Sentences with phrase «under individual insurance»

If you want a health insurance for self and your family, you can go with a family floater plan under individual insurance.
Insurance law governs how policies are written, the duties and obligations under individual insurance policies as well as the protection you can receive against third party claims.

Not exact matches

Under the individual mandate provision of the Affordable Care Act, people who don't buy insurance could have to pay a penalty, but that provision does not take effect until next year.
Plans sold under Obamacare are individual health insurance plans, which is just a tiny slice of the overall insurance market.
The tax bill lowers the corporate tax rate from 35 % to 21 %, eliminates the penalty under the Affordable Care Act for failing to have health insurance, a narrower estate tax, and cuts the top effective marginal tax rate for S corporations to a top rate of 29.6 percent, among other measures that gives the biggest breaks to the wealthiest individuals and companies.
The U.S. health care system (both today and under Obamacare) is skewed to favor large group insurance, while smaller groups and individuals end up paying far more.
Under the Affordable Care Act, individual health insurance plans sold on statewide marketplaces can only set how high their premiums are based on three factors: a customer's geographic region, age, and smoking status.
Under current law, the individual mandate and its associated penalties increase federal deficits by encouraging people to obtain subsidized coverage — through Medicaid, the health insurance marketplaces established under the ACA, or employment - based plans (which receive indirect subsidies to the extent that premiums for that coverage are excluded from taxable compensatUnder current law, the individual mandate and its associated penalties increase federal deficits by encouraging people to obtain subsidized coverage — through Medicaid, the health insurance marketplaces established under the ACA, or employment - based plans (which receive indirect subsidies to the extent that premiums for that coverage are excluded from taxable compensatunder the ACA, or employment - based plans (which receive indirect subsidies to the extent that premiums for that coverage are excluded from taxable compensation).
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Broker - dealers that have «proprietary products, affiliated mutual funds and insurance products,» Reish says, «almost have to go under the best interest contract exemption because they can't really do level fee;... the fees have to be level, not only for the individual advisor but for the BD and all related parties — including the insurance company and mutual fund manager.»
NAFA lawyers told Moss that individual insurance agents would be forced to become registered investment advisors under DOL's fiduciary rule and that the current distribution system for fixed indexed annuities would have to be reworked.
Lawyers representing the National Association for Fixed Annuities told a U.S. District judge Thursday that individual insurance agents would be forced to become registered investment advisors under the Department of Labor's fiduciary rule and that the current distribution system for fixed indexed annuities would have to be reworked.
It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).
Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.
Members wishing to check whether or not their individual insurance cover extends to a competitive event held under the auspices of another cycling organisation should contact Membership Services on 0161 274 2010.
New Yorkers who sign up for insurance under the Affordable Care Act exchanges for individuals will see their premiums rise by an average of 14 percent, now that the Cuomo administration has approved rate increases for insurers in the exchanges.
At the same time, Cuomo knocked the Senate plan for its proposal to end the individual mandate that Americans must purchase health insurance under the Affordable Care Act.
With a month and a half left in the second open enrollment period under the Affordable Care Act, professions who help connect New Yorkers with insurance see a change in how individuals approach health coverage this year.
By requiring every individual in America to buy private health insurance that is overpriced and under - regulated, the health care bill takes money out of average citizens» pockets and places it in the hands of insurance companies.
With a month and a half left in the second open enrollment period under the Affordable Care Act, professionals who help connect New Yorkers with insurance see a change in how individuals approach health coverage this year.
New Yorkers who sign up for individual insurance under the Affordable Care Act exchanges will see their premiums rise by an average of 14 percent, now that the Cuomo Administration has approved rate increases for insurers in the exchanges.
Under the so - called prior approval law enacted in 2010, DFS has broad authority to adjust plans» premium requests for individual and small group insurance, and the Cuomo administration has not been shy in using it.
August 29, 2006 University of Chicago Hospitals and Health System and Humana announce agreement University of Chicago Hospitals and Health System and Humana Inc. announced today the signing of a contract under which University of Chicago will provide healthcare services to individuals and families participating in Humana commercial health insurance plans.
AAE's network of attorneys bill our insurance provider — not you, the individual teacher — for services covered under AAE's plan; except in instances when you choose to use your own attorney.
ASTA's network of attorneys bill our insurance provider — not you, the individual teacher — for services covered under ASTA's plan; except in instances when you choose to use your own attorney.
to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause
In a similar fashion, student loans and financial aid count towards income under Obamacare (Affordable Care Act or ACA) when applying for individual health insurance through a state exchange.
Filed Under: Health Care & Insurance, Taxes Tagged With: Individual Mandate, Medical Care, Obamacare
Health expense: Individual and group critical illness, travel and health and dental insurance fall under this category.
Additionally, if your employer is paying for or reimbursing you for your individual health insurance that's currently illegal under the ACA.
This law provides employees and their families the right to remain temporarily covered under an employer's health insurance plan at the group rate after termination of employment, provided the individual takes over payment of premiums.
Under certain circumstances, people who would otherwise be uninsurable on a single life insurance policy due to their health can be covered with another individual.
By serving as an umbrella under which lenders have the confidence to extend loans to those who may not meet conventional loan requirements, FHA mortgage insurance allows individuals to qualify who may have been previously denied for a home loan by conventional underwriting guidelines.
Many individuals who cite medical debt as the cause of their bankruptcy were actually covered under a health insurance plan at the time the medical expenses were incurred.
(ii) In the case of an individual who is no longer currently entitled to monthly insurance benefits under this title but to whom all past - due benefits have not been paid, for purposes of clause (i), any amount of such past - due benefits payable in any month shall be treated as a monthly benefit referred to in clause (i)(I).
Tax - saving implies that there are certain provisions in the Indian Income Tax Act that allows an individual to save tax by investment in some particular investment instruments (like ELSS mutual funds or Life insurance premium etc., under Section 80c) or when the taxpayer has incurred some expenses on which tax liability can be minimized to some extent (Example — HRA, LTA etc.,).
A variable annuity works like a contract between an individual or business and an insurance company, under the terms of the contract insurance company will make periodic payments to the annuity investor, beginning either immediately or at some future date.
The Social Security Disability Insurance (SSDI) program pays benefits to qualified individuals who are under full retirement age, regardless of their income.
Individuals can make a penalty - free distribution to pay for medical insurance for themselves, their spouses and their dependents, provided the distribution occurs under the following four conditions:
Where can individual entitled to widow's insurance benefits is working and has earnings in an amount precluding payment of such benefits to her under section 203 (b) of the Act, she is not required, during such period, to repay the overpayments made to her deceased husband.
The ERRP was designed to help employers and other sponsors of employment - based health plans continue to provide coverage for early retirees until 2014, the initial year under the ACA in which insurance companies may no longer deny coverage based on pre-existing conditions, or charge more based on an individual's health status.
These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company to fund the benefits under certain individual flexible premium variable insurance insurance policies.
A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.
Basically, under the Patient Protection and Affordable Care Act (ACA), most individuals who are not covered by employer - sponsored health insurance, Medicare, Medicaid, or another government program are required to have «minimum essential coverage» or pay an annual penalty.
an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan
For individuals wanting Short Term Travel Insurance under 12 months, please go to the Travel Insurance page for online policy information and even the ability to purchase protection on - line using a secure server!
When buying a Generali travel insurance plan, you will be asked to enter the individual trip costs for each traveler covered under the plan.
· The traveler is responsible for any government taxes, surcharges, rental car insurance, additional driver fees, under - age driver fees, airport taxes, and gratuities to transfer driver, housekeeper, baggage handler, escort or other individuals.
By now, everyone is familiar with the Healthcare.gov website debacle - the multiple glitches and technical defects that stymied the efforts of individuals to sign up for health insurance via the new federal online health insurance marketplace that launched on October 1, 2013, under the Affordable Care Act.
A key determinant both of coverage provided by the LawPRO policy under the Law Society's insurance program, and of whether liability could spread beyond the individual lawyer - policyholder, is the nature of the error or omission giving rise to a claim.
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