Sentences with phrase «under another auto insurance policy in»

It also provides coverage for any passengers injured in accidents in New York State while in your vehicle, as well as any guest passengers who are New York State residents injured in your vehicle anywhere in the United States, its territories and possessions, or Canada, if they are not covered under another auto insurance policy in New York State.

Not exact matches

While objects in your car that are stolen would be covered, the car itself is expected to be insured under an auto insurance policy.
In fact, according to the Insurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyInsurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyinsurance with collision and comprehensive coverage adds about $ 20 to a yearly premium.
In order to be covered under our auto insurance policy, it is required that you have a good driving record.
Florida is a «no fault» state, meaning if you're injured in a car accident you should be able to start receiving medical treatment immediately under the Personal Injury Protection (PIP) clause found in your auto insurance policy.
Unlike a typical car accident claim, hit and run claimants must look to their own auto liability insurance policies for compensation under the uninsured motorist provisions (UM) in their policies if the hit and run motorist can not be located or that motorist lacked insurance coverage.
When you are involved in a collision with an uninsured driver, you can file a claim under your own auto insurance policy's uninsured motorist coverage providing you did not reject this coverage in writing.
Other Auto Insurance Coverage - Sometimes an uninsured driver will have coverage under somebody else's policy, for example, by virtue of being a dependent residing in the household of an insured driver.
If you are involved in a collision with an uninsured or underinsured motorist, then this is where you can engage your uninsured motorist coverage under your own auto insurance policy.
Fortunately, you may still be able to recover additional compensation under the Family Protection Endorsement (OCPF - 44R) in your own auto insurance policy.
This type of coverage is commonly written into auto insurance policies because it is required under California law to be included, unless you agree in writing to have it excluded.
In addition to notifying the insurance carrier with whom you have your auto insurance, keep in mind you may be insured under other policies issued to members of your householIn addition to notifying the insurance carrier with whom you have your auto insurance, keep in mind you may be insured under other policies issued to members of your householin mind you may be insured under other policies issued to members of your household.
Also, most individuals in Arkansas have coverage under their own auto insurance policy to pay the first $ 5000.00 of your medical bills regardless of fault.
Auto insurance policies in Ontario provide for a standard level of accident benefits, which are defined by a Regulation under the Insurinsurance policies in Ontario provide for a standard level of accident benefits, which are defined by a Regulation under the InsuranceInsurance Act.
If you have been involved in an accident that does not fall under any of these scenarios (i.e. you do not have auto insurance; you are not listed on someone else's policy; and no other vehicle involved in the accident has auto insurance or can be identified) then you may still have recourse.
Did you see how the word «INSURED» was defined in the auto insurance policy under the Liability Coverage section (Part I)?
In some cases, the trailer and its contents may be covered under an existing policy, such as your auto insurance.
Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program..insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquIn addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program..Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....&raquin a personal vehicle sharing program....»
In California, for example, the use of credit is not permitted under Proposition 103 for rating auto insurance policies unless specifically allowed by the regulator; in Hawaii, auto insurers can not apply a standard or rate based on «credit bureau rating.&raquIn California, for example, the use of credit is not permitted under Proposition 103 for rating auto insurance policies unless specifically allowed by the regulator; in Hawaii, auto insurers can not apply a standard or rate based on «credit bureau rating.&raquin Hawaii, auto insurers can not apply a standard or rate based on «credit bureau rating.»
And although it's a good idea to park under street lights and hide personal property, you can only protect yourself against an auto theft or break - in by having a comprehensive Haverhill auto insurance policy.
This is pretty common in most auto insurance policies, and it simply means that if you lend someone your car, they're covered under your policy.
In fact, according to the Insurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyInsurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyinsurance with collision and comprehensive coverage adds about $ 20 to a yearly premium.
All types of policies that Economical Mutual Insurance Company issues are being taken into account in determining eligibility, including auto, property or commercial policies and those sold under the Family Insurance Solutions and Western General brands.
In a press release after the CPUC ruling, the Association of California Insurance Companies, a trade association and lobbying group, said, «Both drivers and riders must understand that an accident in a ride - sharing vehicle will not be covered under a personal auto insurance policy.&raquIn a press release after the CPUC ruling, the Association of California Insurance Companies, a trade association and lobbying group, said, «Both drivers and riders must understand that an accident in a ride - sharing vehicle will not be covered under a personal auto insurance policInsurance Companies, a trade association and lobbying group, said, «Both drivers and riders must understand that an accident in a ride - sharing vehicle will not be covered under a personal auto insurance policy.&raquin a ride - sharing vehicle will not be covered under a personal auto insurance policinsurance policy
If you are currently insured under a New York auto insurance policy and you rent a car for 30 days or less anywhere in the United States, its territories and possessions, or Canada, you do not need to buy a CDW / OVP from the car rental company regardless of whether you have collision or comprehensive coverage on your own car.
Deer - vehicle collisions are dangerous and costly so, though collision with an animal is covered under the comprehensive portion of your auto insurance policy, it's always preferable to avoid an accident in the first place.
Actuaries work on an insurance company's behalf to determine the likelihood of each hazard resulting in a payout by the insurer under a policy, and it is their recommendation based on this analysis that determines the eventual price of your auto insurance policy.
In taking on any particular driver under their protection and selling them a policy, an auto insurance provider is basically volunteering to take on the risk associated with insuring that driver.
However, in some states, enclosed autocycles may be covered by insurers under an auto insurance policy.
You must be a listed named insured on the auto insurance policy to see the vehicle in the app under your user ID.
In fact, many car insurance companies will void a personal auto policy if it is discovered that the vehicle under the policy is used primarily for business purposes.
In order to get accurate quotes for auto insurance, you'll have to provide important personal details regarding you and any other drivers you wish to have covered under your policy.
«Return of Premium» In most types of term insurance, including homeowners and auto insurance, if you haven't had a claim under the policy by the time it expires, you get no refund of the premium.
Umbrella insurance is the coverage that may kick in when your losses under other insurance policies, such as homeowner's and auto coverage, have exceeded policy limits.
If you have good grades in school, you may utilize it to get a cheap auto insurance, doesn't matter if you are a teenage driver or driving under your parent's policy or you are in college and having your own vehicle and insurance, you can avail the discount for receiving good grades.
On the other hand, if the owner is already convicted with any case under his name in the past, or was involved in any sort of auto accident, then he has to opt for Bodily Injury Liability insurance policy, as well.
A total loss in auto insurance is a phrase that is applied to the case when an insured vehicle is so badly damaged that it can not be repaired economically under the terms of the policy.
If the driver you are lending your vehicle to is a licensed driver in good standing, chances are he will be covered under your (or his / her) auto insurance policy.
Let's say you carry $ 100,000 of bodily injury liability insurance under your auto insurance policy (much more than the minimum requirement in most states).
In this type of auto insurance, the policy holder can claim for damages under any given situation.
Home and Auto Stats for Cary Insurance Shoppers In 2007, according to the National Association of Insurance Commissioners (NAIC), North Carolinians paid $ 674 for their homeowners (HO - 3 policies, to be precise)-- an average well under the US average of $ 822.
Keep the following in mind as you decide whether to buy RV insurance coverage since insurance companies generally don't cover the following situations under a standard auto insurance policy:
The maximum you can usually purchase is $ 500,000 in personal liability under your homeowner's policy and $ 250,000 per person and $ 500,000 per accident under your auto insurance policy.
Under the terms of your commercial auto insurance policy, bodily injury coverage will help pay for costs related to injuries suffered by others in an accident caused by you or your employees while operating a vehicle for business purposes.
In this case, you may have the option to place your vehicle under your private or commercial auto insurance policy.
In this type of auto insurance, the insurance policy holder can claim for damages under any circumstance.
You can take preventative steps like parking under street lights and hiding valuables in the trunk, but the only way to be completely protected is with the right Aurora auto insurance policy.
If car insurance providers classify you under «high risk,» here is an important fact you should keep in mind: being labeled as a «high risk» driver can actually increase the rate of your auto insurance policy.
Your vehicle coverage premium is not set in stone and thus you could be missing out on an excellent deal on Boynton Beach auto insurance simply because you are insuring with the wrong carrier under the wrong policy.
As such, if you are under 25 or if you include persons in your household under the age of 25 in your auto insurance policy, the insurance company would hike your insurance premium proportionately.
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