Under some policies,
Uninsured and Underinsured Motorist coverage is stackable, which
means that a
person can add together either insurance coverage from several policies or insurance coverage for several cars listed on one policy.
That
uninsured people do to you so for example you might live in a state where maybe 20 % of the
people maybe 20 % of
people.where you live are
uninsured all right so that
means they're driving around they don't have car insurance, and so you're saying hey I want to take out this policy in case that
person hits me that it's not like they're gonna.
Uninsured Motorist Bodily Injury (UMBI): this coverage is meant to protect you during an accident caused by an uninsured driver - up to $ 25,000 per person on your car and total of $ 50,000 per accident, UMBI pays for your medical bills in place of the uninsured driver's insurer, if he or she
Uninsured Motorist Bodily Injury (UMBI): this coverage is
meant to protect you during an accident caused by an
uninsured driver - up to $ 25,000 per person on your car and total of $ 50,000 per accident, UMBI pays for your medical bills in place of the uninsured driver's insurer, if he or she
uninsured driver - up to $ 25,000 per
person on your car and total of $ 50,000 per accident, UMBI pays for your medical bills in place of the
uninsured driver's insurer, if he or she
uninsured driver's insurer, if he or she had any.
This
means that if
person A takes your car and hits
person B,
person B's
uninsured motorist coverage will pay for
person B's medical and auto repair bills.
California has an
uninsured motorist rate of 25 %, which
means if you are in an accident, there is a 1 in 4 chance that the other
person will not have insurance.