Sentences with phrase «under bodily injury liability coverage»

The most common claims that are filed under bodily injury liability coverage include claims of pain and suffering, losses of income, and medical expenses.
The injuries to the other driver could be claimed under your bodily injury liability coverage and your own injuries would be covered under personal injury protection (PIP) or medical payments (MedPay).
If you are injured by the negligence of a defendant, we will make a claim under the bodily injury liability coverage of the negligent defendant's insurance policy.

Not exact matches

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.
If you physically harm another person with your vehicle, it would fall under your auto insurance policy's bodily injury liability coverage.
Bodily injury liability: This coverage is mandatory under NV state law.
Under § 627.727, it states that no motor vehicle liability insurance policy which provides bodily injury liability coverage shall be issued or delivered in Florida unless the uninsured motor vehicle coverage is provided.
Under the standard plan the following amounts of liability coverages are required before you can get your vehicle; fifteen thousand dollars worth of bodily injury coverage for one person in an accident, thirty thousand dollars worth of bodily injury coverage for two or more people in an accident, and five thousand dollars worth of property damage coverage.
Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
Under this plan, the minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of bodily injury liability as well as $ 15,000 of property damage protection.
Under the minimum coverage, bodily injury liability will pay up to $ 25,000 for one individual and up to $ 50,000 for injuries to all people concerned in the accident.
A combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not include:
An «uninsured motor vehicle,» as described in subdivision (3) of this subsection, includes an «underinsured highway vehicle,» which means a highway vehicle with respect to the ownership, maintenance, or use of which, the sum of the limits of liability under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.
(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.
For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.
Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.
Basic coverage under New Mexico state law includes bodily injury liability of $ 25,000 per injured person up to $ 50,000 per accident as well as $ 10,000 of property damage protection.
The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.
Under Delaware's SB 61, an underinsured car is defined as a vehicle «for which there may be bodily injury liability coverage in effect, but the limits of bodily injury liability coverage... applicable at the time of the accident are less than the damages sustained by the insured.»
Bodily injury auto coverage typically is under the umbrella of liability auto coverage.
For any bodily injury or property damage caused during an accident, if it is due to other driver's negligence then you can claim under the other driver's car insurance policy, where the automobile insurance policy provides coverage for each person involved in the accident and hence a liability coverage.
Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.
Combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit.
Under a standard policy, Linden drivers will need to purchase bodily injury liability with a $ 15,000 limit per person and a $ 30,000 limit per accident, property damage liability with a $ 5,000 limit, uninsured motorist coverage with a $ 15,000 limit per person and a $ 30,000 limit per accident, uninsured motorist property damage with a $ 5,000 limit and personal injury protection with a $ 15,000 limit.
Under Iowa state law, drivers must buy car insurance policies with minimum liability limits of $ 20,000 in bodily injury protection per person, $ 40,000 in coverage per accident, and $ 15,000 insurance to cover the cost of property damage.
The tables below contain results for hundreds of passenger vehicles grouped by class and size under six insurance coverages: collision, property damage liability, comprehensive, personal injury protection, medical payment and bodily injury.
Under the state of Connecticut, you will need to purchase at least the basic coverage which includes both bodily injury liability and property damage protection.
While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.
Under Illinois law, your Waukegan insurance policy for your vehicle should provide at least $ 20,000 per person / $ 40,000 per accident bodily injury coverage; $ 15,000 per accident property damage liability coverage; and $ 20,000 per person / $ 40,000 per accident uninsured motorist bodily injury coverage.
If you are driving a vehicle that is still under finance, it is recommended, and sometimes required, that you purchase additional coverage on top of the bodily injury liability and property damage liability that the majority of states require.
The minimum liability coverage prescribed under the laws of Michigan is $ 20,000.00 for bodily injury per person involved in the accident and $ 10,000.00 for property damages.
The Highway Loss Data Institute (HLDI), an organization dedicated to provide auto insurance loss statistics and studies, provide regular reports about losses under six insurance Coverages namely collision, property damage, medical, personal injury protection (PIP), bodily injury liability, and comprehensive.
This report examines the frequency, severity and loss costs associated with auto injury insurance claims under bodily injury liability and personal injury protection coverages, from 1990 to 2013.
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