Genworth Life is among the industry leaders when it comes to the company's liberal
underwriting for sleep apnea patients.
While some companies will have adverse
underwriting for sleep apnea (they charge you more), most will not.
Not exact matches
The best life insurance
for suffers of the condition of
sleep apnea is usually a fully
underwritten level term life insurance policy.
Either attempt to Purchase level term life insurance with a typical insurance agent that knows nothing about
sleep apnea and it's
underwriting criteria, or potentially shop around
for sleep apnea life insurance, that is life insurance
for those that have
sleep apnea, and potentially get accepted at an improved health class, and hence save some significant money.
Ok so by now it's painfully clear that being on oxygen
for anything other than
sleep apnea means you can't qualify
for a plan that has
underwriting.
AG's liberal
underwriting criteria
for various health problems puts this company close to the top of the of the list
for many of today's top ailments, such as diabetes, heart disease, and
sleep apnea.
The Company continues to be on the cutting edge in terms of
underwriting and pricing
for those who are not that healthy, such as those who struggle with diabetes,
sleep apnea, atrial fibrillation, etc...
AIG has great
underwriting for; healthy people, those with
sleep apnea are still eligible
for the best health class as well as people taking a depression or anxiety medication can still qualify
for the best rate class.
AIG also has some of the best
underwriting in 2016
for sleep apnea, type I and II diabetes, including insulin diabetes, cigar users up to 52 a year and still get best rate class nonsmoker, even low blood pressure.
Underwriting of
sleep apnea for life insurance depends on severity, mild, moderate or severe, and compliance with treatment as measured by a
sleep study