Sentences with phrase «under the liability coverage of»

The driver asked the Court to order the insurance company to defend her against the motorcyclist's lawsuit under the liability coverage of her automobile insurance policy.

Not exact matches

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

Claim frequency under collision coverage, which includes many of the same crashes that fall under property damage liability but also a lot of single - vehicle crashes that these systems are not designed to address, also was reduced but by a smaller amount.

Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.

You might find coverage for that under the damage to property of others provision, which is entirely separate from liability coverage.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

This means that if you injure someone negligently or damage their property by accident, you can often get coverage under the personal liability section of your renters insurance policy.

While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.

That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.

Buy the minimum car insurance coverage: Minimum coverage is the lowest amount of liability insurance coverage allowed under the law in each respective state or as may be allowed by an auto insurance company.

This type of loss could be paid under your liability coverage if it was above the damage to property of others limit.

For fifteen or twenty dollars a month, renters insurance would take care of the damage under the liability coverage.

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

If it's a more serious injury, such as from a venomous pet, you could likely find coverage under the liability section of the policy.

If there were to be a fire due to the negligence of the person who was not insured under your policy, there would be no liability coverage for them.

Additional insured status could, in some cases, even make coverage under the liability section of the policy completely unavailable to your landlord.

If your home insurance policy covers trampoline - related injuries, remember that only those outside of the household would fall under that liability coverage.

In order to know what large items are covered and which ones aren't above a certain number, you need to read the «Special Limitations of Liability» section under personal property coverage.

Your policy would take care of that under personal property coverage, even though he couldn't because he doesn't have liability coverage.

We insure, up to the limit of liability shown in the Declarations for this coverage, for direct physical loss, not caused by the negligence of an «insured», to property covered under Section I caused by water, or water - borne material, which:

In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.

The court quickly rejected the insurance company's argument, explaining that under Florida law, UM coverage must be reciprocal of liability coverage.

In Indiana, the at - fault party's insurance is generally not required to pay any damages under the liability coverage until the final settlement or resolution of your case.

Co., where an insured sought coverage under a personal liability insurance umbrella policy for liability and defense costs arising out of a suit filed against him for alienation of affection by his lover's husband.

Under the Insurance Act, an automobile insurance policy provides liability coverage to a named insured and every other person, who, with the named insured's consent, drives or is an occupant of an automobile owned by the named insured or named in the policy when the use or operation of the automobile results in loss or damage to others.

A key determinant both of coverage provided by the LawPRO policy under the Law Society's insurance program, and of whether liability could spread beyond the individual lawyer - policyholder, is the nature of the error or omission giving rise to a claim.

However, the extent of coverage provided under Endorsement No. 5 is subject to a sublimit (a special limit within, and counting towards, the general limit of liability) of $ 250,000 per claim and in the aggregate.

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

The coverage does this by treating a «dishonest, fraudulent, criminal or malicious» act of either the insured or of others for whose actions the insured might be liable (for example, under the doctrine of vicarious liability) as an «error, omission or negligent act» as described in the policy.

Jack has over twenty years of experience in numerous types of commercial litigation matters, with substantial representations of clients in many matters involving environmental litigation, including five trials pursuant to the Comprehensive Environmental Response, Compensation and Liability Act, significant architectural, engineering and construction disputes, business acquisition and transactional disputes, including takeover / merger and acquisition litigation, claims under purchase and sales and indemnity contracts, securities law litigation, insurance coverage on behalf of the insured, and legal issues relating to medical records release and copying.

The insurance policy provided coverage to the hospital and its employees for third party claims for «personal injury», which the insurance policy defined broadly as including invasion or violation of privacy, but only for liability «arising from the operations of» the hospital and only for employees «while acting under the direction of» the hospital.

But if you need to be convinced, consider that failing to notify your liability insurer of a potential claim could have consequences beyond potential coverage issues under the policy, including the possibility that you could be found guilty of professional misconduct.

While some accident benefits remain available under section 1.8.1 of OAP 1, despite the denial of liability coverage, drivers would no longer have access to income replacement benefits, non-earner benefits, lost education benefit, visitor's expenses and the housekeeping and home maintenance benefit.7 Additionally, while personal and commercial auto insurance policies include entitlement to a minimum amount of accident benefits, the same is not true of CGL policies.

Members of Robinson + Cole's Insurance and Reinsurance Group regularly advise insurers on coverage obligations and represent insurers in the litigation or appeal of disputes arising under various forms of liability insurance.

Because our Professional Liability Insurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance Policy, then

While most other professional liability insurers have specifically excluded coverage for cybercrime losses, coverage under the LAWPRO policy would have come down to a consideration of the particular circumstances of a given claim.

James J. Noonan is a partner at the firm practicing primarily in the areas of personal injury and insurance defense and particularly on construction litigation, insurance coverage disputes, motor vehicle, premises liability, and uninsured / under - insured motorist cases.

This (subject to terms and conditions of coverage) means a motor vehicle without liability insurance or a motor vehicle not otherwise in compliance with the state's minimum financial responsibility requirements or other applicable requirements under another state's law.

Under - insured motorist coverage provides a source of compensation to an injured party when the existing liability coverage of the at - fault driver does not fully cover damages.

She specialises in insurance litigation, advising London market insurers on coverage, with a particular focus on claims arising under directors» and officers» liability policies, and has experience of cross-border binder and Part VII transfer disputes.

Bernard LLP» coverage work includes enforcement, as well as maintaining denials of first part property and third party liability coverage, under CGL, builders risk, life and disability, excess auto and homeowners insurance policies.

Seth has assisted clients in recovering millions of dollars in insurance proceeds under many kinds of insurance policies, including commercial general liability (CGL), employment practices liability (EPL), directors» & officers» (D&O), cyber-risk, errors & omissions (E&O), stock, cargo, and marine coverages, through negotiation, arbitration, trial, and appeal.

Under Chicago's public vehicle industry ordinances, every taxis cab licensee must carry automobile liability insurance policy with minimum limit of $ 350,000 combined single limit coverage per occurrence.

If you are injured by the negligence of a defendant, we will make a claim under the bodily injury liability coverage of the negligent defendant's insurance policy.

Under ARS § 28 - 4009, drivers must carry liability insurance with at least the following amounts of coverage:

Exclusion e. shall not exclude coverage for your legal liability other than benefits or compensation provided for under any workers compensation act, resulting from the deliberate intentional act of an «employee» or agent other than an executive officer, director, stockholder or partner) that produce injury or death to another «employee» when such act is committed within the scope of employment.»

Under existing policy, owners of nuclear power plants pay a premium each year for $ 375 million in private insurance for offsite liability coverage for each reactor unit.

Acting for a major construction company on a number of # multi-million coverage disputes with London market insurers under its liability and all risks insurance.

As defined in the statute, this includes but is not limited to benefits under one or more (or any combination thereof) of the following: coverage only for accident, or disability income insurance, or any combination thereof; liability insurance, including general liability insurance and automobile liability insurance; and workers» compensation or similar insurance.