I've always said that if you talk to an agent and they declare
you uninsurable without running your information informally through several underwriters, they are either captive or incompetent.
If you told a life insurance agent that you have a seizure disorder or epilepsy, and have they told you are
uninsurable without asking more questions, take them off your Christmas card list.
Not exact matches
If you are found to be
uninsurable at that time, you will be
without life insurance coverage.
If you are found to be
uninsurable at that time, you will be
without coverage.
So, if you have the conversion option and you are
uninsurable for life insurance with another company, your exisiting company will allow you to exchange your term policy for a new plan of insurance usually offering a level rate
without proof of health.
If the policy runs out, if you become
uninsurable, or if the premiums eventually get too high to pay, you may have invested a lot of money
without ever achieving your goal of making a large charitable donation.
Insurance companies won't label you «
uninsurable» except in cases of serious health issues, so don't give up on finding affordable life insurance
without research and comparisons.
A «guaranteed renewable» policy is very important because
without it, reduced health could render you
uninsurable.
Supporters of these mechanisms believe that a more robust system of State ‐ based risk pools could offer coverage to all medically
uninsurable individuals,
without the adverse market effects connected with a requirement that insurance companies accept all applicants (see Guaranteed Issue above).