necessarily need to be paid back, but they do accumulate interest at a low rate, and the death benefit will typically be reduced by the amount of the outstanding loan.