According to a recent survey, more than 40 % of Americans either experienced a major
unexpected expense over the past 12...
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control
over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any
unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The temptation to spend, especially in a city like New York, coupled with
unexpected expenses, makes it all too easy to go
over.
I'd recommend at least a small allocation to bonds or cash in the event that an
unexpected expense comes up that
over and above the dividend yield (although you could always create your own dividend by selling shares too).
Being
over your head in debt, losing your job, or having to pay for a crippling
unexpected expense, all can cause massive amounts of stress.
It's a pretty common scenario — we see it all the time — you have a job with decent income but your credit has taken a couple of hits
over the recent years and now you're facing some
unexpected expenses.
This is because
over half of your gross income is going towards debt payments each month, making it hard for your to save money or handle
unexpected expenses.
I am glad I learnt a lesson and these little savings have grown
over time and I can tell you I am no longer scared of the
unexpected expense.
If I can see a period of unemployment coming up (currently my contract is
over at the end of September, so I can expect to not get paid for a while if I don't renew it and don't look for another job), I can keep money available to pay my living
expenses (and avoid the LOC interest charges), but this is different then saving money for
UNEXPECTED periods without income.
HELOCs are great for when you need to access funds
over a period of time, such as college, a wedding, or just to be prepared for
unexpected expenses.
Reverse mortgages do not require monthly mortgage payments5 and you can receive your loan proceeds as a line of credit that will grow
over time6 and can be accessed anytime an
unexpected medical
expense comes up or as needed.
Home equity loans are a good example of this type of credit: As a homeowner, you can put your house up as collateral in exchange for borrowing against some of the value it has accrued
over time to cover things like medical bills, major repairs or other
unexpected expenses.
So you really only need to put the money in safe investments that you'll have to tap for living
expenses over the next couple of years or so, plus perhaps a bit more to cover
unexpected expenses and emergencies.
Over and over again we hear that this is one of the largest unexpected expenses students f
Over and
over again we hear that this is one of the largest unexpected expenses students f
over again we hear that this is one of the largest
unexpected expenses students face.
A sudden job loss or
unexpected medical
expense can put you
over the edge with your debt situation and cause you to miss payments, which spirals the situation out of control in a hurry.
Your teen likely understands that they should only get as many credit cards as they can pay off at the end of the month — but sometimes
unexpected expenses can push us
over our card's limits and past our payment dates.
An
unexpected bill can be difficult to get
over when you're already struggling to keep up with your regular
expenses.
Also referred to as payday loans, cash advances can be a practical and secure way to tide you
over when
unexpected expenses crop up.
Most people don't have enough left
over to cover
unexpected expenses.
Establish a financial cushion for
unexpected big
expenses or times when you go
over your spending limit.
Emergency savings: More than 40 % of Americans experienced an
unexpected emergency
expense over the past year or had a family member who did — and a majority of people don't have the money to cover the cost.
From day to day bills, life
expenses, and
unexpected emergencies, it's easy to feel like there is little left
over to save.
An online Peerform installment loan can help you
over those
unexpected expenses that you did not plan for in your budget.
That trouble stemmed from
unexpected expenses that caused me, for the first time, in
over 18 months to carry forward a balance on the rewards credit card that I use.
Just know that
over the course of a long retirement any number of things — market setbacks,
unexpected expenses, higher - than - expected inflation — can wreak havoc with even the best - laid retirement income plans.
Over time, you can watch your money grow as interest accrues on the account, and as you save, you'll improve your financial stability so that if
unexpected expenses arise, you have savings to fall back on.
The SimplyCash ® Plus Business Credit Card may be a good choice for those who occasionally find the need to spend above their credit limit to handle
unexpected business
expenses, as it allows you to go
over your limit with no extra fees (the amount you can go
over will vary by individual account).
Besides, more important that trying to arrive at some ideal percentage is making sure you're getting you enough guaranteed income to provide the cash you require for basic living
expenses while still having sufficient savings left
over for discretionary spending and
unexpected outlays.
The SimplyCash ® Plus Business Credit Card may be a good choice for those who occasionally find the need to spend above their credit limit to handle
unexpected business
expenses, as it allows you to go
over your limit with no extra fees (the amount you can go
over will vary by individual account).
When it comes to insurance plans, be prepared to do some research online and
over the phone to uncover a plan's exclusions and limitations before you buy, or you might be surprised by
unexpected expenses later.
This represents
unexpected out of pocket
expenses for consumers —
over and above their home insurance deductible — that can provide a bit of a shock when the time comes to pay the bills.
Unexpected Recurrence of a Pre-existing Condition; the first $ 20,000 of covered
expenses up to the age of 65 or the first $ 10,000 for
over the age of 65
This plan shall pay up to $ 20,000 for those up to age 65 and $ 10,000 for those age 65 and
over subject to the chosen Deductible and Coinsurance for Covered
Expenses resulting from a sudden,
unexpected recurrence of a Pre-Existing Condition while traveling outside the Covered Person's Home Country.
The average person wouldn't pay for an
unexpected $ 1,000
expense from their savings, per a recent Bankrate survey, while the median amount in a savings and checking account for a middle - income household has essentially remained flat
over the past 27 years, according to Federal Reserve data.