Sentences with phrase «understanding of all of your debt»

To make sure you are first armed with a general understanding of all of your debt relief options I'd suggest you read the following articles:

Not exact matches

It's enough to ease his debt - related anxiety and leaves him with a lot of love for, and loyalty toward, his employer: «It makes me feel like my company understands me.»

In response to Einhorn's presentation, Assured Guaranty released a statement that said the investor's analysis «fails to acknowledge the positive implications of our significant financial strength and strong operating performance, and demonstrates a fundamental lack of understanding of our business model and the municipal debt markets.»

Among other things, it reveals nothing about the distribution of debt, which is crucial for understanding who has done the borrowing, why, and whether we should worry about it.

«A better understanding of the medium - term trade - off of private sector versus public sector debt will be helpful in developing stronger guidance around the monetary / fiscal policy mix,» Poloz said in his speech.

However, entrepreneurs who use their revenues to pay down debts too soon often fail to understand the opportunity cost of doing this.

Temasek and the debt - laden HNA, an aviation - to - financial services conglomerate, last week signed a memorandum of understanding to explore business partnerships in aviation and logistics.

Walden took interest in proposing legislation to ban the option because he thought the idea of minting a platinum coin to work around the debt ceiling was a particularly absurd idea that exemplified «the problem of people in Washington not understanding the reality» of the national debt.

«By signing this document, customer agrees to accept and understands that text messages may be used when servicing the account, including the collecting of debts.»

The Spanish government has been noteworthy in its pursuit of well - directed actions to address Spain's debt and banking - system problems, and the Spanish public has demonstrated an understanding of the need for austerity and reform measures.

Many households out there will soon understand the term «negative equity,» where debts exceed the value of assets.

Although most students have at least some form of student loan debt, few understand the basics of how these loans actually work.

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

The documents governing and representing the loan will outline the complete provisions of the transaction, however, there are a handful of key terms investors should understand before investing in a debt product.

Empirical research shows that a buildup of household debt in the economy makes a financial crisis more probable, so we wanted to understand the costs and benefits of leaning against financial imbalances through tighter monetary policy.

What passed for Soviet Marxism lacked an understanding of how economic rents and the ensuing high labor costs affected international prices, or how debt service and capital flight affected the currency's exchange rate.

As student debt becomes more and more common, it is critical that borrowers understand how much student loan interest rates can affect the total payment over the life of a loan.

If you're thinking about using a personal loan to pay off student debt, consider all of your other options first and understand what benefits you are giving up.

The reason is because while debt plays a key role in understanding the recent evolution of the Chinese economy and the timing and process of its upcoming adjustment (as it also does for all if not most major economies), there seems to be a remarkable amount of confusion as to why debt matters.

I have a masters in finance and understand the math of keeping the debt but my emotions are such that I need to try to finish off paying off my last debt (mortgage) in the next two years.

Key information about the specific mortgages was lost in the process of securitizing mortgages in the first place, and then later repackaging these mortgage securities into collateralized debt obligations (CDOs) and CDOs - squared.5 In addition, the complexity of the securities meant that it would be difficult to understand the risks even if an investor had access to all of the relevant mortgage - level information.

It is important to understand how debt payments are managed in order to recognize that whether or not China's debt burden is socialized has very little to do with the resolution of China's debt burden (aside from the fact that it never was «off» the government balance sheet in any meaningful way), just as analysts must recognize that an unsustainable increase in debt is embedded into China's current growth model, and is not an accidental bit of bad luck.

But even if this is all there were to debt — and in fact in my classes at both Peking University and, previously, at Columbia University I propose to my students that one way to think of the lability side of the balance sheet is precisely as a series of formulae that distribute the operating earnings of a company (or the total production of goods and services of a country)-- this would still make it singularly important in understanding the functioning of and prospects for an economy.

No matter what type of loan you get, it's important to understand that you are taking on new debt.

Understanding the terms of your loan and repayment plan are essential to paying off your debt.

I understand that might be hard to imagine given all of the debt worldwide, but the key word is quality.

One reason for trying to understand this complex picture is that the level of household debt is relatively high.

There is, in other words, actually quite a lot that we know and understand about the model, even if many of us seem to have forgotten much of it — including its typical weaknesses, one of the most obvious of which is the tendency for over-investment in the late stages of the miracle - growth period leading to an unsustainable increase in debt.

It is difficult to understand why the record burden of consumer debt will be impervious to a rising unemployment rate, particularly when companies are facing a substantial acceleration in wage inflation in recent months as they try to shore up profit margins - making substantial new layoffs inevitable.

This is why those economists who understand the structure of Chinese growth and who worry about the consequences of rising debt notice even relatively small defaults.

Crowdfunding debt is when a group of people or businesses lend money to an individual or company with the understanding that the loan will be repaid with interest.

We began by analyzing data from our survey to better understand the burden of student debt that college graduates face.

But because these analysts still did not understand that over-investment was a structural problem embedded deeply into the growth model — and not simply the accidental byproduct of occasional outbursts of enthusiasm — they had failed to explain to their clients that an unsustainable growth in debt and a seemingly insatiable demand for iron were simply expressions of the same system.

Until we understand this do not expect the global crisis to end anytime soon, except perhaps temporarily with a new surge in credit - fueled consumption in the US (which will cause the trade deficit to worsen) and more wasted investment in China (which, because it is financed with cheap debt, which comes at the expense of the household sector, may simply increase investment at the expense of consumption).

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

He understood and accepted the factors underlying the emergence of the largest deficit in Canadian history, but he disliked debt and he was absolutely committed to eliminating the deficit.

It's understood debt investment house Highbridge Capital Management agreed to underwrite a large portion of the debt package, while Carlyle's equity came from its Carlyle Asia Partners IV fund.

Now that you understand why you might want to refinance your debt, let's take a look at the different kinds of business loan refinancing...

Koester says more companies are starting to understand how currency movements affect their business, probably as a result of the sovereign debt crisis in Europe and recent volatility in the FX markets.

If you've done your homework and understand the benefits and drawbacks of a debt consolidation loan, it's wise to shop around and get offers from multiple lenders to find the best deal.

Once banks refined their cash - flow analysis and SME loan - underwriting skills, they were able to better understand the debt capacity of individual businesses and structure loans according to cash flows.

According to Belland, two things are necessary to slay the debt monster: an understanding of why you got into debt in the first place, and knowledge of what you value.

The 11 % of borrowers who don't understand the credit impact of student loans should learn how debt repayment will affect their ability to take out other loans in the future.

That is why our credit advisers work closely with your Relationship Manager to gain a deep understanding of your financial circumstances and analyse your current debt structure.

Since most of us can not live entirely debt - free, it's important to understand the differences between good debt and bad debt.

To understand why, we have to talk about credit scores and debt ratios — both of which are very important during the mortgage application process.

At this point, you should have an understanding of your total debt load, the interest rates you're paying, your minimum monthly expenses, and your monthly income.

Once you know your true monthly income, you'll have a greater understanding of what you can actually afford — and how much money you have available to pay off debt.

Q: How has the financial system evolved into the form of economic servitude that you call «debt peonage,» negating democracy as well as free - market capitalism as classically understood?

By using a combination of assets, debt, equity, and interest payments, leverage ratios are used to understand a company's ability to meet it long - term financial obligations.