Sentences with phrase «under bodily injury liability»

This report examines the frequency, severity and loss costs associated with auto injury insurance claims under bodily injury liability and personal injury protection coverages, from 1990 to 2013.
If you have the other drivers» insurance information, you can file under their bodily injury liability.
Most states require at least $ 20,000 per person and up to $ 50,000 per accident under bodily injury liability, which will help cover medical costs and loss of wages expenses.
The claims that another party can file under you bodily injury liability insurance include provisions for medical expenses, loss of income, and reimbursement for pain and suffering.
The most common claims that are filed under bodily injury liability coverage include claims of pain and suffering, losses of income, and medical expenses.
According to the IRC, half of claims submitted under bodily injury liability involved attorneys in 2012.
The injuries to the other driver could be claimed under your bodily injury liability coverage and your own injuries would be covered under personal injury protection (PIP) or medical payments (MedPay).
For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.
An «uninsured motor vehicle,» as described in subdivision (3) of this subsection, includes an «underinsured highway vehicle,» which means a highway vehicle with respect to the ownership, maintenance, or use of which, the sum of the limits of liability under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.
Basically, anything that would otherwise be covered under bodily injury liability insurance — a type of car insurance in states without no fault laws — is covered under PIP.
If you are injured by the negligence of a defendant, we will make a claim under the bodily injury liability coverage of the negligent defendant's insurance policy.
The frequency of claims under bodily injury liability insurance, which covers injuries to occupants of other vehicles or to other road users, is 24 percent lower with the feature.
For drivers ages 25 - 64, the declines were 10 percent under property damage liability and 20 percent under bodily injury liability.
Focusing on the camera - based system, they found that the drivers younger than 25 had the biggest claim rate reductions — 15 percent under property damage liability and 45 percent under bodily injury liability.
Under bodily injury liability, frequency was 33 percent lower for the XC60 and 18 percent lower for the S60.
The analysis also found that the systems lower claims under bodily injury liability insurance.
Front - to - rear collisions also result in many claims for minor injuries like whiplash and back sprains to the occupants of the struck vehicle, and all the systems reduced claims under bodily injury liability insurance.

Not exact matches

Only the reductions under property damage liability (12 percent), bodily injury liability (27 percent) and medical payment (22 percent) are statistically significant.
While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.
If you physically harm another person with your vehicle, it would fall under your auto insurance policy's bodily injury liability coverage.
Your insurer pays the maximum out under your standard policy for $ 15,000 in bodily injury liability for the driver, $ 10,000 for the passenger's medical expenses, and $ 5,000 under the property damage portion of your policy.
Bodily injury liability: This coverage is mandatory under NV state law.
RELEASE OF LIABILITY You agree that: in consideration of Tails of Gray allowing your participation in this activity, under the terms set forth herein, you, for yourself and on behalf of your child or legal ward, heirs, administrators, personal representatives or assigns, do agree to hold harmless, release, and discharge Tails of Gray, its agent employees, officers, directors, representatives, assigns, members, affiliated organizations, Insurers, and others acting on its behalf of and from all claims, demands, causes of action and legal liability, whether the same be known or unknown anticipated or unanticipated, due to the Tails of Gray and or its associates ordinary negligence: and you further agree that you shall bring no claims, demands, actions and causes of action, and or litigation due to injury, including but not limited to serious bodily injury, death or property damage, sustained by you or your minor child and or legal ward in relation to the premises and operations of TailsLIABILITY You agree that: in consideration of Tails of Gray allowing your participation in this activity, under the terms set forth herein, you, for yourself and on behalf of your child or legal ward, heirs, administrators, personal representatives or assigns, do agree to hold harmless, release, and discharge Tails of Gray, its agent employees, officers, directors, representatives, assigns, members, affiliated organizations, Insurers, and others acting on its behalf of and from all claims, demands, causes of action and legal liability, whether the same be known or unknown anticipated or unanticipated, due to the Tails of Gray and or its associates ordinary negligence: and you further agree that you shall bring no claims, demands, actions and causes of action, and or litigation due to injury, including but not limited to serious bodily injury, death or property damage, sustained by you or your minor child and or legal ward in relation to the premises and operations of Tailsliability, whether the same be known or unknown anticipated or unanticipated, due to the Tails of Gray and or its associates ordinary negligence: and you further agree that you shall bring no claims, demands, actions and causes of action, and or litigation due to injury, including but not limited to serious bodily injury, death or property damage, sustained by you or your minor child and or legal ward in relation to the premises and operations of Tails of Gray.
Even when a plaintiff can prove that an injury satisfies the criterion of a severe bodily injury, he or she can be barred from collecting damages under the legal theory of strict liability if:
Broken and fractured bones, as well as third degree burns are also considered serious bodily injuries under the terms of Colorado's strict liability dog bite law.
(4) Subsection (3) does not apply when the work - related injury arose from the operation of a vehicle, provided however that the maximum liability for any employer or worker referred to in subsection (3) is the amount payable under the policy of liability insurance in respect of bodily injury or death.
Under § 627.727, it states that no motor vehicle liability insurance policy which provides bodily injury liability coverage shall be issued or delivered in Florida unless the uninsured motor vehicle coverage is provided.
Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella LiabilitLiability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella Liabilitliability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella LiabilityLiability Policy.
General Liability Insurance covers bodily injury or property damage; covers damages resulting from the day - to - day operations of the business; with defense costs outside the liability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella LiabilitLiability Insurance covers bodily injury or property damage; covers damages resulting from the day - to - day operations of the business; with defense costs outside the liability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella Liabilitliability limits; typically on an occurrence basis; allows Additional Insureds; and may be scheduled under an Umbrella LiabilityLiability Policy.
Both property damage liability and bodily injury liability are automatically included under motorcycle insurance in Jacksonville and throughout Florida.
Under the standard plan the following amounts of liability coverages are required before you can get your vehicle; fifteen thousand dollars worth of bodily injury coverage for one person in an accident, thirty thousand dollars worth of bodily injury coverage for two or more people in an accident, and five thousand dollars worth of property damage coverage.
Hospital bills add up quickly and you don't want to be buried under a mound of paperwork, so bodily injury liability will help you avoid that situation.
Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
Unfortunately, bodily injury is covered under the liability portion of your insurance and therefore insures the other driver.
Under this plan, the minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of bodily injury liability as well as $ 15,000 of property damage protection.
Under the minimum coverage, bodily injury liability will pay up to $ 25,000 for one individual and up to $ 50,000 for injuries to all people concerned in the accident.
The residual liability insurance portion of a basic policy — also referred to as bodily injury and property damage liability — is designed to pay for other people's injuries or property damage when the policyholder is responsible for the accident, but only under certain circumstances.
The Coverage of third party liability for bodily injury and or death are also covered under this plan.
Any third party legal liability to pay for accidental bodily injury to Third Parties or accidental damage to Third Party Properties, arising from an incident during the covered trip is duly covered under the plan
A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:
Because the bodily injury occurred as a consequence of a personal and advertising injury offense, it should be covered under your Personal and Advertising Injury (Coverage B) rather than Bodily Injury and Property Damage Liability (Coverabodily injury occurred as a consequence of a personal and advertising injury offense, it should be covered under your Personal and Advertising Injury (Coverage B) rather than Bodily Injury and Property Damage Liability (CoveraBodily Injury and Property Damage Liability (Coverage A).
(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.
Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.
Basic coverage under New Mexico state law includes bodily injury liability of $ 25,000 per injured person up to $ 50,000 per accident as well as $ 10,000 of property damage protection.
The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.
So your property damage liability can pay out $ 65,000 and your bodily injury liability can pay out the $ 150,000 under CSL for a total of $ 215,000.
Under Delaware's SB 61, an underinsured car is defined as a vehicle «for which there may be bodily injury liability coverage in effect, but the limits of bodily injury liability coverage... applicable at the time of the accident are less than the damages sustained by the insured.»
With CSL, the car insurance company would combine both bodily injury liability and property damage liability insurance under a single limit.
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