(2)
Typically you pay transaction
costs of $ 10 or less per trade on a discount brokerage account, which is negligible as a percent of assets if you have a
moderate sized account and trade infrequently.
Moderate - income families are
typically ineligible for these publicly funded programs, but at the same time, such families struggle to afford the high
cost of care in the private sector.19 This leaves parents facing a series of difficult choices, including prioritizing child care expenses over other household necessities; settling for low - quality child care that fits their budget; patching together multiple informal care options; or leaving the workforce altogether.20 To ensure that all children can realize the gains that come from attending high - quality early childhood programs, policy solutions need to focus on improving program supports and creating funding strategies that will increase access to high - quality programs for children from all backgrounds.