Sentences with phrase «uninsurable by»

Today, there are many people who may be considered uninsurable by some life insurance companies due to their age, health, diabetes, smoking, DUI's, use of marijuana, high risk job or high risk occupation, etc..

If you've ever been declined for a policy or know that you are deemed uninsurable by carriers, then a guaranteed issue life insurance policy at any age is a great option.

These people are considered uninsurable by all term insurance carriers and most whole life insurance carriers as they are too risky.

Essentially, this is the policy you'd get if you are considered uninsurable by all other means.

If you've ever been declined for a policy or know that you are deemed uninsurable by carriers, then a

And their health usually makes them uninsurable by the time they retire,» Johnson says.

The rider would ensure you can't be deemed uninsurable by the insurance company no matter your age or health status.

It is totally controlled with a daily pill but I think it would put him in a more expensive insurance pool — not uninsurable by any means, but no longer the cheapest rate.

Having an accident or moving violations (speeding, DUI, etc.) makes you at a higher risk and normally means higher rates or you may be uninsurable by certain carriers.

If you've been deemed high risk or uninsurable by life insurance companies, guaranteed life insurance could be the right solution for you..

These include applicants who are in good health and who may be able to qualify for a preferred premium rate, to those who have severe health conditions — and who may even be considered as uninsurable by other life insurance companies.

Most companies use Gerber Life Insurance company for their impaired risk clients or clients that have health conditions which deem them uninsurable by most other life insurance companies.

If you are in poor health, you might be considered uninsurable by insurance companies.

Not exact matches

«This is a game changer because it levels the playing field for small companies by transforming a previously uninsurable threat into a manageable business risk,» John Amster, chief executive and co-founder of RPX, said in a press release.

Some of the risks of investing in real estate include changing laws, including environmental laws; floods, fires, and other Acts of God, some of which can be uninsurable; changes in national or local economic conditions; changes in government policies, including changes in interest rates established by the Federal Reserve; and international crises.

Mills predicts that more states will get into the insurance game as their denizens are deemed «uninsurable» by private industry.

By purchasing life insurance while they are young and health, you are locking in their insurability such that their coverage will be in place even if they become uninsurable in the future.

So a primary concern is looking for pest damage either by carpenter ants or termites which could cost thousands of dollars to repair or may make the home possibly uninsurable which could prevent obtaining a mortgage.

If a person is refused health insurance coverage by two or more approved insurers, that person becomes an uninsurable person under the law.

This translates immediately into one type of financial risk: as described by the chairman of the Axa insurance company, «a world of 4C is uninsurable».

An older adult with health concerns may be designated as «uninsurable» by many life insurance companies.

These plans are made for those who are considered by some insurance companies as very high risk or those that can be considered as medically uninsurable.

The underwriting is more lenient than for individual policies, meaning it can sometimes be used by couples to buy life insurance when one half of the couple would otherwise be uninsurable.

Declined Risk — Unfortunately, some risks are uninsurable and are not accepted by the majority of the insurance industry.

* This options are important because should a person have an uninsurable condition and have a higher chance of dying they will still be able to secure protection even though they would be declined by all other carriers.

Exclusions may eliminate coverage for risks that are uninsurable or that are covered by other types of policies.

Risks that are not acceptable or open to insurance — usually assessed by the Insurer, are Uninsurable Risks.

If all other attempts at getting health insurance haven't worked out, one can apply to high - risk pools as the last option, public programs covering «uninsurable» people who were rejected by private insurers.

Underwriting is the process of selecting and evaluating the risks associated with a policy and determining the amount and terms on which the Insurer will accept this risk.Risks that are not acceptable or open to insurance — usually assessed by the Insurer, are Uninsurable Risks.

As long as the premiums are fully paid by the time the child is 18, the policy remains in tact even when your child becomes uninsurable.

Even if you're considered «uninsurable» by common life insurance standards — such as a chronic disease or risky profession — you may still find an insurance company willing to give you a policy.

By choosing a ten year term you run the risk of being uninsurable when the first ten year term expires or if you develop a health condition the premiums may be unaffordable leaving your family at great risk.

I am told by several agents that until I am 5 years past cancer treatment, I am basically uninsurable.

So he is trapped by the universal life policy with another price increase on the way and unable to switch due to essentially being uninsurable for the next six months.

Uninsurable motorists coverage pays for your injuries caused by AN uninsurable driver or, in some states, a hit - and - Uninsurable motorists coverage pays for your injuries caused by AN uninsurable driver or, in some states, a hit - and - uninsurable driver or, in some states, a hit - and - run driver.

Forward - looking information is subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance or achievements of the Company to be materially different from those expressed or implied by such forward - looking information, including but not limited to: risks related to changes in cryptocurrency prices; the estimation of personnel and operating costs; general global markets and economic conditions; risks associated with uninsurable risks; risks associated with currency fluctuations; competition faced in securing experienced personnel with appropriate industry experience and expertise; risks associated with changes in the financial auditing and corporate governance standards applicable to cryptocurrencies and ICO's; risks related to potential conflicts of interest; the reliance on key personnel; financing, capitalization and liquidity risks including the risk that the financing necessary to fund continued development of the Company's business plan may not be available on satisfactory terms, or at all; the risk of potential dilution through the issuance of additional common shares of the Company; the risk of litigation.