Sentences with phrase «under a guaranteed issue»

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.
No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

Not exact matches

The U.S. government parties did not pay any losses under the agreement and will keep $ 5.2 billion of $ 7 billion in trust preferred securities as well as warrants for common shares that were issued by Citigroup as consideration for such guarantee.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
on issues like the Gender Expression Non Discrimination Act that would guarantee people of all gender identities equal protection under the law and The DREAM Act, which would provide financial aid to undocumented students looking to attend college.
He believes that there is no compromising on this issue, and the right of the individual to bear arms is guaranteed under both the U.S. and Michigan Constitutions.»
The DoE issued $ 6.5 billion in loan guarantees for two new Westinghouse AP1000 nuclear reactors already under construction at the Vogtle Electric Generating Plant in Georgia in February.
«Since the PSF backing became available under 2013 legislation, credit - worthy charter school operators have been able to refund previously issued bonds with the state guarantee, dramatically lowering their borrowing costs.»
The GIC Bonus Rate Offer is available for 1 - year Non-Redeemable and 1 - year Redeemable Guaranteed Investment Certificates that are issued in respect of deposits made in Canadian dollars for an amount between $ 1,000 CAD and $ 500,000 CAD; not held in any registered plan, such as Registered Retirement Savings Plan, RRIF or Tax Free Savings Account, and issued to one or more individuals who qualify for the HSBC RBWM Newcomers Program under s. 2 within 6 months of the opening of any sole or joint Eligible Account held or closed by such persons.
While guaranteed issue life insurance is ideal for people whose health disqualifies them from coverage under a more traditional policy, don't assume this is the case in your situation.
Under normal market conditions, the fund invests at least 80 % of its net assets in U.S. government debt securities, including U.S. Treasury securities and other securities issued or guaranteed by the U.S. government and its agencies and instrumentalities.
Note: if your risk is not under control, no one will take you but a guaranteed issue life insurance company which we discuss in greater detail below.
In October 2006, MBIA exercised a call right with respect to MBIA - insured notes issued by a 2000 vintage static multi-sector CDO in order to reduce future interest costs under its guarantee.
**** Service Guarantee benefits for State of Washington members are provided under a Master Insurance Policy issued by United Specialty Insurance Company.
Parts of the new health care legislation have already taken affect, but there is quite a bit of confusion over the guaranteed issue status for children under the age of 19 years old.
Any guarantees under fixed annuities issued by TIAA are subject to TIAA's claims - paying ability.
Overall, research done by concerned churners has revealed a short list of cards issued by Chase that may not fall under the 5/24 Rule (no guarantees, folks).
The SBA website notes that this loan guarantee was issued under a program «to aid small businesses which are unable to obtain financing in the private credit marketplace.»
In the absence of a court adjudicating what equity requires of nations in setting their national climate change commitments, a possibility but far from a guarantee under existing international and national law (for an explanation of some of the litigation issues, Buiti, 2011), the best hope for encouraging nations to improve the ambition of their national emissions reductions commitments on the basis of equity and justice is the creation of a mechanism under the UNFCCC that requires nations to explain their how they quantitatively took equity into account in establishing their INDCs and why their INDC is consistent with the nation's ethical obligations to people who are most vulnerable to climate change and the above principles of international law.
-- To the maximum extent practicable and consistent with sound business practices, the Secretary shall seek to conduct necessary reviews concurrently of an application for a loan guarantee under this title such that decisions as to whether to enter into a commitment on the application can be issued not later than 180 days after the date of submission of a completed application.».
A central issue, throughout the campaigns of the last few years, had been the extent to which the independence of the profession can effectively be guaranteed by the independence from government of the Legal Services Board (LSB), to be created under LSA 2007.
The case involved issues relating to the actual and ostensible authority of the bank official who had signed the guarantee and the impact of variations of the underlying contract on the bank's liability under the guarantee.
In that sense, one of the issues such continuation of ISDS proceedings would face is that such a tribunal would neither be in the position to correctly assess EU environmental law due to its mandate to guarantee investor rights nor be under the supervision of the ECJ for questions of EU law, such as the relationship between the claim and the EU environmental acquis.
As well as advising in relation to shipbuilding and offshore construction contracts, we also advise on vessel conversion and repair contracts and over recent years we have successfully conducted a number of landmark cases arising under refund guarantees issued in relation to shipbuilding contracts.
In MacIssac, if the answer to the first question had been that the Act had guaranteed the right of way shown on the plan, free from a right of way over the dip, it would normally have triggered issues rectification, compensation and allocation of loss under the Act.
At the Federal Highway Administration, Tom led a national team of more than 50 lawyers providing legal and policy counsel to the agency's leadership on a wide range of regulatory and policy issues affecting transportation infrastructure, including environmental review and permitting for transportation projects; compliance with Buy America requirements; investigation of civil rights complaints filed under Title VI of the Civil Rights Act; implementation of federal grant, loan, and loan guarantee programs for transportation projects; and development of major rulemakings and guidance documents implementing recent federal transportation legislation.
Represented owners in claim against bank under refund guarantees issued in connection with shipbuilding contracts
In these cases, our personal injury attorneys will relentlessly pursue the issue in the courtroom until you receive the rights you are guaranteed under law.
Bankhaus Wolbern & Co (AG & Co KG)(2) Vision 93 Konserveirungs Und Vermogensverwaltun GS GMBH & Co KG v China Construction Bank Corporation, Zhejiang Branch [2012] EWHC 3285 (Comm): jurisdiction challenge by a Chinese Bank in the context of a non exclusive English jurisdiction clause raising issues as the applicability of Art 23 Judgments Regulation and relevance of a Chinese Court Order prohibiting payment by the Chinese Bank under a refund guarantee.
Re: 22 Confidential LMAA arbitrations: jurisdiction issues concerning whether assignor or assignee had title to commence arbitration and serve notices of termination under CPs and notices of demand under a guarantee following a deed of assignment executed by shipowners in favour of the financing bank.
JIN MAN and JIN PU (2011, Commercial Court): claim for in excess of $ 40 million under two guarantees rising issues of authority and Korean law, related anti suit relief.
Hull **** (2016 - ongoing): Disputes under a corporate guarantee issued in connection with a shipbuilding contract.
AJWAA GASES v AL GHAITH (2011, Commercial Court): claim on a demand guarantee raising issues of construction, including whether the underlying liability of the debtor has to be established as a pre-requisite to recovery under the guarantee.
The main issues were whether a transfer was made to Dixie - Ontario, the time frame of the transfer, whether Dixie - Ontario was related to Dixie - Systems, and whether Dixie - Ontario had to guarantee Dixie - Systems» obligations under the minutes of settlement.
Last week, the Supreme Court issued its decision in Ktunaxa Nation v British Columbia (Forests, Lands and Natural Resource Operations), 2017 SCC 54, which held among other things that the guarantee of religious freedom under the Canadian Charter of Rights and Freedoms does not prevent the state from interfering with the object of one's worship.
(2) This Part applies to a trust indenture, whether entered into before or after the 29th day of July, 1983, if, in respect of any debt obligations outstanding or guaranteed thereunder or to be issued or guaranteed thereunder, a prospectus or securities exchange issuer or take - over bid circular has been filed under the Securities Act or any predecessor thereof or in respect of which a prospectus has been filed under The Corporations Information Act, being chapter 72 of the Revised Statutes of Ontario, 1960, or any predecessor thereof.
ZH 1006 (2012): jurisdiction challenge by a Chinese Bank in the context of a non exclusive English jurisdiction clause raising issues as the applicability of Art 23 Judgments Regulation and relevance of a Chinese Court Order prohibiting payment by the Chinese Bank under a refund guarantee.
Seniors who have experienced serious health issues may not qualify under normal circumstances which means having to pay for a guaranteed acceptance policy.
Guaranteed issue life insurance is attainable for those who otherwise would not be approved for a plan under traditional life insurance with medical underwriting protocols.
Guaranteed Issue Under ACA, no one can be denied coverage or charged significantly higher premiums because of past health history (pre-existing conditions) or gender.
In general, guaranteed issue life insurance companies don't make their products available to anyone under the age of 50.
If you're currently insured under the Cal - COBRA continuation privilege, at the time it ends, you'll be eligible for a Guaranteed Issue policy from any insurer still doing business in California, despite your otherwise unfavorable diabetic condition.
All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.
Under such circumstances, some insurance companies offer a guaranteed issue version of their short term health insurance, which will not cover the medical conditions for which you were declined standard coverage.
If that's the case, your open enrollment period is determined by the U.S. Department of Health and Human Services, under regulations pertaining to the Affordable Care Act (prior to 2014, there was no such thing as open enrollment for individual health insurance, but insurers in most states could reject applications from people with pre-existing conditions, or charge them higher premiums; coverage is now guaranteed issue, regardless of medical history, but enrollment is limited to open enrollment or special enrollment periods).
Under the ACA, coverage is guaranteed issue, period.
And if your risk is not under control, no one will take you but a guaranteed issue life insurance company which we discuss below.
Compensation issued under the guarantee will not be considered part of any loss or settlement under the policy, nor an admission of any liability or wrongdoing on our part.
Please click on guaranteed issue life insurance quotes under life insurance quotes tab on our page or
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