Sentences with phrase «underinsured motorist protection for»

Not exact matches

In addition to the above statutory minimums, the policy coverage contemplated by the sample premiums include underinsured and uninsured motorist coverage for the same limits, medical expense benefits of $ 2,000 per person, and comprehensive and collision protection with $ 100 and $ 200 deductibles, respectively.

Minnesota state requires minimum auto insurance liability of $ 30,000 per person for bodily injury protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal injury protection, and $ 25,000 per person for uninsured and underinsured motorists up to $ 50,000 per accident.

It is strongly recommended that a motorcyclist obtains Personal Injury Protection (PIP) coverage if available, and also opts - in for uninsured motorist and underinsured motorist coverage.

Although it is mandatory for everyone to obtain minimum liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured motorist bodily injury, $ 10,000 for property damage and $ 50,000 for personal injury protection — some drivers continue to get behind the wheel without adequate coverage.

The Driver and Family Protection Act establishes that the amount of supplementary uninsured / underinsured motorist (SUM) coverage for any new auto insurance policy must be the same as the amount of bodily injury coverage selected by the policyholder.

Excess underinsured motorist protection is also available for up to $ 2 million per person, which many people have.

If you are seriously injured by a motorist in B.C., whose coverage is not sufficient to cover your damages, then there is something called underinsured motorist protection (UMP) that would cover you for up to $ 1 million dollars.

It is also important for drivers to have uninsured and underinsured motorist protection, and to confirm with their insurance companies that the coverage extends to hit - and run accidents.

In situations where there is not enough insurance coverage to pay the full extent of your damages, ICBC may have to compensate you for your damages under the underinsured motorist protection («U.M.P.») plan.

In British Columbia, for example, ICBC publishes arbitration decisions related to underinsured motorist protection claims.

Underinsured driver coverage works in much the same way - if the at - fault driver's insurance policy has coverage limits that fail to pay for all of the damage done, underinsured motorist protection will pick up the restUnderinsured driver coverage works in much the same way - if the at - fault driver's insurance policy has coverage limits that fail to pay for all of the damage done, underinsured motorist protection will pick up the restunderinsured motorist protection will pick up the rest of the tab.

The state of New York calls for each driver to carry bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection before he or she can register a vehicle.

For most people, the minimum amounts required are too low to provide adequate financial protection in the event of an accident or damage (hence the underinsured motorist coverage option!).

Personal injury protection covers medical expenses and lost wages for you and your passengers injured in an accident, and uninsured / underinsured motorist coverage pays for injuries you sustain if you're hit by a motorist with inadequate car insurance.

Drivers in the Bay State must also have personal injury protection — coverage for medical expenses that you need, despite who is at fault in a collision — and uninsured / underinsured motorist protection — coverage to get your property repaired or replaced if you're hit by a driver that either doesn't have insurance or doesn't have enough coverage.

For example, Indiana law does not require personal injury protection or uninsured / underinsured motorist coverage, which can both help protect you in an accident.

Uninsured / underinsured motorist protection can be used when you're struck by a driver without insurance or one that has inadequate coverage, and can pay for necessary repairs or replacements to your car.

Uninsured or underinsured motorist protection will, similarly, pay for the medical bills and property damage repair costs that you or your passengers may incur in an accident where you are struck by an uninsured motorist.

There are three main types of additional coverage for Saab automobile insurance including collision, comprehensive and underinsured / uninsured motorist protection.

A driver must also have uninsured / underinsured motorist bodily injury for up to $ 25,000 per person and $ 50,000 per accident, as well as $ 15,000 in personal injury protection.

Underinsured and uninsured motorist coverage: This coverage provides insurance protection if you're hit or injured by someone who doesn't have adequate insurance and for hit - and - run accidents.

«As these features are designed to protect the occupants of the vehicle, they impact the costs for coverages that deal with occupant injuries, such as medical expense, personal injury protection and uninsured / underinsured motorist.

While collision, which pays to repair your car if you are at fault, can be pricey, other optional coverages such as gap coverage, roadside assistance, rental reimbursement, uninsured / underinsured motorist coverage, and comprehensive coverage can provide a lot of protection for a little price increase.

If you want to avoid having to pay for scenarios like this, you could consider adding uninsured and underinsured motorist protection onto your car insurance policy.

Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy

Uninsured / underinsured motorist protection will keep you from spending money out of pocket for drivers who do not meet the state minimum coverage or who do not have any coverage at all.

On the other hand, Florence car insurance options like collision, comprehensive and uninsured / underinsured motorist protection can be used whether or not you are found to be at fault for the car accident.

This provides protection for you and your passenger (s) to cover medical expenses and lost income, and includes injuries from uninsured or underinsured motorists.

She says there are a dozen states that require some form of personal injury protection for motorcyclists but most states don't require motorcyclists to have uninsured / underinsured motorist coverage.

You may also see a deductible for personal injury protection or uninsured / underinsured motorist property damage in some states.

It may also include coverage for medical payments, personal injury protection, uninsured or underinsured motorists and other things, like rental car reimbursement or roadside assistance.

There are additional liability coverage options for Fort Collins, CO including personal injury protection and uninsured / underinsured motorist bodily injury liability.

The minimum requirement of insurance for the state of Oregon is bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection.

In the case of uninsured and underinsured motorist coverage, however, it is important to note that the policy benefits are reserved for the covered driver and passengers in cases where the other driver is liable and does not carry sufficient insurance protection.

The minimum coverage for the state is bodily injury liability, property damage liability, personal injury protection and uninsured / underinsured motorist bodily injury.

As for other mandatory coverages, some states have requirements for uninsured or underinsured motorist protection and personal injury protection.

Liability coverage for bodily injury and property damage are mandatory, as are personal injury protection and uninsured / underinsured motorist coverage.

The most common remaining coverage options for inclusion in Aurora vehicle insurance policies are uninsured and underinsured motorist protection.

This type of uninsured / underinsured motorist protection will pay for both the hospital and repair expenses.

Underinsured motorist coverage is a protection that helps pay for your expenses if you're hit by an underinsUnderinsured motorist coverage is a protection that helps pay for your expenses if you're hit by an underinsuredunderinsured driver.

Likewise, underinsured motorist protection kicks in if the coverage held by the at - fault driver is insufficient to pay for damages in an accident.

Uninsured and underinsured motorist protection are sometimes also required by the state for all drivers to include in their auto policy.

They are also required to have $ 25,000 per person and up to $ 50,000 per accident in uninsured / underinsured motorist bodily injury coverage and $ 5,000 for personal injury protection.

Selective Insurance Senior Vice President Sharon Cooper characterizes uninsured / underinsured motorist protection as «an important coverage for consumers because it protects them in situations they can't plan for.

In addition to the above statutory minimums, the policy coverage contemplated by the sample premiums include underinsured and uninsured motorist coverage for the same limits, medical expense benefits of $ 2,000 per person, and comprehensive and collision protection with $ 100 and $ 200 deductibles, respectively.

«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.

Uninsured motorist protection provides for your medical bills and property damage expenses if you are struck by an uninsured or underinsured motorist.

Although many will opt for only the basic liability and collision coverage, many families and those with new cars with choose the additional coverage features including comprehensive coverage, personal injury protection and underinsured / uninsured motorist protection.

Underinsured motorists protection covers you for injuries if the person causing the accident doesn't have enough to cover all the costs.

For general liability, there are the standard bodily injury, property damage, uninsured / underinsured motorist bodily injury and personal injury protection from which to choose.