No Medicals: If you are under 45 and a non-smoker, you do not need to
undergo a medical test if the sum assured is less than Rs 50 lakh, however there can still be medical test requirement basis your medical history.
Not exact matches
If you choose to
undergo genetic
testing, the genetic counselor will discuss insurance coverage and letter of
medical necessity.
If, years later, the employer compels the employee to
undergo another
medical assessment, and upon arrival, the employee finds out that the only
tests administered are the PAI and MCMI III, which the later is a forensic psychopathy
test, and tries to refuse it again, is this right.
If you are in younger age and looking for a traditional policy or the insurers needs every client to sit for
medical exam then you will have to
undergo for the
test.
In addition,
undergoing a
medical test is a mandatory clause for any applicant who is above 45 years of age, or
if he / she is asking for a higher coverage.
If you are able to declare yourself in good health, you don't need to
undergo any
medical tests to enrol in this policy.
If you do not renew your policy before it lapses, you will have to apply for insurance as a fresh entrant, for which you may have to
undergo another series of
medical tests.
There have been many incidences where people shun the idea of investing in a particular insurance,
if the insurance company urges them to
undergo certain
medical tests before approval.
If you are a regular smoker, you may have to
undergo a
medical test to determine the premium for your coverage.
If the policyholder suffers from an existing
medical condition, not having to
undergo a
medical test would mean that they do not have to pay a higher premium on insurance.
When considering
medical travel insurance, you have to declare before traveling about your pre-existing conditions or
if you are
undergoing any
tests or consultations.
If no, do I need to take another policy of 50 lac, will I need to
undergo medical tests again?
Hi Dan, Insurance companies require the prospect to
undergo a
medical test before arriving at a decision on whether a person can be covered or not and
if he can be covered then at what premium.
By filling a single form and
undergoing just one
medical test,
if required, an individual can avail Click2Protect Health by paying a single premium.
Keep in mind that
if you purchase insurance from four different insurers, you will need to
undergo four separate
medical tests and complete documentation separately with each insurer.
If you are over 50 years old or have applied for a high sum assured, you might have to
undergo a
medical test.
If your intentions are to purchase affordable life insurance to protect and secure the financial stability of your surviving loved ones after you die, you will likely have to
undergo a
medical exam and a blood
test.