Sentences with phrase «understand policy exclusions»
It is always recommended to review the description of coverage and understand policy exclusions thoroughly.
https://www.visitorscoverage.com/ Not exact matches
«The research in Diversity Challenged shows that affirmative action policies have major benefits not only in overcoming the history of exclusion of minorities, but also in creating a richer educational experience for all students and injecting new ideas and understandings into discussions, debates and research on campus,» said Gary Orfield, co-director of The Civil Rights Project at Harvard University.
In addition, you need to understand any exclusions or limitations within the policy you choose.
It is extremely important to fully understand the exclusions of your policy.
But — and this is where we get to the second mistake of renters insurance — people have a very bad habit of buying a policy without understanding what exclusions apply.
Before you swipe your card on a life insurance policy, make sure you understand what exclusions your policy will have.
Most people with renters insurance policies are not terribly concerned about the war exclusion, they ask the question because they're curious and want to understand their policy.
In addition to the risks of being underinsured, homeowners in the Golden State need to understand that California's unique geography and ecology make California home insurance a lightning rod for the «exclusions» (i.e. exceptions) that are standard in most home insurance policies.
It's vitally important that you read and understand all of the exclusions offered by various renters insurance companies in Austin before you purchase a policy, because they can significantly impact the availability of coverage!
«Spend a few minutes reviewing your coverage and exclusions, and ask questions so you understand your policy.»
All MBI policies have a list of exclusions, so make sure sure you understand what the policy does not cover.
A solid understanding of a policy means being able to explain not only the standard coverages and exclusions, but also knowing how to prepare and understand property - specific exceptions to coverage.
Hopefully, you have read the coverage and exclusions section of your policy — and you understand it — before you are in an accident.
all costs rendered necessary by defects of material workmanship, design, plan, or specification, and should damage occur to any portion of the Insured Property containing any of the said defects the cost of replacement or rectification which is hereby excluded is that cost which would have been incurred if replacement or rectification of the Insured Property had been put in hand immediately prior to the said damage.For the purpose of this policy and not merely this exclusion it is understood and agreed that any portion of the Insured Property shall not be regarded as damaged solely by virtue of the existence of any defect of material workmanship, design, plan or specification.
To illustrate this point, Mayerson relates how his understanding of the «renewal rule» helped protect a corporate client against a sudden - and - accidental pollution exclusion added to a policy a year after it was purchased — but 20 years before the claim at issue.
If your policy previously included this exclusion, call your insurance agent or our office at 800.637.8170 to better understand how this will affect you from now on.
«Viewing the NLC policy in its entirety, and affording the words at issue their plain and ordinary meaning in the way that would be understood by «the ordinary reader and purchaser,» we conclude that the «owned but not insured» exclusion applicable in this case is not ambiguous.Town of Cumberland, 860 A. 2d at 1215 (quoting Pressman v. Aetna Casualty and Surety Co., 574 A. 2d 757, 760 (R.I. 1990)-RRB-.»
The Court of Appeal was careful not to conclusively weigh in on any substantive outcome — «A proper understanding of Precision's conduct is not possible until the trier of fact has made findings of fact on the relevant issues» (see para. 46) and that, with respect to the effect of the exclusion clause, a «trial judge would be in the best position to assess whether the evidence with respect to the allegations of fraud would warrant the intervention of public policy in this matter».
It is also crucial to review the wording of professional liability policies, understand where the gaps and exclusions are, and appreciate the extent of the coverage you actually have in place.
Your homeowners policy provides the following coverage options to protect your home from fire (check your policy to make sure you understand any exclusions):
HO - 3 is the most popular type of home insurance policy, and it's the easiest to understand because it covers anything not listed as an exclusion in the policy.
Be sure you take the time to understand the limits and exclusions of your policy.
It is important to understand your Homeowners Insurance policy and be aware of all the exclusions and limitations it may contain.
It is important to read your policy wording about the basis of claims settlement when you get a home insurance policy to make sure you understand the provisions in the contract, exclusions and limitations.
Home insurance policies widely, so it's important to read your policy to understand the coverage, deductibles and exclusions.
Carefully read your policy to understand the exclusions.
No, they don't need expensive policies yet, but they should understand the basics of what medical insurance / ACC and the public health system covers, and the cost and exclusion benefits of choosing insurance sooner than later.
Understanding the exclusions of your policy is just as important as understanding Understanding the exclusions of your policy is just as important as understanding understanding the coverage.
Make sure that you read and understand this exclusion as it could vary from policy to policy.
We would like to discuss your claim with you in an effort to help you better understand our coverages and policy exclusions and to also better understand your experience.
We would also like to take this opportunity to remind travelers that it's important to stop and read your travel insurance policy to understand the exclusions.
This is always mentioned in the policy documents and you should have a clear understanding of the inclusions and exclusions before making the purchase.
Every traveler and every trip is different, but understanding the benefits and exclusions is important to choosing the right policy or package plan.
Plus, at the rental counter you don't have time to review and understand the limits and exclusions of the policy.
Not fully understanding pre-existing condition exclusion waiver: Many travel insurance policies have an exclusion for «pre-existing conditions»; meaning any condition you had before your coverage began.
Some plans allow for non medical evacuations that include social upheaval as a covered reason for evacuation, but it's important to understand your policy limits and exclusions.
Every travel insurance policy comes with a free review period in which the insured traveler can read the policy, understand the exclusions, and make changes to the policy or cancel the plan for a refund (minus a small fee).
Even though insurance policies vary and the specific scenarios differ, the examples below should help you understand how the pre-existing condition exclusion and waiver may apply:
It is extremely important to fully understand the exclusions of your policy.
Please review any insurance policy that you may have for your accommodation carefully, and in particular please make sure that you are familiar with and understand any exclusions to, and any deductibles that may apply for, such insurance policy, including, but not limited to, whether or not your insurance policy will cover the actions or inactions of guests (and the individuals the guest invites to the accommodation, if applicable) while at your accommodation.»
Read and understand the terms and conditions, inclusions and exclusions, and check for spelling errors, withholding of information and misrepresentation of facts, if the policy document is being filled in by an agent on your behalf.
This will make it easier for the buyers to understand the specific benefits and exclusions of a policy and hence make informed decisions.
To understand your policy terms, you can also check the policy's exclusions section, since the suicide provision can be different for each policy.
It's important to note that Guaranteed issue life insurance policies will have some exclusions to them (graded death benefit), which is why it's important to fully understand the pro's and con's of such policies.
Learn more about what's covered and what's not in a policy before your purchase by understanding the limitations and exclusions in a typical travel health insurance coverage plan.
In addition to the risks of being underinsured, homeowners in the Golden State need to understand that California's unique geography and ecology make California home insurance a lightning rod for the «exclusions» (i.e. exceptions) that are standard in most home insurance policies.
It is my opinion that all states should require insurance companies to set forth the limitations and exclusions in an insurance policy in prominent print and easy to understand language.
Read and understand the terms, limits and exclusions of the policy.
Before purchasing a short - term health insurance plan, be sure to read your policy details thoroughly so that you understand all benefits and exclusions of your short - term policy.
Finally, always understand the exclusions of your policy.