Many policies will set a minimum amount on the death benefits, but the investment portion of your premiums will not
typically guarantee a minimum return.
They typically guarantee some minimum return but are linked to the performance of a particular index, such as Standard & Poor's 500 index.
Many policies will set a minimum amount on the death benefits, but the investment portion of your premiums will not
typically guarantee a minimum return.
Not exact matches
And while they allow you to participate in market gains on a tax - deferred basis while protecting you from losses — and offer a
minimum guaranteed return,
typically 1 % to 2 % these days — they can seriously limit your upside.
IUL policies
typically offer a
guaranteed minimum rate of
return that is near 3 % in the fixed account and 0 - 1 % in the indexed accounts.
Most section 529 college savings plans offer a money market fund or a protected principal fund, and some even have a
guaranteed option which protects the principal and
guarantees a
minimum rate of
return (
typically at least 3 %).
The NAIC also says that policies
typically include an interest rate
guarantee, so a
minimum interest rate is paid even if the index produces lower
returns.