Sentences with phrase «unbundled life»

An unbundled life insurance policy is a type of permanent life insurance policy that contains an investment and savings component.

With universal / unbundled life insurance, the premiums and death benefit can be changed during the life of the policy.

Thus, in addition to providing flexibility, universal / unbundled life insurance allows the policyholder to see exactly where his or her premium payments are going.

A unbundled life insurance policy contains a savings and investment component that the policyholder can use during his or her lifetime or pass on to beneficiaries.

Unbundled life insurance is another word for universal life insurance.

Both whole and universal / unbundled life insurance are types of permanent life insurance and have a cash value component in which a portion of each premium payment is saved and invested on the policyholder's behalf.

Not exact matches

Fifth, as I wrote a couple weeks ago, as online learning unbundles higher education, a need will emerge for entities to come along that help students make sense of and navigate this emerging, unbundled world and integrate the modular pieces together in ways that help them carve out a coherent and sensible life path.

The unbundling process is taken for granted in most of life.

Unlike whole life insurance, the cash value and the insurance are generally unbundled from each other.

If whole life is referred to as bundled insurance, UL is the unbundled counterpart.

If you are willing to live with the tracking error introduced when dropping some of the smaller names, unbundling the ETF could work out even cheaper.

Small practitioners and larger firms alike can offer limited scope representation, or «unbundled» representation, which let clients pick and choose when they want to engage with a lawyer during the life of a transaction or litigation.

Matt's method via a walk - through and then live role - playing with the exact words Matt uses on initial calls to Unbundled leads and how he is able to convert 50 % of those leads into paying clients

Having already transitioned my own practice to mediation, Collaborative Law and unbundled services in recent years, I now embark on the post-Woody phase of my professional life, in which I expect the clarity of my vision will be sharper, my skills will be better refined, my curiosity will be more acute, and my clients will be better served.

Chapter 1: Expanding Your Practice by Representing Clients in Mediation Chapter 2: Family Lawyer as Dispute Resolution Manager Chapter 3: Mediation Confidentiality Chapter 4: Representing Clients in Court - Ordered Mediation Chapter 5: Using a Limited Scope Approach (Unbundling) to Represent Clients Outside and Inside the Mediation Room Chapter 6: Representing Clients in Mediation with a Collaborative Lawyering Approach Chapter 7: Setting Up the Mediation Chapter 8: Building an Agreement Your Client Can Live With Chapter 9: Reaching Agreement Chapter 10: Reviewing and Drafting Mediated Agreements Chapter 11: Preventing Future Conflict Chapter 12: Be a Peacemaker

Significant matters / transactions include: Advised Xstrata South Africa (Proprietary) Limited on its offer to purchase Lonmin plc's entire issued share capital, # 5 billion Advised Telkom SA Limited on its unbundling of a 35 % stake in Vodacom Group (Proprietary) Limited, R35 billion Advised Edgars Consolidated Stores Limited on its acquisition by Bain Capital, R25, 5 billion Advised The Standard Bank of South Africa Limited and FirstRand Bank Limited (acting through its Rand Merchant Bank division) on the introduction of BEE equity participation in Sasol Limited and their arranging financing therefore, R25, 4 billion Advised FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Nedbank Limited (acting through its Nedbank Capital division) as lenders to Richards Bay Titanium (Proprietary) Limited and Richards Bay Mining (Proprietary) Limited, R19 billion Advised Citibank N.A. on a bridge loan granted to Turquoise Moon Trading 427 (Proprietary) Limited by Citibank N.A. and JP Morgan Chase, R10 billion Advised British American Tobacco plc on its secondary listing on the JSE, R550 billion Advised Pioneer Foods Limited on its listing on the JSE Securities Exchange, R6 billion Advised the South African National Roads Agency Limited in respect of the Gauteng Freeway Improvement Project involving the construction and upgrade of the Gauteng freeway and the procurement of an open road tolling system, R44 billion Advised Absa Bank Limited (acting though its Absa Capital division), FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Vunani Capital (as co-lead arrangers) and the South Africa National Roads Agency Limited (as issuer) on the establishment of its South African Guaranteed Domestic Medium Term Note Programme and the subsequent issue of notes thereunder, R32 billion Advised Shoprite Checkers (Proprietary) Limited on the proposed Brait Private Equity private equity buy - out (this did not proceed), R12 billion Advised Reclamation Holdings (Proprietary) Limited and various shareholders on the acquisition by Capitalworks Private Equity SP GP (Proprietary) Limited and Old Mutual Life Assurance Company South Africa Limited of a 20 % equity stake in Reclamation Holdings (Proprietary) Limited from various shareholders, R511 million Clients include: Multinationals, listed companies, financial institutions, entrepreneurs and Government

Universal life is also referred to as unbundled insurance.

Universal Life Insurance A form of permanent life insurance characterized by flexible premiums, a flexible face amount, and unbundled pricing factLife Insurance A form of permanent life insurance characterized by flexible premiums, a flexible face amount, and unbundled pricing factlife insurance characterized by flexible premiums, a flexible face amount, and unbundled pricing factors.

Universal life insurance is a form of permanent life insurance characterized by its flexible premiums, flexible face amounts and unbundled pricing structure.

Universal life unbundles the cost of insurance from the cash values, separating the two.

Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure.

Unlike whole life insurance, the cash value, expense and mortality charges and pure insurance amounts are unbundled.

Direct - recognition, current assumption policies, such as universal life, «unbundle» the policy elements and explicitly show mortality and expense charges and interest credits.

Unlike whole life insurance, the cash value and the insurance are generally unbundled from each other.

It used to be that balances only lived at banks, and while banks aren't going anywhere, they are being «unbundled.»

Chapter 1: Expanding Your Practice by Representing Clients in Mediation Chapter 2: Family Lawyer as Dispute Resolution Manager Chapter 3: Mediation Confidentiality Chapter 4: Representing Clients in Court - Ordered Mediation Chapter 5: Using a Limited Scope Approach (Unbundling) to Represent Clients Outside and Inside the Mediation Room Chapter 6: Representing Clients in Mediation with a Collaborative Lawyering Approach Chapter 7: Setting Up the Mediation Chapter 8: Building an Agreement Your Client Can Live With Chapter 9: Reaching Agreement Chapter 10: Reviewing and Drafting Mediated Agreements Chapter 11: Preventing Future Conflict Chapter 12: Be a Peacemaker