When an individual buys uninsured motorist coverage, they are basically buying a safety net which protects them from uninsured or
underinsured drivers on the roads.
There are too many uninsured and
underinsured drivers on the road for you to take the risk not to carry UM / UIM.
Not exact matches
The IRC study did not have detailed information
on underinsured drivers, but, suffice it to say,
roads like the I - 35, I - 37, and the Benson Highway likely teem with
drivers who don't have enough coverage to pay out liability and bodily injury claims.
Fortunately, uninsured /
underinsured motorist coverage can compensate you for your losses from uninsured
drivers, which can give you peace of mind
on the
road.
However, we don't live in a perfect world and there are millions of uninsured or
underinsured drivers on highways, interstates and
road around the country right now.
Since a significant number of
drivers on the
road drive without car insurance, it is crucial to have uninsured and
underinsured motorist coverage as a part of your car insurance policy.
Uninsured and
underinsured drivers do not only expose themselves to problems and danger, but also entail risk to other
drivers on the
road.
Some estimates state that as many as one out of four, or 25 %, of all
drivers on the
road have no insurance or are seriously
underinsured.
The IRC study did not have detailed information
on underinsured drivers, but, suffice it to say,
roads like the I - 35, I - 37, and the Benson Highway likely teem with
drivers who don't have enough coverage to pay out liability and bodily injury claims.
Also a smart idea is buying uninsured motorist insurance (UMI), since approximately one out of seven
drivers on Ohio
roads is uninsured, and countless others are
underinsured.
Due to the fact that there are so many uninsured
drivers on the
road in the Land of Enchantment,
underinsured / uninsured motorist coverage is strongly recommended.
Although uninsured and
underinsured motorist coverage are optional and are not legally mandated for Texas
drivers, they are certainly an important part of an overall auto insurance policy, and are well worth investing in to protect you
on the
road.
Because it's impossible to tell who does and who doesn't have auto insurance coverage when you're
on the
road, you need protection against these uninsured and
underinsured drivers.
These
drivers may be looking for cheap automobile insurance quotes, but at the same time they do not want to be caught
on the
road underinsured.
Fortunately, uninsured /
underinsured motorist coverage can compensate you for your losses from uninsured
drivers, which can give you peace of mind
on the
road.
You can't pinpoint who is an uninsured or
underinsured driver when you're
on the
road.