At Lee Law Offices, P.A., we believe seeking qualified representation can be even more important when dealing with
an uninsured accident situation.
Not exact matches
Whether you wish to pursue further legal action against an
uninsured driver or an insurance company, it's important to hire an attorney who has extensive experience working on cases just like yours, who isn't intimidated by insurance companies, who can relieve stress in an already stressful
situation, and who will fight for your legal rights to achieve the best possible outcome for your
accident case.
Such
situations can include infant claims, being the victim of a hit and run
accident, or being struck by an
uninsured or underinsured motorist.
Compare this
situation to the case where someone is the victim of a motor vehicle
accident involving an
uninsured motorist.
In order to avoid these types of
situations, it is recommended that you have
uninsured motorist coverage, which will provide you with protection from your own insurance policy even in the event the person who caused the
accident is
uninsured.
Understanding your
situation and options if you find yourself in a motor vehicle
accident with an
uninsured driver, is something we can help you with.
Uninsured and underinsured motorist coverage exists to cover you in these types of
situations, helping to pay for certain expenses you may incur in the aftermath of such an
accident.
Uninsured motorist coverage only pays out in
situations where liability can be determined and the
accident is ruled to have been caused by the other driver.
For the sake of
uninsured motorist coverage, not having insurance can mean several different things: the negligent driver could be carrying no auto insurance coverage at all; his or her coverage could fall short of the state's minimum guidelines for auto insurance; the insurance company representing the negligent or liable driver could be unwilling or unable to pay the claim (claim denial or financial insolvency on the part of the provider; or, the
accident could be a hit - and - run
situation, which is treated as an
uninsured driver case.
Any existing state programs, such as requiring
uninsured or underinsured coverage, offering limited - tort or full - tort options, or anything else that affects the state's bottom line may boost your insurance rates up based on how the state orders insurers to provide compensation in an
accident situation.
If you're
uninsured, or if you've let your insurance lapse, getting into an
accident can be a disastrous
situation, both for you and the other driver — especially if they don't have
uninsured motorist coverage.
Being involved in a car
accident is traumatic, but the
situation can become a nightmare if the other driver is
uninsured.
In that
situation, your insurance company will provide you with coverage for your injuries and associated losses as if they provided coverage for the
uninsured motorist who caused the
accident.
Uninsured / underinsured motorist coverage helps cover the cost when you are involved in a hit - and - run
accident and in
situations where the other driver is both at fault and does not have (or have enough) insurance.
Uninsured and underinsured policies provide the coverage that covers expenses normally taken care of by the at fault driver in
situations where that driver does not carry any automobile liability insurance at the time of the
accident, or the insurance policy of the negligent driver is not enough to handle all expenses.
Uninsured and underinsured motorist insurance protect you as a driver in
situations where you get involved in an
accident and the at - fault driver does not carry sufficient insurance protection to covert the costs associated with the
accident.