Reinstatement Privilege If all or a part of an Account Owner's Class A
Units in the Advisor Plan are redeemed in connection with a
withdrawal or transfer, and the Account Owner purchased the Class A
Units subject to an Initial Sales Charge or paid a CDSC on their redemption, the Account Owner may reinvest an amount equal to all or a portion of the redemption proceeds in Class A
Units of the same Investment Portfolio or any other Investment Portfolio at the Net
Unit Value, without the imposition of an Initial Sales Charge, next determined
after receipt in good order of the contribution, provided that such reinvestment is made within one year of the
withdrawal or transfer.