Uninsured / underinsured motorist coverage is not mandatory in Indiana but it is advisable to obtain this along with the minimum liability coverage of Indiana for protection when an uninsured /
underinsured driver causes an auto accident with your vehicle.
Not exact matches
Uninsured /
underinsured motorists coverage, in the event that you are in an accident
caused by a
driver who does not have the coverage needed to pay your expenses
A type of uninsured /
underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured /
underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident
caused by an uninsured or
underinsured driver.
It can also cover you for injuries
caused by an uninsured or
underinsured driver if you select this coverage.
This
underinsured motorist settlement was in addition to a settlement with Farmers Insurance on behalf of the
driver who
caused the accident.
If you or someone you care about has been injured in an accident
caused by a
driver who was uninsured or
underinsured, please do not hesitate to reach out to Duncan Law Firm for the support and legal assistance you deserve.
This is auto insurance that you purchase that pays you for harms
caused by an uninsured or
underinsured driver that go uncompensated from the person who
caused the accident.
This helps to ensure that if another
driver who is not insured
causes an accident, the injured motorist will be able to look to both the
underinsured motorist's liability insurance plan (assuming one exists) as well as their own
underinsured motorist coverage.
We also have ample experience in representing clients who were involved in distracted driving accidents, including texting accidents, drunk driving accidents,
underinsured / uninsured motorist accidents, crashes involving aggressive
drivers, hit and runs and accidents
caused by defective auto parts (product liability cases).
If you were injured in an accident
caused by an
underinsured or uninsured motorist (including hit - and - run
drivers), what are your rights?
It is a special provision that will require your own auto insurer to cover you (up to your policy limits) in the event that you suffer damages or an injury
caused by an at - fault
driver who does not have enough («
underinsured») or any («uninsured») auto insurance.
If your injury was
caused by a
driver who had coverage, (i.e. the minimum amount required in Kentucky), but not nearly enough coverage to cover your total damages, you may recover
Underinsured Motorist Benefits (UIM) from your own automobile insurance company if you have elected to purchase UIM coverage as part of your insurance policy.
Underinsured motorists coverage pays you if the
driver who
caused your accident doesn't carry sufficient coverage, as is the case here.
If serious accident injuries
caused by an
underinsured driver have turned your life upside - down, making you feel powerless and desperate for help, we strive to tip the scales of justice in your favor.
The claimant must be able to demonstrate that their injuries were
caused by the accident with the uninsured or
underinsured driver.
This specific coverage is designed to compensate the policy holder for losses in the event that you are involved in an accident
caused by the negligence of an uninsured or
underinsured driver.
Lead Attorney, Barry Regar, can investigate the facts of your claim, review your policy for relevant coverage, and fight on your behalf to recover the compensation you deserve in the face of a negligence - based accident
caused by an uninsured or
underinsured driver.
You are only entitled to
underinsured benefits if your coverage exceeds the bodily injury coverage of the
driver who
caused your injuries.
When the
driver who
caused the injury is uninsured or the responsible party does not carry enough insurance to compensate for the injuries, uninsured /
underinsured motorist coverage also may provide coverage.
When filing a claim for damages
caused by an uninsured or insufficiently insured
driver, uninsured (UM) or
underinsured (UIM) motorist coverage can help.
Through aggressive representation and tactful negotiation, we will explore all of your options when it comes to obtaining compensation for an accident
caused by an uninsured or
underinsured driver.
When the other
driver of a vehicle who
caused your accident is unknown, likely from a hit and run accident, and you have uninsured /
underinsured coverage on your policy, your insurance company should pay for damages, minus your deductible.
When purchasing automobile insurance in Illinois, motorists are offered the option of obtaining uninsured and
underinsured coverage as well as liability coverage that pays in the event that
driver causes a collision.
Underinsured coverage provides additional coverage when a defendant
driver does not have sufficient coverage to pay for the injuries
caused to you or your family.
Most car insurance companies» provide coverage for accidents
caused by
drivers with no insurance (uninsured motorists) or by
drivers without enough insurance to cover the damages (
underinsured motorists).
This coverage pays you, resident members of your family, and occupants of your car for personal injuries
caused by an uninsured motorist, an
underinsured motorist, or a hit and run
driver.
UM pays you, resident members of your family, and occupants of your auto for personal injuries
caused by an uninsured motorist, an
underinsured motorist or a hit and run
driver.
Underinsured Motorist Bodily Injury will cover the difference for you and your passengers for injuries caused by an underins
Underinsured Motorist Bodily Injury will cover the difference for you and your passengers for injuries
caused by an
underinsuredunderinsured driver.
For example, if you have uninsured /
underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries
caused by an at - fault
driver with $ 200,000 in bodily injury liability, without
underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other
driver's insurance plus $ 100,000 from your own
underinsured coverage, which equals your $ 300,000 limit.
Uninsured /
underinsured bodily injury coverage pays medical bills for you, your passengers and members of your family if injured in an accident
caused by an uninsured
driver or
driver with insufficient coverage
It can also cover you for injuries
caused by an uninsured or
underinsured driver if you select this coverage.
Uninsured and
underinsured motorist coverage for property damage: Coverage only for property damaged in a vehicle accident
caused by an uninsured
driver.
Underinsured / uninsured motorist bodily injury covers bodily injury caused by an uninsured or underins
Underinsured / uninsured motorist bodily injury covers bodily injury
caused by an uninsured or
underinsuredunderinsured driver.
If you live in Massachusetts and have Bodily Injury
Caused by Uninsured or
Underinsured Motorist coverage (Parts 3 & 12), it may cover your medical expenses, lost wages, and pain and suffering if the other
driver does not have insurance.
Uninsured /
Underinsured Motorist Coverage covers the cost of damages, repairs, or injuries
caused to the policyholder or passengers in his / her vehicle in the event of a collision with an uninsured or inadequately insured
driver.
These costs range from basic repair costs to your automobile to medical costs for injuries to yourself or other
drivers, any damages
caused to other private property or other automobiles, injuries
caused to bystanders, and damage
caused by an
underinsured or uninsured
driver, to name a few.
Uninsured or
Underinsured motorist coverage pays for injuries
caused to a policyholder or passengers in his / her car resulting from an accident with a
driver who is responsible for the injuries, but has no liability coverage or his / her insurance coverage has low limits.
It is when these
drivers get in accidents and find they have to pay for the damage to their car or their own injuries
caused by an uninsured or
underinsured motorist that they start realizing how important it is to carry an adequate amount of this Auto Insurance type.
Uninsured and
underinsured motorist coverage for bodily injury: Coverage for you and your passengers when you are involved in a hit - and - run accident or are in an accident
caused by a
driver without insurance.
In the case of a serious accident,
underinsured motorist coverage will make up the difference between your losses and the coverage limit of the policy held by the
driver who
causes the accident.
Uninsured /
Underinsured Motorist coverage will protect you in case you are injured in an accident caused by uninsured or underinsured vehicle, or by a hit - and -
Underinsured Motorist coverage will protect you in case you are injured in an accident
caused by uninsured or
underinsured vehicle, or by a hit - and -
underinsured vehicle, or by a hit - and - run
driver.
Uninsured /
underinsured motorist coverage covers bodily injury to you, your relatives who live with you and your passengers if they are injured in an accident
caused by an uninsured motorist, a motorist whose bodily injury liability limits are less than your uninsured /
underinsured motorist limits or a hit - and - run
driver.
Uninsured and
underinsured driver coverage for bodily injury and property damage, in the event that another person
causes harm to you or your snowmobile and does not have insurance to pay for your damages
Uninsured /
Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motor
Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident
caused by an uninsured motorist (a
driver who does not have the minimum level of insurance required by law) or a
driver who is insured, but who has less coverage than your
underinsured motor
underinsured motorist coverage
If you also want any property damage
caused by uninsured or
underinsured motorists to be covered, you'll need to buy a separate policy covering just the property damage from these
drivers.
Uninsured /
Underinsured Bodily Injury coverage protects you if you're in an accident
caused by a
driver who either has no insurance or just not enough insurance.
Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident
caused by a
driver who has too little insurance to cover all of the injuries.
This coverage typically pays for expenses associated with injury or death from an accident
caused by an uninsured,
underinsured, or hit - and - run
driver.
Many
drivers also carry «uninsured or
underinsured motorist» coverage, which means their own insurance company pays for damages that result from an accident
caused by an uninsured
driver.
Underinsured driver: This part of an auto insurance policy covers injuries to you
caused by a
driver without enough insurance to pay for your medical expenses.