Learn how to make the numbers work for your business, understand employee benefit options and create a foundation of protection against
the uncertainties of business ownership.
With the day - to - day
uncertainties of business management, liability insurance is something you can not do without.
The emergence of industrial civilization, in other words, called forth a federal apparatus sufficient to the need to regulate the private sector in the public interest, to provide macroeconomic stability amidst
the uncertainties of the business cycle, and to offer the nation's citizens welfare and security programs appropriate to the vicissitudes of modern life.
No one can take the leap into
the uncertainty of this business without a confident outlook.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for
business aircraft, including the effect
of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic
uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing
business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Michael Michalak
of the U.S. - ASEAN
Business Council and former U.S. ambassador to Vietnam says Southeast Asia remains a focus for U.S. companies, though there is some caution because
of uncertainty around the impact
of regional trade policies.
This release contains forward - looking statements that involve risks and
uncertainties that could materially affect our expected results
of operations, liquidity, cash flows and
business prospects.
Businesses will understandably worry that
uncertainty from south
of the border may make all
of this more challenging to implement.
the Company is also subject to a number
of additional risks associated with its
business outside the United States, including foreign currency exchange fluctuations and restrictive regulations as well as the risks and
uncertainties associated with the United Kingdom's withdrawal from the European Union;
The
uncertainty would cripple
business confidence and trade, driving the UK into a recession, according to the International Monetary Fund, the Bank
of England and most every other forecaster that has run the numbers.
Such factors include, among others, general
business, economic, competitive, political and social
uncertainties; the actual results
of current and future exploration activities; the actual results
of reclamation activities; conclusions
of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices
of metals; possible variations
of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure
of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks
of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion
of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
Still, Canada's politicians should keep in mind that
uncertainty about trade policy is weighing on
business investment, and therefore murmurs
of trade wars will do nothing to build confidence.
Although the company believes that such statements are based on reasonable assumptions within the bounds
of its knowledge
of its
business and operations, the forward - looking statements are neither promises nor guarantees and they are necessarily subject to a high degree
of uncertainty and risk.
The lack
of progress is prolonging the period
of uncertainty for both citizens and
businesses in the U.K.
The world's
business leaders are confident about going into 2017, despite the large number
of political
uncertainties, a survey shows.
Among the things that may have contributed to future sentiments are
uncertainty about the country's fiscal stability, taxes, and consumer spending, all
of which could severely impact small
business owners, Bernstein says.
All
of this is to say that we're about to enter a period
of uncertainty, and that's not great for
business, says Price.
Everyone in
business realizes that ambiguity and
uncertainty are common companions
of the marketplace.
While there are signs
of economic improvement, small
businesses remain cautious in terms
of hiring, amid
uncertainties over the Federal government's ability to avoid the fiscal cliff and the tax ramifications
of going over it.
And that small pearl will be valuable to any small -
business owner dealing with
uncertainty or a lack
of direction.
If there's one battle that has crystallized a lot
of the fear and
uncertainty around the media
business recently, it's the fight over ad blocking.
Cautionary Statement Regarding Forward - Looking Statements This document contains certain forward - looking statements about Oracle and Vocado, including statements that involve risks and
uncertainties concerning Oracle's acquisition
of Vocado, anticipated customer benefits and general
business outlook.
According to a SpaceX company spokesman, «We deny the claims made by these employees, but rather than incur the expense, burden and
uncertainty of continuing litigation, we elected to settle this matter so that we can continue to focus on our
business.»
Potential risks and
uncertainties include, among others, the possibility that the anticipated synergies
of the combined companies may not be achieved after closing, the combined operations may not be successfully integrated in a timely manner, if at all, general economic conditions in regions in which either company does
business may deteriorate and / or Oracle or Vocado may be adversely affected by other economic,
business, and / or competitive factors.
If American
business owners are truly worried about the long - term prospects
of the U.S. economy, they should be doing what the Argentines do: looking outside their borders to find markets in which there is less
uncertainty — or at least different kinds
of uncertainty.
Further, PDC urges you to carefully review and consider the cautionary statements and disclosures, specifically those under the heading «Risk Factors,» made in its Quarterly Report on Form 10 - Q, its Annual Report on Form 10 - K for the year ended December 31, 2016 (the «2016 Form 10 - K»), filed with the U.S. Securities and Exchange Commission («SEC») on February 28, 2017 and amended on May 1, 2018, and other filings with the SEC for further information on risks and
uncertainties that could affect the Company's
business, financial condition, results
of operations, and prospects, which are incorporated by this reference as though fully set forth herein.
Lynne Doughtie, chairman and CEO
of KPMG in the U.S. told Fortune that — in talking to other
business leaders this week — she got the impression that they are encouraged with Trump's tax reforms, but «there's
uncertainty around trade.»
Actual results and the timing
of events could differ materially from those anticipated in the forward - looking statements due to these risks and
uncertainties as well as other factors, which include, without limitation: the uncertain timing
of, and risks relating to, the executive search process; risks related to the potential failure
of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies
of eptinezumab sufficient to achieve a positive completion; the availability
of data at the expected times; the clinical, therapeutic and commercial value
of eptinezumab; risks and
uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements; risks and
uncertainties relating to the manufacture
of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights
of others; the uncertain timing and level
of expenses associated with Alder's development and commercialization activities; the sufficiency
of Alder's capital and other resources; market competition; changes in economic and
business conditions; and other factors discussed under the caption «Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
Such risks,
uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired
businesses into United Technologies» existing
businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their
businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The thought
of creating your own
business is thrilling, while the
uncertainties and risk can be terrifying.
Anyone who can't manage chaos and
uncertainty, isn't totally oriented for action, and has no sense
of urgency, is in the wrong
business.
All these
uncertainties would likely leave
businesses wary
of adding new staff, and may even spur some to cut costs, threatening to send Canada's bustling job market into reverse.
With Trump this week deferring decisions on the scope
of tariffs, and the EU and China threatening retaliation,
uncertainty hangs over
business purchasing and investment decisions.
The
uncertainty and ups and downs
of starting a
business only add strain to an already fraught subject.
Whether it's language barriers, a lack
of information on specific opportunities abroad or
uncertainty about details on tariffs, there are a wide variety
of reasons many Canadian
businesses remain too close to home.
«This enables us to transform Alcoa faster and to better control our destiny in a world
of continuing economic
uncertainty... 2014 was another solid year
of Alcoa
business performance and transformation progress that delivered significant returns to our shareholders.»
Actual results, including with respect to our targets and prospects, could differ materially due to a number
of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this
business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political
uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up
of production
of our new products, and our entry into new
business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception
of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall
of our products; ongoing
uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability
of receivables and other related matters as consumers and
businesses may defer purchases or payments, or default on payments; risks resulting from the concentration
of our
business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers
of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits
of the transaction; the risk that retail customers may alter promotional pricing, increase promotion
of a competitor's products over our products or reduce their inventory levels, all
of which could negatively affect product demand; the risk that our investments may experience periods
of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity
of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization
of products under development, such as our pipeline
of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development
of new technology and competing products that may impair demand or render our products obsolete; the potential lack
of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Faced with
uncertainty, Gates and Chambers have convened a new global group
of influential philanthropists,
business people, bankers and political leaders to plug commitment gaps.
Smart
business owners know that a strong credit policy can save them a lot
of money, especially as
uncertainty in the economy increases.
If you subscribe to the nonpartisan view that what
business and the markets hate most is
uncertainty, then the end
of the nomination filibuster would be a positive development.
But Charles Green, small
business consultant and author
of The SBA Loan Book, says that the months
of uncertainty and last few weeks
of political grandstanding may have already done damage to the immediate future
of small
businesses.
«Part
of this is just Trump being such a wild card, which might potentially be off - putting to many small
business owners who worry about economic
uncertainty and instability threatening their
businesses,» Wallach says.
In a statement, Representative Nydia Velazquez described it as a «meat cleaver» and said it would «create a permanent state
of regulatory
uncertainty, making it difficult for
businesses to plan ahead.»
Citing InSight Crime's coverage
of the case, Olson pointed out that the Kingpin List designation had «struck a powerful blow» against the family's criminal network, but also that it had generated
uncertainty among the clients and employees
of the family's
businesses.
Readers are cautioned that these forward - looking statements are only predictions and may differ materially from actual future events or results due a variety
of factors, including, among other things, that conditions to the closing
of the transaction may not be satisfied, the potential impact on the
business of Accompany due to the
uncertainty about the acquisition, the retention
of employees
of Accompany and the ability
of Cisco to successfully integrate Accompany and to achieve expected benefits,
business and economic conditions and growth trends in the networking industry, customer markets and various geographic regions, global economic conditions and
uncertainties in the geopolitical environment and other risk factors set forth in Cisco's most recent reports on Form 10 - K and Form 10 - Q.
Musk clarified that Tesla, which just reported one
of its best quarters ever, hasn't yet decided whether it should raise capital or not to account for
uncertainty, to «have a larger buffer» and to «de-risk the
business.»
Although the banks say the moves would be legal procedures that would have a minimum impact on their operations and jobs in Scotland, their warnings intensified concerns about an independent Scotland's ability to retain
businesses — particularly during the months
of financial
uncertainty that would follow a vote to break the 307 - year union with England.
In honor
of Veterans Day, we're shining the spotlight on three young «treps who've traded a regimented life in uniform for the
uncertainty of starting a
business.
Growth in consumer and
business spending, as well as private - sector hiring — the parts
of the economy that are supposedly most susceptible to
uncertainty — picked up in the fourth quarter, despite the prospect
of the fiscal cliff.
Healthcare reforms will create significant
uncertainty in long - term planning for 71.6 percent
of franchisee respondents, and 10.4 percent agreed with the statement: «We are no longer confident that our
business model is profitable.»