Sentences with phrase «unbonused spend»

With a point value of 0.8 ct / pt that gives you a maximum earn rate of 4ct / $ at hotels, 1.6 ct / S of bonus spend and 0.8 ct / $ unbonused spend — I'd recommend to use higher - earning cards for travel spend (like the Citi Prestige card) or unbonused spend!

Not great, but not bad for a category of unbonused spend that was previously impossible to generate points on in a cost effective manner outside of meeting a sign up bonus (spend that could be put elsewhere to get the bonus).

If you need to top up your account, you'll get a better earning ratio transferring Starpoints in 20,000 - Starpoint increments and earning 5,000 bonus Miles & More miles than you will putting additional unbonused spend on their Barclaycard credit card.

As indicated above, it's possible to earn Asiana Miles with a Starwood Preferred Guest card earning 1.25 Asiana Miles per dollar spent on otherwise unbonused spend.

But in reality, a travel hacking practice that includes both unbonused spend and bonus spend would allow you to deploy your bonused spend towards cards like the Asiana Visa Signature, which earn bonus miles, and your cheaper unbonused spend towards flexible currencies like Starpoints.

At that ratio, $ 25,000 in unbonused spend on a new «Black» Bank of America Virgin Atlantic credit card would earn 191,250 Honors points, or 7.65 Honors points per dollar of unbonused spend.

And finally, if you're moving heaven and earth to earn as many Hilton Honors points as possible for a big upcoming aspirational redemption, then earning a bunch of them through unbonused spend may offer an advantage over grinding out bonused spend on a Hilton Honors Surpass American Express.

I use my card for any unbonused spend I have as, with my valuation of Starpoints (around 2.2 cents each), that gives me the best return on my spend.

How much unbonused spend would you really put on the MileagePlus Club card?

Hopefully it's pretty obvious why using this card for unbonused spend (1 Avios / $) is a poor idea but, for the sake of argument, let's assume you're someone who's going to book a few British Airways flights and therefore earn 3 Avios for every dollar you're spending... here's why the card still isn't as great idea.

I don't use my Citi Prestige card for unbonused spend — I prefer to use my Starwood Amex card for all my unbonused spend as I value Starpoints over Citi ThankYou points.

But for unbonused spend, even at the worst bonus tier, the 10k additional spend for 25k avois, that's 3.5 x for unbonused spend vs max of 1.5 - 2x for the transferrables.

For example, you could earn 1.5 points per dollar on a Freedom Unlimited card and transfer them to a Sapphire Reserve account to take advantage of the higher redemption value, but that would be identical to simply earning the points at 1 point per dollar via unbonused spend on the Sapphire Reserve card in the first place.

I generally know at the beginning of each month what my goals are in terms of both bonused and unbonused spend: I'm going to spend a certain amount of money at grocery stores, gas stations, drug stores, office supply stores, etc., and put a certain amount of bonused spend on certain cards.

Unbonused spend is even simpler, since by definition is has to be much cheaper than bonused spend to be worth engaging in.

That means the most expensive Ritz - Carlton property in the world requires just $ 23,333 in unbonused spend on the Starwood Preferred Guest American Express, or $ 18,667 in spend for stays of exactly 5 nights.

As I mentioned, the public information is very ambiguous on point value and unless I know for certain I am going to get better than 2 % on unbonused spending, I am not going to be putting too much spending on it.

Not exact matches

Still, 2 % is a perfectly reasonable return on unbonused manufactured spend, so the card still has its uses to me.

Currently if you spend more than $ 120K in a year on a FlexPerks card the unbonused earning rate drops from 1 point per dollar to 1 point per every 2 dollars.

After I pay off my Chase Slate balance at the end of the month, I'll call to request a product change to the Chase Freedom Unlimited, which earns 1.5 Ultimate Rewards points per dollar spent everywhere, and that card will enter my rotation as a go - to card for unbonused manufactured spend.

Unbonused min spend is always justifiable towards dining in my mind.

But reasonable people disagree, and might instead manufacture spend primarily at unbonused merchants using cards like the Starwood Preferred Guest American Express or Chase Freedom Unlimited.