Sentences with phrase «underwriting guidelines»

Lenders have struggled on how to deal with this phenomena in terms of underwriting guidelines for future credit.

A policy's approval is not guaranteed and is subject to personal health history and specific underwriting guidelines of the specific insurance company issuing the policy.

Lenders set their own underwriting guidelines for jumbo loans, so eligibility requirements may vary among lenders.

However, every life insurance does have different underwriting guidelines for health history, build, height & weight, blood pressure, cholesterol, driving history, family history, travel etc..

Unlike traditional loans, many lenders do not have strict underwriting guidelines for these types of loans.

So the local and regional banks were the first to make their mortgage underwriting guidelines more stringent.

You're well - versed in underwriting guidelines, but do you need a refresher on resume guidelines?

Each insurance provider has its own unique underwriting guidelines for assessing key man risk.

One of the good things about a purchase money mortgage is that they have very flexible underwriting guidelines in many cases.

Of course, there are exceptions to every rule, and it is possible for your rate to change shortly after purchasing a new policy if you do not meet underwriting guidelines.

This is a simple task for us because we are ultra familiar with all the different underwriting guidelines from all the different burial insurance companies.

The life insurance industry has stringent, very specific underwriting guidelines for high lipid levels.

The presence of this guarantee enables financing to be more widely available to veterans, it also allows for more favorable underwriting guidelines when compared to traditional loans.

The company has rights to refuse to renew the plan, as per the current underwriting guidelines approved by the board.

In addition, the life insurance companies that specialize with these policies offer more liberal underwriting guidelines than a life insurance policy for an individual.

You will also get additional home loan program details regarding underwriting guidelines and eligibility.

Because they held onto the loans they made, stringent underwriting guidelines were put in place to ensure quality loans were made.

There are certain underwriting guidelines in order to be approved for life insurance.

For a variety of reason, mostly to due to negative equity or current tighter credit underwriting guidelines, large numbers of these homeowners have been left to the sidelines.

Not all life insurance companies are going to use the same underwriting guidelines in determining how they should «view» your life insurance application.

Because conventional loans are not backed by the government lenders follow stricter underwriting guidelines which require good credit, a strong financial status and lower loan - to - value ratios.

Each insurance carrier will use their own underwriting guidelines when it comes to determining who they will and won't provide life insurance too.

In the case, the insurance company submitted underwriting guidelines stating no disability policy would be issued to an applicant who earned an annual amount less than $ 16,000.

This is a good indication that mortgage lenders while continue to tighten underwriting guidelines while home foreclosures continue to mount.

What governments can do is prevent another subprime disaster by enforcing good underwriting guidelines and requiring clear, plain - English disclosures of the risks of exotic mortgages.

That is why sometimes the more conservative, financially stable insurance companies have stricter underwriting guidelines so they can offer cheaper term life insurance quotes to healthy people.

Every insurance company has different ways of calculating premiums rates and different medical underwriting guidelines, which means that you could get drastically varying based on the company that you get the quote from.

Each life insurance company has its own individual underwriting guidelines that vary by company.

All loan approvals are subject to normal loan underwriting guidelines.

Must qualify through normal underwriting guidelines and credit criteria.

In fact, flexible underwriting guidelines allow this type of policy to provide approval results in much less time — usually within one day.

They often have more relaxed underwriting guidelines, when compared to the big banks.

Most consumers don't realize that every insurance company has different underwriting guidelines depending on your condition.

Also, their diabetic underwriting guidelines are among the best in the country.

To counter a sharp contraction in origination volume, some mortgage lenders are easing underwriting guidelines slightly.

These affordable insurance rates and the company's very aggressive underwriting guidelines when it comes to various health ailments make it a very popular choice among consumers.

Our guide below will help you find your health class based on typical underwriting guidelines.

Ratings chance from time to time, so do underwriting guidelines.

The best approach would be for lenders to refine their automated underwriting guidelines to account for the bigger picture.

In terms of changes going forward for commercial insurance, the industry has had to review and adjust underwriting guidelines or principles as a result of the flood.

Their no exam policy has great underwriting guidelines with an approval process in as little as 15 minutes.

Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class.

Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history.

An appraisal allows lenders to «see» your home and determine whether its value and condition meet HELOC underwriting guidelines.

That said, there are still a few underwriting guidelines you should be aware of.

So where do these mortgage underwriting guidelines come from?

Our hard - money underwriting guidelines are focused not on borrower credit, but on overall equity.