Not exact matches
Typically, the
driver could recover these additional costs from the negligent
driver's insurance but when that
driver is
underinsured then the
driver must find other means of compensation.
This coverage
typically pays for expenses associated with injury or death from an accident caused by an uninsured,
underinsured, or hit - and - run
driver.
As if it isn't bad enough that Mississippi has a sky high rate of uninsured
drivers, even vehicles that do have insurance are
typically underinsured, due to the low state - mandated minimum coverage requirements.
The endorsement
typically pays the difference between what the other
driver's insurance covers and what the
underinsured motorist coverage will pay, subject to the maximum limit of the coverage.
Typically, the ATV, motorcycle and snowmobile policies cover collision, theft, liability and damage caused by uninsured or
underinsured drivers.
Medical payments, uninsured /
underinsured motorist, collision and comprehensive are all coverages moped and scooter
drivers can
typically purchase.