Sentences with phrase «uninsured driver»

An uninsured driver is a person who does not have car insurance. Car insurance is a special type of coverage that helps pay for damages or injuries caused by an accident. If someone gets into a car accident with an uninsured driver, it can be difficult to get money from them to pay for the damages. Full definition
There could be a relatively high rate of uninsured drivers in this zip code, and this drives up the premium rates for those who do purchase car insurance.
This policy protects insured individuals hit by uninsured drivers while riding their bicycles or walking.
Unfortunately when accidents with uninsured drivers occur you could be at a loss for compensation due to their lack of representation.
The percentage of uninsured drivers in the state and how much competition there is among the car insurance companies also affects car insurance rates.
These programs have been proven by other states to make a huge impact on reducing the number of uninsured drivers on the road.
When you purchase uninsured motorist coverage, you are essentially purchasing liability insurance for uninsured drivers who cause an accident with you that results in damages or injuries.
These range from protection from uninsured drivers, assistance with future rental cars, and even assistance with medical bills.
The national average for uninsured drivers on the road is 13 percent, or one in eight drivers.
Remember that you can not choose which driver would cause you trouble, so the risks of having an accident involving uninsured drivers is always present.
When this occurs, uninsured motorist insurance can help you avoid having to file suit against uninsured driver to have your expenses and medical bills paid.
It's a good idea given how many uninsured drivers there are on the road.
In some situations, motorists have even cancelled their insurance altogether, leaving them as uninsured drivers.
However, uninsured motorist coverage can help lessen the financial blow of not being compensated for injuries or damage to your vehicle in a crash involving an at - fault uninsured driver.
People who are worried about potential injuries or damages from drivers who are underinsured should purchase uninsured driver coverage and personal injury protection.
Before answering this, keep in mind that commercial uninsured driver protection not only financially safeguards your business but protects your employees, too.
You should have it because in some states it's required and certain states have more uninsured drivers than others.
In a hit - and - run accident, uninsured driver insurance can cover the cost of damages subject to policy coverage provisions and limits.
Keep in mind that a registered uninsured driver who causes an accident must pay for medical costs out of pocket.
When you are sharing the roads with one uninsured driver out of five drivers, you need to make sure you have the best protection ever.
Without an insurer to pay out on these claims, many uninsured drivers face crippling debt, or even bankruptcy if they are involved in an accident.
Then they go after the negligent uninsured driver in the accident through litigation or other means to try to recover the funds.
Medical and hospital bills will be settled for both insured and uninsured drivers directly involved in the accident.
This is why police offers are trying to catch uninsured drivers on the road.
Your agent will be able to guide you through the process and see if your policy covers uninsured drivers.
We need to deter uninsured drivers from putting the rest of us at risk on our roads and highways.
With so many uninsured drivers all around you, we recommend you consider uninsured motorist coverage.
This coverage does not let uninsured drivers off the hook; they are still liable for damages and injuries they cause.
The common complaint is that these policies are letting uninsured drivers off the hook by forcing those who carry insurance plans to pay for their insurance obligations as well as their own.
If you're worried that another driver who is uninsured might be involved in a collision with you, you can purchase uninsured driver's insurance.
There are serious consequences that uninsured drivers suffer when they get involved in an accident.
The same would have applied to a claim against an identified but uninsured driver whose liability was covered by the agreement.
The AA says uninsured drivers add # 33 to the cost of everyone else's insurance policy.
Given the prevalence of uninsured drivers nationally, this coverage is essential.
In fact, many states consider it unlawful for motorists to operate vehicles without mandatory minimum insurance, so uninsured drivers risk facing considerable fines if caught driving without required coverage.
These lawsuits can result from collisions with another vehicle, with pedestrians, uninsured drivers etc..
In other words, it protects you from out of pocket costs dealing with injuries and other medical expenses you incur in accidents with liable uninsured drivers.
For a lower premium, this coverage will only cover the cost of medical bills from any personal injury caused by uninsured drivers.
With about one out of every six adults in this zip code unemployed, the roads must be rife with uninsured drivers.
NOTE: A registered uninsured driver who causes an accident must pay for damage or medical costs out of pocket.
These harsh penalties may explain why this state has the lowest rate of uninsured drivers in the county.
There are a still a huge number of uninsured drivers on the road.
This car insurance coverage helps protect you and your vehicle from uninsured drivers and hit - and - run accidents.
This low average is slightly surprising, considering the high percentage of uninsured drivers in the state.
And pay attention: since the beginning of 2009, you've been required to buy $ 25,000 in property damage coverage for uninsured drivers as well.
In the case of hit - and - run motorcycle accidents or collisions involving uninsured drivers, injured victims can seek compensation through the uninsured motorist clause of their auto insurance policies.
For other motorists, uninsured driver coverage makes sense even if not legally mandated.
A registered uninsured driver is not covered by uninsured motorist coverage.
With all the underinsured and uninsured drivers out there, it's more important than ever to be covered.
Having uninsured driver protection usually means that you can still file a claim against your own insurance company.
And how many uninsured drivers have extra cash laying around to pay for large civil judgments?

Phrases with «uninsured driver»

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