Customers must meet specific credit
union qualification criteria to join, often based on affiliation with a business, union or group.
Private student loan lenders consist of banks, credit
unions, and online providers who have specific
qualification criteria that borrowers must meet in order to qualify for a refinanced student loan.
She gave five reasons in particular why the scope of the exclusion clause should not be limited to the offenses outlined in Article 1 FDCT: firstly the wording refers to acts contrary to the purposes and principles of the UN and is not limited to terrorist offenses; secondly, such an interpretation would be at odds with the Geneva Convention in light of which the
Qualification Directive should be interpreted; thirdly, the
Qualification Directive as an instrument of asylum and humanitarian law and the FDCT are qualitatively different and derive from different areas of law; fourthly, it would unduly restrict the application of the exclusion clause and finally, fifthly, the fact that the FDCT is an instrument of variable geometry with varying application across the
Union would lead to problems if it were used as
criteria in defining terms for the purposes of the application of the
Qualification Directive.