Sentences with phrase «underinsured driver causes»

Uninsured / underinsured motorist coverage is not mandatory in Indiana but it is advisable to obtain this along with the minimum liability coverage of Indiana for protection when an uninsured / underinsured driver causes an auto accident with your vehicle.

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Uninsured / underinsured motorists coverage, in the event that you are in an accident caused by a driver who does not have the coverage needed to pay your expenses
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
It can also cover you for injuries caused by an uninsured or underinsured driver if you select this coverage.
This underinsured motorist settlement was in addition to a settlement with Farmers Insurance on behalf of the driver who caused the accident.
If you or someone you care about has been injured in an accident caused by a driver who was uninsured or underinsured, please do not hesitate to reach out to Duncan Law Firm for the support and legal assistance you deserve.
This is auto insurance that you purchase that pays you for harms caused by an uninsured or underinsured driver that go uncompensated from the person who caused the accident.
This helps to ensure that if another driver who is not insured causes an accident, the injured motorist will be able to look to both the underinsured motorist's liability insurance plan (assuming one exists) as well as their own underinsured motorist coverage.
We also have ample experience in representing clients who were involved in distracted driving accidents, including texting accidents, drunk driving accidents, underinsured / uninsured motorist accidents, crashes involving aggressive drivers, hit and runs and accidents caused by defective auto parts (product liability cases).
If you were injured in an accident caused by an underinsured or uninsured motorist (including hit - and - run drivers), what are your rights?
It is a special provision that will require your own auto insurer to cover you (up to your policy limits) in the event that you suffer damages or an injury caused by an at - fault driver who does not have enough («underinsured») or any («uninsured») auto insurance.
If your injury was caused by a driver who had coverage, (i.e. the minimum amount required in Kentucky), but not nearly enough coverage to cover your total damages, you may recover Underinsured Motorist Benefits (UIM) from your own automobile insurance company if you have elected to purchase UIM coverage as part of your insurance policy.
Underinsured motorists coverage pays you if the driver who caused your accident doesn't carry sufficient coverage, as is the case here.
If serious accident injuries caused by an underinsured driver have turned your life upside - down, making you feel powerless and desperate for help, we strive to tip the scales of justice in your favor.
The claimant must be able to demonstrate that their injuries were caused by the accident with the uninsured or underinsured driver.
This specific coverage is designed to compensate the policy holder for losses in the event that you are involved in an accident caused by the negligence of an uninsured or underinsured driver.
Lead Attorney, Barry Regar, can investigate the facts of your claim, review your policy for relevant coverage, and fight on your behalf to recover the compensation you deserve in the face of a negligence - based accident caused by an uninsured or underinsured driver.
You are only entitled to underinsured benefits if your coverage exceeds the bodily injury coverage of the driver who caused your injuries.
When the driver who caused the injury is uninsured or the responsible party does not carry enough insurance to compensate for the injuries, uninsured / underinsured motorist coverage also may provide coverage.
When filing a claim for damages caused by an uninsured or insufficiently insured driver, uninsured (UM) or underinsured (UIM) motorist coverage can help.
Through aggressive representation and tactful negotiation, we will explore all of your options when it comes to obtaining compensation for an accident caused by an uninsured or underinsured driver.
When the other driver of a vehicle who caused your accident is unknown, likely from a hit and run accident, and you have uninsured / underinsured coverage on your policy, your insurance company should pay for damages, minus your deductible.
When purchasing automobile insurance in Illinois, motorists are offered the option of obtaining uninsured and underinsured coverage as well as liability coverage that pays in the event that driver causes a collision.
Underinsured coverage provides additional coverage when a defendant driver does not have sufficient coverage to pay for the injuries caused to you or your family.
Most car insurance companies» provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).
This coverage pays you, resident members of your family, and occupants of your car for personal injuries caused by an uninsured motorist, an underinsured motorist, or a hit and run driver.
UM pays you, resident members of your family, and occupants of your auto for personal injuries caused by an uninsured motorist, an underinsured motorist or a hit and run driver.
Underinsured Motorist Bodily Injury will cover the difference for you and your passengers for injuries caused by an underinsUnderinsured Motorist Bodily Injury will cover the difference for you and your passengers for injuries caused by an underinsuredunderinsured driver.
For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.
Uninsured / underinsured bodily injury coverage pays medical bills for you, your passengers and members of your family if injured in an accident caused by an uninsured driver or driver with insufficient coverage
It can also cover you for injuries caused by an uninsured or underinsured driver if you select this coverage.
Uninsured and underinsured motorist coverage for property damage: Coverage only for property damaged in a vehicle accident caused by an uninsured driver.
Underinsured / uninsured motorist bodily injury covers bodily injury caused by an uninsured or underinsUnderinsured / uninsured motorist bodily injury covers bodily injury caused by an uninsured or underinsuredunderinsured driver.
If you live in Massachusetts and have Bodily Injury Caused by Uninsured or Underinsured Motorist coverage (Parts 3 & 12), it may cover your medical expenses, lost wages, and pain and suffering if the other driver does not have insurance.
Uninsured / Underinsured Motorist Coverage covers the cost of damages, repairs, or injuries caused to the policyholder or passengers in his / her vehicle in the event of a collision with an uninsured or inadequately insured driver.
These costs range from basic repair costs to your automobile to medical costs for injuries to yourself or other drivers, any damages caused to other private property or other automobiles, injuries caused to bystanders, and damage caused by an underinsured or uninsured driver, to name a few.
Uninsured or Underinsured motorist coverage pays for injuries caused to a policyholder or passengers in his / her car resulting from an accident with a driver who is responsible for the injuries, but has no liability coverage or his / her insurance coverage has low limits.
It is when these drivers get in accidents and find they have to pay for the damage to their car or their own injuries caused by an uninsured or underinsured motorist that they start realizing how important it is to carry an adequate amount of this Auto Insurance type.
Uninsured and underinsured motorist coverage for bodily injury: Coverage for you and your passengers when you are involved in a hit - and - run accident or are in an accident caused by a driver without insurance.
In the case of a serious accident, underinsured motorist coverage will make up the difference between your losses and the coverage limit of the policy held by the driver who causes the accident.
Uninsured / Underinsured Motorist coverage will protect you in case you are injured in an accident caused by uninsured or underinsured vehicle, or by a hit - and -Underinsured Motorist coverage will protect you in case you are injured in an accident caused by uninsured or underinsured vehicle, or by a hit - and -underinsured vehicle, or by a hit - and - run driver.
Uninsured / underinsured motorist coverage covers bodily injury to you, your relatives who live with you and your passengers if they are injured in an accident caused by an uninsured motorist, a motorist whose bodily injury liability limits are less than your uninsured / underinsured motorist limits or a hit - and - run driver.
Uninsured and underinsured driver coverage for bodily injury and property damage, in the event that another person causes harm to you or your snowmobile and does not have insurance to pay for your damages
Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorUnderinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorunderinsured motorist coverage
If you also want any property damage caused by uninsured or underinsured motorists to be covered, you'll need to buy a separate policy covering just the property damage from these drivers.
Uninsured / Underinsured Bodily Injury coverage protects you if you're in an accident caused by a driver who either has no insurance or just not enough insurance.
Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance to cover all of the injuries.
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit - and - run driver.
Many drivers also carry «uninsured or underinsured motorist» coverage, which means their own insurance company pays for damages that result from an accident caused by an uninsured driver.
Underinsured driver: This part of an auto insurance policy covers injuries to you caused by a driver without enough insurance to pay for your medical expenses.
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