The end result: the policyowner never actually uses the life insurance loan directly, and finishes with a life insurance policy with a net cash surrender value of $ 0, and still gets a Form 1099 - R for
the underlying gain in the policy.
As we demonstrated
in our 2015 analysis of the Common Core debate on Twitter, the dispute about the standards was largely a proxy war over other politically - charged issues, including opposition to a federal role
in education, which many believe should be the domain of state and local education
policy; a fear that the Common Core could become a gateway for access to data on children that might be used for exploitive purposes rather than to inform educational improvement; a source for the proliferation of testing which has come to oppressively dominate education; a way for business interests to exploit public education for private
gain; or a belief that an emphasis on standards reform distracts from the deeper
underlying causes of low educational performance, which include poverty and social inequity.
The principles
underlying the Aarhus Convention and experience
gained in the implementation of its provisions have wide application
in many
policy domains, including chemicals management, climate change governance and nuclear energy.