Your monthly student loan payment will usually be lower than it is
under other plans.
It saves you money over time because your monthly payments may be slightly higher than payments made
under other plans, but you'll pay off your loan in the shortest time.
The appliance plan does not cover any of the home systems that fall
under the other plans offered by TotalProtect.
Also, you can get cost - sharing subsidies under Silver Plans, but not
under other plans.
(2) Payment of a medical, rehabilitation or attendant care benefit or a benefit under Part VI is not required for that portion of an expense for which payment is reasonably available to the insured person under any insurance plan or law or
under any other plan or law.
This Plan will reduce the amount payable by the amount to which the Insured Person is entitled, whether or not a claim is made for the benefits,
under any Other Plan.
If, on or before the date of a premium payment, an employee has paid premiums for the same contract or for any other contract that is intended to be a QLAC and that is purchased for the employee under the plan or
under any other plan, annuity or account, the $ 100,000 limit is reduced by the amount of those other premium payments.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations
under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue
under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing
under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements
under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure
under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among
other things.
Mattel (mat) says that
under the deal, it can market toys and
other consumer products inspired by the franchise and its many feature films, as well as an upcoming sequel that's
planned for 2018.
Britain, Ireland and Denmark are already exempt from carrying out the
plans under EU treaties, but many of the
other 25 member states reject quotas
under pressure from anti-immigrant parties.
Going forward,
Under Armour
plans to respond by focusing more on direct - to - consumer retail — a strategy Nike is also pursuing — and finding
other places to sell its apparel and footwear, like Kohl's (kss).
Similar to retailers and
other businesses operating
under similar conditions, the carriers are turning to the securitization market to get immediate cash for receivables from their equipment installment
plans, or EIPs.
While the rich and corporations would enjoy a nice long tax cut
under the GOP
plan, the legislation doesn't indefinitely protect cuts for
other Americans.
He said
other railways are
under construction in Sumatra and Sulawesi while
others are
planned for Papua and Kalimantan.
It's unclear exactly what Trump's
plans will be as he forms his trade and economic teams in the coming months, but his positions on China and
other trade deals offer some clues for what we should expect
under his presidency.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and
other factors beyond the Company's control, including natural and
other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and
other disasters and
other events); (7) the impact of acquisitions, strategic alliances, divestitures, and
other unusual events resulting from portfolio management actions and
other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource
planning (ERP) system, or security breaches and
other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations
under defined benefit pension and postretirement
plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Entrepreneurs
under age 50 without employees (
other than a spouse) can contribute as much as $ 51,000 this year in a special breed of these retirement
plans called a Solo 401 (k) or Individual 401 (k).
Local efforts by GDB and
other Puerto Rican debt issuers to reach a debt restructuring are running in parallel with
plans in the U.S. Congress to draft legislation aimed at solving the island's economic crisis, possibly by allowing it to restructure debt and putting its finances
under federal oversight.
I say «curious» because Marathon came
under intense scrutiny for its initial
plans to hike the drug's price to $ 89,000 per year even though it's available for a mere pittance in
other countries (and doesn't actually address the root causes of Duchenne, but rather just some of its muscle - wasting symptoms).
Trump's team, on the
other hand, estimates that
under his tax
plan, the economy will average 3.5 % growth over the next ten years and create 25 million new jobs.
Cisco's grand
plan, started
under former CEO and now Chairman John Chambers and continuing
under current CEO Chuck Robbins, is to push for subscription revenue in
other products.
Each of the
other proposals, including the election of directors (Proposal No. 1), the advisory resolution approving Apple's executive compensation (Proposal No. 3), the proposal to approve the amended and restated Apple Inc. 2014 Employee Stock
Plan (Proposal No. 4), and each of the shareholder proposals (Proposals No. 5 through No. 8), are considered non-routine matters
under applicable rules.
Except as described below, awards
under the 2014
Plan generally are not transferable by the recipient
other than by will or the laws of descent and distribution, and stock options and stock appreciation rights are generally exercisable, during the recipient's lifetime, only by the recipient.
Under the
plan, lenders that originate less than 2,000 loans — excluding loans held in portfolio — would not have to comply with QM's debt - to - income requirement, though they would have to follow
other QM restrictions.
In no case, except due to an adjustment to reflect a stock split or
other event referred to
under «Adjustments» below, and except for any repricing that may be approved by shareholders, will the
plan administrator (1) amend an outstanding stock option or stock appreciation right to reduce the exercise price or base price of the award, (2) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for cash or
other awards for the purpose of repricing the award, (3) cancel, exchange, or surrender an outstanding stock option or stock appreciation right in exchange for an option or stock appreciation right with an exercise or base price that is less than the exercise or base price of the original award, or (4) take any
other action that is treated as a repricing
under U.S. generally accepted accounting principles.
Except as otherwise provided below, shares that are subject to awards that expire or for any reason are cancelled or terminated, are forfeited, fail to vest, or for any
other reason are not paid or delivered
under either the 2003
Plan or the 2014
Plan will again be available for subsequent awards
under the 2014
Plan.
In the absence of an exemption, investment advice fiduciaries would be statutorily prohibited
under ERISA and the Code from receiving compensation as a result of their investment advice, and from engaging in certain
other transactions, involving
plan and IRA customers.
Shares issued with respect to awards granted
under the 2014
Plan other than stock options or stock appreciation rights are counted against the 2014
Plan's aggregate share limit as two shares for every one share actually issued in connection with the award.
Shares issued in respect of awards
other than stock options and stock appreciation rights granted
under the 2014
Plan and the Director Plan count against the shares available for grant under the applicable plan as two shares for every share gran
Plan and the Director
Plan count against the shares available for grant under the applicable plan as two shares for every share gran
Plan count against the shares available for grant
under the applicable
plan as two shares for every share gran
plan as two shares for every share granted.
We generally do not enter into severance arrangements with our named executive officers, and none of the equity awards granted to the named executive officers
under Apple's equity incentive
plans provide for acceleration in connection with a change in control or a termination of employment,
other than as noted below or in connection with death or disability.
Any such shares subject to awards
other than stock options and stock appreciation rights granted
under either such
Plan will become available taking into account the 2:1 premium share counting rule applicable at the time of granting these types of awards.
Awards may be granted
under the
Plan in substitution for or in connection with an assumption of employee, director and / or consultant stock options, stock appreciation rights, restricted stock or
other stock - based awards granted by
other entities to persons who are or who will become Employees or Consultants in respect of the Company or one of its Subsidiaries in connection with a
Any Shares subject to Awards granted
under the
Plan other than Options or Stock Appreciation Rights shall be counted against the numerical limits of this Section 3 as two and fifteen - one hundredths (2.15) Shares for every one (1) Share subject thereto and shall be counted as two and fifteen - one hundredths (2.15) Shares for every one (1) Share returned to or deemed not issued from the
Plan pursuant to this Section 3.
From January 1, 2008 through December 31, 2010, the Registrant granted to its employees, consultants and
other service providers options to purchase an aggregate of 12,566,833 shares of common stock
under the Registrant's Amended and Restated 2003 Stock Incentive
Plan, or the 2003
Plan, at exercise prices ranging from $ 1.50 to $ 14.46 per share, which includes options to purchase shares of common stock that were repriced on a one - for - one basis to $ 2.32 per share in February 2009.
Other than periodic incentive
plans that were historically provided to Mr. McNeill based on the achievement of specific customer - related metrics, including as set forth
under the «Non-Equity Incentive
Plan Compensation» column in «Executive Compensation — Summary Compensation Table» below, we do not currently have or have
planned any specific arrangements with our named executive officers providing for cash - based bonus awards.
From January 1, 2008 through December 31, 2010, the Registrant granted to certain executive officers, directors and
other investors options and rights to purchase an aggregate of 8,196,662 shares of common stock
under the 2003
Plan at exercise prices ranging from $ 2.00 to $ 6.20 per share, which includes options to purchase shares of common stock that were repriced on a one - for - one basis to $ 2.32 per share in February 2009.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit
plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
plan, program, policy or arrangement (including any «employee benefit
plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA
Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
Plan»)-RRB-, including, without limitation, employee pension benefit
plans, as defined in Section 3 (2) of ERISA, multi-employer
plans, as defined in Section 3 (37) of ERISA, employee welfare benefit
plans, as defined in Section 3 (1) of ERISA, deferred compensation
plans, stock option
plans, bonus
plans, stock purchase
plans, fringe benefit
plans, life, hospitalization, disability and
other insurance
plans, severance or termination pay
plans and policies, sick pay
plans and vacation
plans or arrangements, whether or not an ERISA
Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written,
under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
In the event Mr. Block's employment terminates due to his death or disability (as defined in his offer letter), he or his estate will be entitled to receive the following payments and benefits (less applicable tax withholdings), in addition to any
other compensation and benefits to which he (or his estate) may be entitled
under applicable
plans, programs and agreements of the Company:
Additional information about the LTICP and
other plans pursuant to which awards in the form of shares of the Company's common stock may be made to directors and employees in exchange for goods or services is provided
under «Equity Compensation
Plan Information.»
The Department also revised the final rule to allow asset allocation models and interactive investment materials to identify specific investment alternatives
under ERISA - covered and
other plans if certain conditions are met.
AST will administer the
Plan, purchase and hold shares acquired for shareholders
under the
Plan, keep records, send statements of account activity and perform
other duties related to the
Plan.
Because of the raising of the standard deduction and
other changes like the reduction of the SALT deduction only around 5 % of filers will itemize deductions
under the new Republican tax
plan, (7 million filers estimated in linked Tax Policy Center report, page 7, in analysis of previous House version).
This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules
under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or
other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement
plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or
other risk reduction strategy.
Shares used to pay the purchase price or satisfy tax withholding obligations of awards
other than stock options or stock appreciation rights become available for future issuance
under the 2013
Plan.
forfeited to or repurchased due to failure to vest, the unpurchased shares (or for awards
other than stock options or stock appreciation rights, the forfeited or repurchased shares) will become available for future grant or sale
under the 2015
Plan.
Under the Bonus
Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per share, net income, net profit, net sales, operating cash flow, operating expenses, operating income, operating margin, overhead or
other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or
other subjective or objective criteria.
Under the proposal, if insurance companies sold a health
plan that complied with Obamacare's rules, they would be allowed to sell
other plans that did not.
repurchased by us due to failure to vest, the unissued shares (or for awards
other than stock options or stock appreciation rights, the forfeited or repurchased shares) will become available for future grant or sale
under the 2015
Plan.
No, some
other firms have net worth or assets
under management minimums, but we believe quality financial
planning, investment management, and tax services is for everyone.
Additional information about the LTICP and
other plans pursuant to which awards in the form of shares of our common stock may be made to directors and employees in exchange for goods or services is provided
under «Equity Compensation
Plan Information.»