Sentences with phrase «under our insurance program»

In the Supreme Court of Canada decision in Cooper v. Miller, 1994 1 SCR 359, the issue again was whether wage loss payments under an insurance program offered as an employment benefit to unionized employees pursuant to a collective agreement could be deducted off a past wage loss award.

LAWPRO is now enhancing the existing protection: If your trust account is in an overdraft position because of a counterfeit certified cheque or bank draft, and the shortfall is strictly between the bank and you (no legitimate client funds are taken, or the amount of funds disbursed exceeded that belonging to legitimate clients), you will now have protection — at no additional cost — under the insurance program, provided that you comply with certain coverage requirements.

Not exact matches

To take a step back, UBI programs (also known as telematics and pay - as - you - go insurance) rely on a small device plugged into the OBDII (or OBD - 2) port located on the dash or under the steering wheels of cars manufactured after 1998.

By 2026, 22 million fewer Americans would have health coverage and enrollment in the Medicaid safety net program for the poor «would fall by about 16 percent and an estimated 49 million people would be uninsured, compared with 28 million who would lack insurance that year under current law.»

Many receive benefits provided under Medicaid, including the State Children's Health Insurance Program (CHIP), as well as Aged, Blind or Disabled (ABD), Foster Care and Long - Term Services and Supports (LTSS), in addition to other state - sponsored programs, Medicare (including the Medicare prescription drug benefit commonly known as «Part D»), dual eligible programs and programs with the U.S. Department of Defense and U.S. Department of Veterans Affairs.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Many receive benefits provided under Medicaid, including the State Children's Health Insurance Program (CHIP), as well as Aged, Blind or Disabled (ABD), Foster Care and Long - Term Services (LTSS), in addition to other state - sponsored programs, Medicare (including the Medicare prescription drug benefit commonly known as «Part D»), dual eligible programs and programs with the U.S. Department of Defense and U.S. Department of Veterans Affairs.

RIAs are eligible to participate in the Program if they represent to Fidelity Investments that they meet the following criteria: (1) RIA is an investment adviser registered and in good standing with the U.S. Securities and Exchange Commission and / or any applicable state securities regulatory authorities or is exempt from such registration; (2) RIA's representatives who provide services to referred clients are appropriately registered / licensed as «Investment Advisers Representatives» in required jurisdictions; (3) RIA charges fee - based, asset - based, or flat - rate investment advisory service fees (which may include hourly fees); (4) RIA will maintain a minimum of $ 350,000,000 in total regulatory assets under management, as reported in response to Item 5 in Part 1A of the RIA's Form ADV, throughout the duration of RIA's participation in the Program; (5) RIA and all associated persons of the RIA who manage client assets or who supervise such associated persons shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage; and (6) RIA maintains a minimum of two principals or officers as well as a minimum of five employees.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This program at our Virginia fertility center is specifically for patients who do not have insurance coverage for IVF, which is approximately 70 % of our patients who are under age 38.

Previously the State Department of Health set the rates at which private insurance companies and Medicaid paid hospitals; under HCRA the insurance companies were free to negotiate the payments to hospitals and the State Medicaid program would pay managed care organizations a per capita rate and they, in turn, would negotiate with hospitals to set the payment rates.

Funding for the Department of Insurance is reduced by $ 32 million, reflecting savings achieved through a $ 30 million reduction in health insurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operationsInsurance is reduced by $ 32 million, reflecting savings achieved through a $ 30 million reduction in health insurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operationsinsurance subsidy payments made under the Timothy's Law program and $ 2 million from net State operations changes.

The bitterest complaints about the Affordable Care Act, the health care program enacted in 2010 under Obama, come from people who buy insurance individually and earn too much to qualify for subsidies or tax credits.

Under state regulation, lawmakers had included money for programs they deemed important in the rates they set for insurance companies.

-- The budget approves the creation of a Basic Health Program, an insurance program available under the Affordable Care Act that provides insurance for people whose incomes are between 138 and 200 percent of the federal povertyProgram, an insurance program available under the Affordable Care Act that provides insurance for people whose incomes are between 138 and 200 percent of the federal povertyprogram available under the Affordable Care Act that provides insurance for people whose incomes are between 138 and 200 percent of the federal poverty level.

The federal Congress failed to reauthorize the Children's Health Insurance Program, an innovative health insurance program that was pioneered by New York State, under Governor Mario Cuomo, before becoming a nationalInsurance Program, an innovative health insurance program that was pioneered by New York State, under Governor Mario Cuomo, before becoming a national pProgram, an innovative health insurance program that was pioneered by New York State, under Governor Mario Cuomo, before becoming a nationalinsurance program that was pioneered by New York State, under Governor Mario Cuomo, before becoming a national pprogram that was pioneered by New York State, under Governor Mario Cuomo, before becoming a national programprogram.

Under pressure from lawmakers such as Rep. Tom Reed, R - Corning, and Rep. Chris Collins, R - Clarence, the lawmakers who drew up the GOP bill allowed states to continue that expanded Medicaid program, which offered government health insurance to people earning up to 138 percent of the poverty level.

«Appropriate access to medication - assisted therapies under Medicaid is a key piece of the strategy to address the rising rate of death from overdoses of prescription opioids,» said co-author Stephen Cha, M.D., M.H.S., chief medical officer for the Center for Medicaid and CHIP [Children's Health Insurance Program] Services at CMS.

Researchers at UCLA have that found states that expanded Medicaid coverage under the Affordable Care Act saw a significant increase in rates of health insurance among low - income adults compared with states that did not expand the program.

The faster rate of improvement in lung function and nutrition in the United States, the researchers suggested, may be due to earlier implementation of newborn screening or quality improvement initiatives for the disease and improved access to medical care under the Medicaid Children's Health Insurance Program (CHIP) in the United States.

Consideration of energy efficiency under FHA mortgage insurance programs and Native American and Native Hawaiian loan guarantee programs

Those diagnosed were more likely to be under 30 years of age, white, and on Medicaid, the publicly funded insurance program for the poor.

Willis of New York, Inc., a 50 - state licensed broker, is the broker for all coverage under the BeYogi Insurance Plus program.

Under the new rules, as much as $ 140 million in corporate tax liabilities and insurance premiums may be applied to the program in the 2011 budget year.

Modifying the supplemental health insurance premium credit program under subchapter IX of chapter 40 of the statutes.

Under the new rules for the Children's Health Insurance Program, or CHIP, a federal initiative that provides money to states, states will be able to use enrollment data from the federal school lunch proProgram, or CHIP, a federal initiative that provides money to states, states will be able to use enrollment data from the federal school lunch programprogram...

The study, conducted for the U.S. Labor Department, measured the abilities of a sample of the 20 million people in 1990 who had registered for unemployment insurance, applied for a job at the United States Employment Service, or enrolled in a program under the Job Training Partnership Act.

Under that provision, such benefits as life - insurance annuities and paid health - care plans will become taxable in January if they are found to be part of a program that discriminates against lower - paid workers.

Under Lexie's Law, corporations and insurance companies may claim a dollar - for - dollar tax - credit on their income or premium taxes respectively for donations to private charities that award scholarships to the children who were eligible to participate in the voucher programs.

Nothing in this title shall add to or detract from any existing authority with respect to any program or activity under which Federal financial assistance is extended by way of a contract of insurance or guaranty.

Additionally, «we» or «us» shall mean any third party providing benefits, services, or products in connection with the Account (including but not limited to credit reporting agencies, merchants that accept any credit device issued under the Account, rewards programs and enrollment services, credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if, and only if, such a third party is named by you as a co-defendant in any Claim you assert against us.

You may purchase either or both of these, although the National Flood Insurance Program (NFIP) recommends both so that your building and your property are both covered under the flood insurancInsurance Program (NFIP) recommends both so that your building and your property are both covered under the flood insuranceinsurance policy.

Truth is, FHA loans are coveted by mortgage investors precisely because of the insurance offered under the program.

When you borrow money from the FHA you must pay a premium for the insurance provided under the program.

Backed by the government, FHASecure is enabling homeowners who have a history of on - time mortgage payments under their original interest rates, but missed payments after their rates reset, to refinance into FHA's mortgage insurance program.

Clients also have the option of up to one million dollars in identity theft insurance under this program.

§ Agree to enter into an agreement with the Wyoming Department of Health to provide services to Wyoming residents qualified under the Wyoming Medical Assistance and Services Act (Medicaid), and the Child Health Insurance Program (CHIP / KidCare);

High rates of default on FHA loans, as was seen among the Citibank loans, have been a drain on the agency's insurance reserves, which exist to compensate lenders who suffer defaults under the program.

Under this program the interest rate is TEMPORARILY reduced to a level where payments for the first mortgage, real estate taxes and insurance do not exceed 31 % of your gross income.

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people who qualify under the Special Needs Plans (SNPs).

Click on your profession under Real Estate Errors and Omissions Programs above for more insurance information and E&O insurance applications.

It is important to remember that with loans under the Fair Housing Administration programs that there is a monthly mortgage insurance payment in addition to your FHA loan payment.

Flood insurance is provided by the federal government, under a program run by the Federal Insurance Adminiinsurance is provided by the federal government, under a program run by the Federal Insurance AdminiInsurance Administration.

(1) any person authorized to make loans or extensions of credit under the laws of this state or the United States, if the person is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in any mortgage insurance program under the National Housing Act, United States Code, title 12, section 1701 et seq.;

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

If you are covered under the Basic Group Life Insurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life InsuranceInsurance Program, you are eligible to purchase additional life insurance for yourself as well as your spouse and dependent children through the Optional Group Life Insuranceinsurance for yourself as well as your spouse and dependent children through the Optional Group Life InsuranceInsurance Program.

Filed Under: Blog Tagged With: bc home partnership program, christy clark, CMHC, divorce, high risk, mortgage, Mortgage Insurance, rental properties, separation

«A few days ago HUD announced that borrowers who refinance under the FHASecure program will face risk - based insurance premiums.

The changes outlined in today's mortgagee letter apply to all mortgages insured under FHA's Single Family Mortgage Insurance Programs except:

This foreign ownership needn't concern customers as they enjoy precisely the same protections under the Federal Deposit Insurance Corporation's (FDIC's) deposit coverage program as those who choose other FDIC - insured banks.