Going back to
the uninsured driver issue, evaluate if you really need to add this to your coverage.
Not exact matches
On the other hand, Hayward
drivers face some specific local annoying
issues — such as the aforementioned traffic as well as dangers posed by
uninsured and underinsured motorists.
One
issue that has been hotly debated though is whether you can introduce evidence that the other
driver was drunk where the case is proceeding to trial with only the
Uninsured Motorist carrier remaining as a viable defendant.
The sentencing guidelines council has
issued the following definitive guideline: causing death by careless or inconsiderate driving carries a maximum penalty of five years; causing death by driving, unlicensed, disqualified or
uninsured drivers carries a maximum of two years (see tables above for more details).
It is regrettable that the consultation paper restricts its scope to a relatively small number of largely peripheral procedural
issues confined to claims against
uninsured and unidentified
drivers.
The immediate impounding of an apparently
uninsured vehicle replaces the former method of dealing with insurance spot - checks where
drivers were
issued with an HORT / 1 (so - called because the order was form number 1
issued by the Home Office Road Traffic dept).
In other words, every policy
issued by a licensed insurer will cover you for the other
driver's injuries and property damage when you cause an accident, or your own the medical expenses when you are injured by an
uninsured motorist.
At first glance this may not seem like a pressing
issue, but as a whole,
uninsured motorists drive up premiums for all
drivers.
On the other hand, Hayward
drivers face some specific local annoying
issues — such as the aforementioned traffic as well as dangers posed by
uninsured and underinsured motorists.
This can be a serious
issue if an
uninsured driver causes an accident.
And
uninsured and underinsured motorist protection handle financial
issues that can come up when you are struck by an
uninsured driver or someone whose policy is not enough to handle all the costs associated with your care.