Sentences with phrase «typically cover losses»

Nor do they typically cover losses due to floods, mudslides, water damage from sewer backups, damage resulting from war or nuclear hazard, neglect, earthquakes, power failures, seepage, dry rot, or vermin.Homeowner insurance does not provide general free legal advice under the liability portion of the policy, however low cost legal insurance may be an interesting option to compliment your coverage.

Terrorism is not specifically excluded in a homeowners policy, and the policy does typically cover loss due to explosion, fire and smoke.

This insurance typically covers loss of use after a fire or storm makes your unit uninhabitable.

For example, medical payments will not typically cover loss of income, while PIP will.

Not exact matches

Today, PMI works in much the same way: Borrowers who put less than the customary 20 percent down are typically required to purchase mortgage insurance to cover potential losses for the lender.

The bottom line is that Amazon's eBook market is not yet big enough to cover the losses the top selling indie / self - pubbed authors lose out on by not being widely distributed in physical book stores in the U.S. Of course, this disadvantage is mitigated over time because once the trade publishers stop pushing their new releases, these books» sales typically decline, but indie / self - pubbed authors can keep their market pushes going indefinitely, and they can publish new books more frequently than once a year.

Insurers have warned that e-readers, laptops and tablets are not typically covered by policies for loss, damage or theft if they are placed in the hold.

If your condo is damaged, loss of use covers hotel, rent, and food expenses above what you'd typically pay.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered loss.

A list of common additional living expenses that are typically covered under loss of use insurance is provided below.

If a hurricane blew a rock through your window and the rain came in and caused damage, that would typically be covered because the wind is the proximate cause of the loss.

It's important to keep in mind that you'll typically have to pay your deductible before your insurance will help pay for a covered loss.

Typically, damage to your vehicle after hitting a deer is considered a covered loss under comprehensive coverage.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

A standard home insurance policy typically includes enough dwelling coverage to completely rebuild your house in the event of a covered loss.

For example, no matter the personal property claim limit chosen by a renter, renters insurance policies typically only cover up to about $ 2,000 of jewelry in the event of a loss.

Travel insurance typically covers the financial losses caused by a range of events that may affect your trip before, during or even after it has occurred.

FIRE / PROPERTY INSURANCE Home insurance typically covers property damage or loss caused by fire, theft, floods, etc..

Drivers who have vehicles that are not yet paid off are typically required by their lenders to maintain collision and / or comprehensive coverage, to ensure that any damage, loss, or theft that occurs is covered.

Personal umbrella insurance typically doesn't cover other business - related liabilities such as a malpractice lawsuit, or losses in connection with your paid position as an officer or member of a governing board of a for - profit organization.

Also, do mortgage insurance companies typically try to get more money out of the sellers at this point to cover there loss, or is this more of a rubber stamp required to close?

If you default, the government covers some of the lender's losses, typically 25 % of what you borrowed.

With all inclusive travel insurance you're not only provided with emergency medical coverage, you're also typically covered for trip cancellation and / or trip interruption, as well as coverage for baggage loss or delay.

There are typically separate insurance policies that cover each of these losses.

The reason: After the Sept. 11, 2001, terrorist attacks, policies sold to business customers typically haven't covered losses stemming from «terrorism» unless the customer pays extra for the coverage.

A standard home insurance policy typically includes enough dwelling coverage to completely rebuild your house in the event of a covered loss.

Typically, a comprehensive plan will offer a variety of benefits for travelers, covering a wide range of concerns, such as trip cancellation and going home early, flight delay, baggage loss or damage, 24 - hour assistance and some travel medical coverage.

Debris removal (if necessary after a covered loss) is typically included, along with emergency repairs necessary to protect covered property.

You'll typically find that the lower your premium, the more your deductible may be for each covered loss.

While some travel medical plans will cover a few package - like benefits, the typical travel medical plan does not cover trip cancellation, trip interruption, baggage loss, travel delays and other benefits typically associated with package plans.

An auto policy would not typically cover this sort of loss.

Examples of covered losses typically overlap with accidents that fall under your collision or comprehensive coverage, such as:

It typically covers damage from fire, windstorm, hail, water damage (excluding flooding), riots, explosion, as well as other sudden and unexpected losses., i.e. theft, and the extra cost of living elsewhere while your home is repaired or rebuilt.

It typically doesn't cover any loss resulting from Pre-Existing Conditions or self - inflicted injury.

Drivers who have vehicles that are not yet paid off are typically required by their lenders to maintain collision and / or comprehensive coverage, to ensure that any damage, loss, or theft that occurs is covered.

If your kid lives in a dorm or other college - owned property, her possessions at school typically are covered automatically against loss, theft, and damage under your homeowners, condominium, or renter's policies.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

Condo owners can typically choose from different types of personal property coverage, which determine how much your policy will reimburse you after a covered loss.

PIP typically covers medical expenses, loss of essential services and loss of income while MedPay generally only covers reasonable medical expenses.

Business income insurance covers a company's loss of income resulting from damage or destruction of the property, and typically covers reimbursement for payroll, rental income and other expenses.

If you do not carry the collision or comprehensive damage on your policy that would typically cover your claim, but you do carry optional towing reimbursement coverage, you can submit the claim by filing a claim online under the towing reimbursement loss type.

If a hurricane blew a rock through your window and the rain came in and caused damage, that would typically be covered because the wind is the proximate cause of the loss.

A couple of things to know about personal property coverage: This type of coverage is typically subject to certain limits, or the maximum amount your insurer will pay to repair or replace the items after a covered loss.

Typically, this money is used to cover the loss in salary for the deceased's spouse, cover funeral expenses, handle outstanding debts, and generally provide for anything the family and friends need during the time of loss.

In most cases, you will typically have to pay your deductible before your insurance benefits kick in to help cover a loss.

Should serious damage occur to your home, the cost to make quality repairs often exceeds the amount of the covered loss, typically the pro-rated amount of coverage minus depreciation.

Typically, damage to your vehicle after hitting a deer is considered a covered loss under comprehensive coverage.

Baggage delay and loss — Even if an airline loses your baggage, the airline typically won't cover the cash value of the lost items.

The insurance typically covers the renters personal property loss due to the renters own negligence or circumstances that were out of the renters control.

This type of coverage typically provides a lump - sum payment — up to the policy limit — in the event that loss of life or limb happens during a covered trip.